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Synopsis
Timetric’s 'The Insurance Industry in Kenya, Key Trends and Opportunities to 2020' report provides a detailed analysis of the Kenyan insurance industry.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, total assets, total investment income and retentions during the review (2011–2015) and forecast periods (2015–2020).

The report also gives a comprehensive overview of the Kenyan economy and demographics, and provides detailed information on the competitive landscape in the country. It also includes analysis of the impact of natural hazards on the insurance industry.

The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations and recent changes in the regulatory structure.

Summary
Timetric’s 'The Insurance Industry in Kenya, Key Trends and Opportunities to 2020' report provides in-depth market analysis, information and insights into the Kenyan insurance industry, including:

- An overview of the Kenyan insurance industry

- The Kenyan insurance industry's growth prospects by segment and category

- A comprehensive overview of the Kenyan economy and demographics

- The detailed competitive landscape in the Kenyan insurance industry

- Details of regulatory policy applicable to the Kenyan insurance industry

- Analysis of natural hazards in the Kenyan insurance industry

Scope
This report provides a comprehensive analysis of the insurance industry in Kenya:

- It provides historical values for the Kenyan insurance industry for the report’s 2011–2015 review period, and projected figures for the 2015–2020 forecast period.

- It offers a detailed analysis of the key segments in the Kenyan insurance industry, with market forecasts to 2020.

- It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, combined ratio, total assets, total investment income and retentions.

- It profiles the top insurance companies in Kenya, and highlights recent developments.

- It covers the economy and demographic structure of Kenya.

- It analyzes the impact of natural hazards in the Kenyan insurance industry.

Reasons To Buy
- Make strategic business decisions using in-depth historic and forecast market data related to the Kenyan insurance industry and each segment and category within it.

- Understand the demand-side dynamics, key market trends and growth opportunities in the Kenyan insurance industry.

- Assess the competitive dynamics in the Kenyan insurance industry.

- Identify growth opportunities and market dynamics in key segments.

- Gain insights into key regulations governing the Kenyan insurance industry, and their impact on companies and the industry's future.

Key Highlights
- In August 2015, the Kenyan government launched pastoral livestock insurance in northern Kenya, in partnership with the World Bank and the International Livestock Research Institute (ILRI).

- Life insurance penetration in Kenya was 1.0% in 2015.

- The non-life segment accounted for 70.0% of the industry’s gross written premium in 2015.

- In 2015, there were 16 life insurers, 25 general insurers, 10 composite insurers and three reinsurers operating in the country.

Table Of Contents

The Insurance Industry in Kenya, Key Trends and Opportunities to 2020
Table of Contents
1 KEY FACTS AND HIGHLIGHTS
2 EXECUTIVE SUMMARY
3 ECONOMY AND DEMOGRAPHY
4 INDUSTRY OUTLOOK
4.1 Regional Comparison
4.2 Industry Indicators
4.2.1 Gross written premium
4.2.2 Direct written premium
4.2.3 Policies sold
4.2.4 Claims
4.2.5 Assets and investments
5 LIFE INSURANCE OUTLOOK
5.1 Individual Life Insurance
5.1.1 Policies sold
5.1.2 Penetration
5.2 Group Life Insurance
5.2.1 Policies sold
5.2.2 Penetration
6 NON-LIFE INSURANCE OUTLOOK
6.1 Property Insurance
6.1.1 Gross written premium
6.1.2 Penetration
6.1.3 Profitability
6.2 Motor Insurance
6.2.1 Gross written premium
6.2.2 Penetration
6.2.3 Profitability
6.3 Liability Insurance
6.3.1 Gross written premium
6.3.2 Penetration
6.3.3 Profitability
6.4 Marine, Aviation and Transit Insurance
6.4.1 Gross written premium
6.4.2 Penetration
6.4.3 Profitability
7 PERSONAL ACCIDENT AND HEALTH INSURANCE OUTLOOK
7.1 Personal Accident Insurance
7.1.1 Gross written premium
7.1.2 Penetration
7.1.3 Profitability
7.2 Health Insurance
7.2.1 Gross written premium
7.2.2 Penetration
7.2.3 Profitability
8 REINSURANCE OUTLOOK
8.1 Premium Ceded
9 DISTRIBUTION CHANNEL OUTLOOK
10 NATURAL HAZARDS
10.1 Flooding
10.2 Droughts
10.3 Landslide
10.4 Exposure
11 COMPETITIVE LANDSCAPE
11.1 Company Profiles
11.1.1 The Jubilee Insurance Company of Kenya Ltd - Company overview
11.1.2 British American Insurance Company (Kenya) Ltd - Company overview
11.1.3 UAP Insurance Company Ltd - Company overview
11.1.4 APA Insurance Company - Company overview
11.1.5 ICEA Lion Life Assurance Company - Company overview
12 GOVERNANCE, RISK AND COMPLIANCE
12.1 Legislation Overview and Historical Evolution
12.2 Latest Changes in Regulation
12.3 Legislation and Market Practice by Type of Insurance
12.3.1 Life insurance
12.3.2 Property insurance
12.3.3 Motor insurance
12.3.4 Liability insurance
12.3.5 Marine, aviation and transit insurance
12.3.6 Personal accident and health insurance
12.4 Compulsory Insurance
12.4.1 Motor third-party liability insurance
12.4.2 Workmen's compensation insurance
12.4.3 Professional indemnity insurance for brokers and agents
12.5 Supervision and Control
12.5.1 International Association of Insurance Supervisors
12.5.2 African Insurance Organization
12.5.3 Insurance Regulatory Authority (IRA)
12.5.4 Association of Kenya Insurers (AKI)
12.6 Non-Admitted Insurance Regulation
12.6.1 Overview
12.6.2 Intermediaries
12.6.3 Market practices
12.6.4 Fines and Penalties
12.7 Company Registration and Operations
12.7.1 Type of insurance organization
12.7.2 Establishing a local company
12.7.3 Foreign ownership
12.7.4 Types of license
12.7.5 Capital requirements
12.7.6 Solvency margin
12.7.7 Reserve requirements
12.7.8 Investment regulations
12.7.9 Statutory return requirements
12.7.10 Fee structure
12.8 Taxation
12.8.1 Insurance premium or policy taxation
12.8.2 Withholding taxes on premium paid overseas
12.8.3 Corporate tax
12.8.4 VAT
12.8.5 Captives
12.9 Legal System
12.9.1 Introduction
12.9.2 Access to court
12.9.3 Alternative dispute resolution (ADR)
13 DATABOOK
13.1 Life Insurance
13.1.1 Policies and premium
13.1.2 Claims and expenses
13.1.3 Assets and investments
13.1.4 Individual life insurance
13.1.5 Group life insurance
13.1.6 Group life insurance by product
13.1.7 Individual life - Single vs. non-single premium
13.1.8 Group life - Single vs. non-single premium
13.1.9 Linked vs. non-linked policies
13.2 Non-Life Insurance
13.2.1 Policies and premium
13.2.2 Claims and expenses
13.2.3 Assets and investments
13.2.4 Property insurance
13.2.5 Property insurance by product
13.2.6 Motor insurance
13.2.7 Motor insurance by product
13.2.8 Liability insurance
13.2.9 Marine, aviation and transit insurance
13.3 Personal Accident and Health Insurance
13.3.1 Policies and premium
13.3.2 Claims and expenses
13.3.3 Assets and investments
13.3.4 Personal accident insurance
13.3.5 Health insurance
14 DEFINITIONS AND METHODOLOGY
14.1 Definitions
14.2 Methodology
15 ABOUT TIMETRIC
15.1 Contact Timetric
15.2 About Timetric
15.3 Timetric's Services
15.4 Disclaimer


List of Tables
Table 1: Kenyan Insurance Industry - Key Facts, 2015
Table 2: Kenyan Insurance Industry - Segment Shares of the Top Insurers, 2015
Table 3: Kenyan Government Credit Ratings
Table 4: Kenyan Insurance Industry - Gross Written Premium by Segment (KES Billion), 2011-2015
Table 5: Kenyan Insurance Industry - Gross Written Premium by Segment (KES Billion), 2015-2020
Table 6: Kenyan Insurance Industry - Direct Written Premium by Segment (KES Billion), 2011-2015
Table 7: Kenyan Insurance Industry - Direct Written Premium by Segment (KES Billion), 2015-2020
Table 8: Kenyan Insurance Industry - Density (Direct Written Premium Per Capita) by Segment (KES), 2011-2015
Table 9: Kenyan Insurance Industry - Density (Direct Written Premium Per Capita) by Segment (KES), 2015-2020
Table 10: Kenyan Life Insurance - Number of Policies Sold (Thousand), 2011-2015
Table 11: Kenyan Life Insurance- Number of Policies Sold Thousand), 2015-2020
Table 12: Kenyan Life Insurance - Paid Claims (KES Billion), 2011-2015
Table 13: Kenyan Life Insurance - Paid Claims (KES Billion), 2015-2020
Table 14: Kenyan Insurance Industry - Total Assets by Segment (KES Billion), 2011-2015
Table 15: Kenyan Insurance Industry - Total Assets by Segment (KES Billion), 2015-2020
Table 16: Kenyan Insurance Industry - Total Investment Income by Segment (KES Billion), 2011-2015
Table 17: Kenyan Insurance Industry - Total Investment Income by Segment (KES Billion), 2015-2020
Table 18: Kenyan Insurance Industry - Life Insurance Investment Portfolio (KES Billion), 2011-2015
Table 19: Kenyan Insurance Industry - Life Insurance Investment Portfolio (KES Billion), 2015-2020
Table 20: Kenyan Insurance Industry - Non-Life Insurance Investment Portfolio (KES Billion), 2011-2015
Table 21: Kenyan Insurance Industry - Non-Life Insurance Investment Portfolio (KES Billion), 2015-2020
Table 22: Kenyan Insurance Industry - Personal Accident and Health Insurance Investment Portfolio (KES Billion), 2011-2015
Table 23: Kenyan Insurance Industry - Personal Accident and Health Insurance Investment Portfolio (KES Billion), 2015-2020
Table 24: Kenyan Individual Life Insurance - Number of Active Policies (Thousand), 2011-2015
Table 25: Kenyan Individual Life Insurance - Number of Active Policies (Thousand), 2015-2020
Table 26: Kenyan Group Life Insurance - Number of Active Policies (Thousand), 2011-2015
Table 27: Kenya Group Life Insurance - Number of Active Policies (Thousand), 2015-2020
Table 28: Kenyan Property Insurance - Gross Written Premium (KES Billion and US$ Million), 2011-2015
Table 29: Kenyan Property Insurance - Gross Written Premium (KES Billion and US$ Million), 2015-2020
Table 30: Kenyan Property Insurance - Loss Ratio (%), 2011-2015
Table 31: Kenyan Property Insurance - Loss Ratio(%), 2015-2020
Table 32: Kenyan Motor Insurance - Gross Written Premium (KES Billion and US$ Million), 2011-2015
Table 33: Kenyan Motor Insurance - Gross Written Premium (KES Billion and US$ Million), 2015-2020
Table 34: Kenyan Motor Insurance - Loss Ratio (%), 2011-2015
Table 35: Kenyan Motor Insurance - Loss Ratio(%), 2015-2020
Table 36: Kenyan Liability Insurance - Gross Written Premium (KES Billion and US$ Million), 2011-2015
Table 37: Kenyan Liability Insurance - Gross Written Premium (KES Billion and US$ Million), 2015-2020
Table 38: Kenyan Liability Insurance - Loss Ratio (%), 2011-2015
Table 39: Kenyan Liability Insurance - Loss Ratio(%), 2015-2020
Table 40: Kenyan Marine, Aviation and Transit Insurance - Gross Written Premium (KES Billion and US$ Million), 2011-2015
Table 41: Kenyan Marine, Aviation and Transit Insurance - Gross Written Premium (KES Billion and US$ Million), 2015-2020
Table 42: Kenyan Marine, Aviation and Transit Insurance - Loss Ratio (%), 2011-2015
Table 43: Kenyan Marine, Aviation and Transit Insurance - Loss Ratio(%), 2015-2020
Table 44: Kenyan Personal Accident Insurance - Gross Written Premium (KES Billion and US$ Million), 2011-2015
Table 45: Kenyan Personal Accident Insurance - Gross Written Premium (KES Billion and US$ Million), 2015-2020
Table 46: Kenyan Personal Accident Insurance - Loss Ratio (%), 2011-2015
Table 47: Kenyan Personal Accident Insurance - Loss Ratio(%), 2015-2020
Table 48: Kenyan Health Insurance - Gross Written Premium (KES Billion and US$ Million), 2011-2015
Table 49: Kenyan Health Insurance - Gross Written Premium (KES Billion and US$ Million), 2015-2020
Table 50: Kenyan Health Insurance - Loss Ratio (%), 2011-2015
Table 51: Kenyan Health Insurance - Loss Ratio(%), 2015-2020
Table 52: Kenyan Reinsurance - Premium Ceded by Insurance Segment (KES Billion), 2011-2015
Table 53: Kenyan Reinsurance - Premium Ceded by Insurance Segment (KES Billion), 2015-2020
Table 54: Kenyan Average Annual Loss by Hazard (US$ Million), 1990-2014
Table 55: Kenyan Insurance Industry - Shares of Leading Insurers (%), 2015
Table 56: Kenyan Life Insurance - Segment Shares of Leading Insurers (%), 2015
Table 57: Kenyan Non-Life Insurance - Segment Shares of Leading Insurers (%), 2015
Table 58: Kenyan Personal Accident and Health Insurance - Segment Shares of Leading Insurers (%), 2015
Table 59: The Jubilee Insurance Company of Kenya Ltd - Key Facts
Table 60: British American Insurance Company (Kenya) Ltd - Key Facts
Table 61: UAP Insurance Company Ltd - Key Facts
Table 62: APA Insurance Company - Key Facts
Table 63: ICEA Lion Life Assurance Company - Key Facts
Table 64: Kenya - Insurance Regulatory Framework Key Features
Table 65: Kenya - Life Insurance Regulatory Framework
Table 66: Kenya - Bond Investment Commission Rates
Table 67: Kenya - Industrial Life Business
Table 68: Kenya - Ordinary Life Business (Individual Life Policies)
Table 69: Kenya - Superannuation Business (Including Group Life Policies)
Table 70: Kenya - Property Insurance Regulatory Framework
Table 71: Kenya - Property Insurance Commission Rates
Table 72: Kenya - Motor Insurance Regulatory Framework
Table 73: Kenya - - No-Claims Discount
Table 74: Kenya - Liability Insurance Regulatory Framework
Table 75: Kenya - Corporate Tax Rates for the Financial Year 2016
Table 76: Kenyan Life Insurance - Policies and Premium, 2011-2015
Table 77: Kenyan Life Insurance - Policies and Premium, 2015-2020
Table 78: Kenyan Life Insurance - Claims and Expenses, 2011-2015
Table 79: Kenyan Life Insurance - Claims and Expenses, 2015-2020
Table 80: Kenyan Life Insurance - Assets and Investments, 2011-2015
Table 81: Kenyan Life Insurance - Assets and Investments, 2015-2020
Table 82: Kenyan Life Insurance - Individual Life Insurance, 2011-2015
Table 83: Kenyan Life Insurance - Individual Life Insurance, 2015-2020
Table 84: Kenyan Life Insurance - Group Life Insurance, 2011-2015
Table 85: Kenyan Life Insurance - Group Life Insurance, 2015-2020
Table 86: Kenyan Life Insurance - Group Life Insurance by Product, 2011-2015
Table 87: Kenyan Life Insurance - Group Life Insurance by Product, 2015-2020
Table 88: Kenyan Life Insurance - Individual Life Insurance by Premium, 2011-2015
Table 89: Kenyan Life Insurance - Individual Life Insurance by Premium, 2015-2020
Table 90: Kenyan Life Insurance - Group Life Insurance by Premium, 2011-2015
Table 91: Kenyan Life Insurance - Group Life Insurance by Premium, 2015-2020
Table 92: Kenyan Life Insurance - Linked vs. Non-Linked Policies, 2011-2015
Table 93: Kenyan Life Insurance - Linked vs. Non-Linked Policies, 2015-2020
Table 94: Kenyan Non-Life Insurance - Policies and Premium, 2011-2015
Table 95: Kenyan Non-Life Insurance - Policies and Premium, 2015-2020
Table 96: Kenyan Non-Life Insurance - Claims and Expenses, 2011-2015
Table 97: Kenyan Non-Life Insurance - Claims and Expenses, 2015-2020
Table 98: Kenyan Non-Life Insurance - Assets and Investments, 2011-2015
Table 99: Kenyan Non-Life Insurance - Assets and Investments, 2015-2020
Table 100: Kenyan Non-Life Insurance - Property Insurance, 2011-2015
Table 101: Kenyan Non-Life Insurance - Property Insurance, 2015-2020
Table 102: Kenyan Non-Life Insurance - Property Insurance by Product, 2011-2015
Table 103: Kenyan Non-Life Insurance - Property Insurance by Product, 2015-2020
Table 104: Kenyan Non-Life Insurance - Motor Insurance, 2011-2015
Table 105: Kenyan Non-Life Insurance - Motor Insurance, 2015-2020
Table 106: Kenyan Non-Life Insurance - Liability Insurance, 2011-2015
Table 107: Kenyan Non-Life Insurance - Liability Insurance, 2015-2020
Table 108: Kenyan Non-Life Insurance - Marine, Aviation and Transit Insurance, 2011-2015
Table 109: Kenyan Non-Life Insurance - Marine, Aviation and Transit Insurance, 2015-2020
Table 110: Kenyan Personal Accident and Health Insurance - Policies and Premium, 2011-2015
Table 111: Kenyan Personal Accident and Health Insurance - Policies and Premium, 2015-2020
Table 112: Kenyan Personal Accident and Health Insurance - Claims and Expenses, 2011-2015
Table 113: Kenyan Personal Accident and Health Insurance - Claims and Expenses, 2015-2020
Table 114: Kenyan Personal Accident and Health Insurance - Assets and Investments, 2011-2015
Table 115: Kenyan Personal Accident and Health Insurance - Assets and Investments, 2015-2020
Table 116: Kenyan Personal Accident and Health Insurance - Personal Accident Insurance, 2011-2015
Table 117: Kenyan Personal Accident and Health Insurance - Personal Accident Insurance, 2015-2020
Table 118: Kenyan Personal Accident and Health Insurance - Health Insurance, 2011-2015
Table 119: Kenyan Personal Accident and Health Insurance - Health Insurance, 2015-2020
Table 120: Insurance Industry Definitions


List of Figures
Figure 1: Kenyan Real GDP (KES Trillion), 2011-2020
Figure 2: KES-US$ Exchange Rate, 2011-2020
Figure 3: Kenyan Current Account Balance as Percentage of GDP (%), 2011-2015
Figure 4: Kenyan Consumer Price Inflation (%),2011-2020
Figure 5: Kenyan Unemployment Rate, 2011-2020
Figure 6: Kenya Population by Age Group, 1991-2025
Figure 7: Kenyan Life Insurance Penetration - Regional Comparison (%), 2015
Figure 8: Kenyan Personal Accident and Health Insurance Penetration - Regional Comparison (%), 2015
Figure 9: Kenyan Non-Life Insurance Penetration - Regional Comparison (%), 2015
Figure 10: Kenyan Insurance Segment Direct Written Premium Shares - Regional Comparison (%), 2015
Figure 11: Kenyan Insurance Industry - Gross Written Premium by Segment, 2011-2020
Figure 12: Kenyan Insurance Industry - Direct Written Premium by Segment, 2011-2020
Figure 13: Kenyan Insurance Industry - Density (Direct Written Premium Per Capita) by Segment (KES), 2011-2020
Figure 14: Kenyan Life Insurance - Number of Policies Sold (Thousand), 2011-2020
Figure 15: Kenyan Life Insurance - Paid Claims (KES Billion)
Figure 16: Kenyan Insurance Industry - Total Assets by Segment (KES Billion), 2011-2020
Figure 17: Kenyan Insurance Industry - Total Investment Income by Segment (KES Billion), 2011-2020
Figure 18: Kenyan Insurance Industry - Life Insurance Investment Portfolio (KES Billion), 2011-2020
Figure 19: Kenyan Insurance Industry - Life Insurance Investment Portfolio Dynamics by Category (KES Billion), 2011-2020
Figure 20: Kenyan Insurance Industry - Non-Life Insurance Investment Portfolio (KES Billion), 2011-2020
Figure 21: Kenyan Insurance Industry - Non-Life Insurance Investment Portfolio Dynamics by Category (KES Billion), 2011-2020
Figure 22: Kenyan Insurance Industry - Personal Accident and Health Insurance Investment Portfolio (KES Billion), 2011-2020
Figure 23: Kenyan Insurance Industry - Personal Accident and Health Insurance Investment Portfolio Dynamics by Category (KES Billion), 2011-2020
Figure 24: Kenyan Individual Life Insurance - Number of Active Policies (Thousand), 2011-2020
Figure 25: Kenyan Individual Life Insurance - Penetration (%), 2011-2015
Figure 26: Kenyan Individual Life Insurance - Penetration (%), 2015-2020
Figure 27: Kenya Group Life Insurance - Number of Active Policies (Thousand), 2011-2020
Figure 28: Kenya Group Life Insurance - Penetration (%), 2011-2015
Figure 29: Kenya Group Life Insurance - Penetration (%), 2015-2020
Figure 30: Kenyan Property Insurance - Gross Written Premium (KES Billion), 2011-2020
Figure 31: Kenyan Property Insurance - Penetration (%), 2011-2015
Figure 32: Kenyan Property Insurance - Penetration (%), 2015-2020
Figure 33: Kenyan Property Insurance - Earned Premium, Incurred Loss and Loss Ratio (KES Billion and %), 2011-2020
Figure 34: Kenyan Motor Insurance - Gross Written Premium (KES Billion), 2011-2020
Figure 35: Kenyan Motor Insurance - Penetration (%), 2011-2015
Figure 36: Kenyan Motor Insurance - Penetration (%), 2015-2020
Figure 37: Kenyan Motor Insurance - Earned Premium, Incurred Loss and Loss Ratio (KES Billion and %), 2011-2020
Figure 38: Kenyan Liability Insurance - Gross Written Premium (KES Billion), 2011-2020
Figure 39: Kenyan Liability Insurance - Penetration (%), 2011-2015
Figure 40: Kenyan Liability Insurance - Penetration (%), 2015-2020
Figure 41: Kenyan Liability Insurance - Earned Premium, Incurred Loss and Loss Ratio (KES Billion and %), 2011-2020
Figure 42: Kenyan Marine, Aviation and Transit Insurance - Gross Written Premium (KES Billion), 2011-2020
Figure 43: Kenyan Marine, Aviation and Transit Insurance - Penetration (%), 2011-2015
Figure 44: Kenyan Marine, Aviation and Transit Insurance - Penetration (%), 2015-2020
Figure 45: Kenyan Marine, Aviation and Transit Insurance - Earned Premium, Incurred Loss and Loss Ratio (KES Billion and %), 2011-2020
Figure 46: Kenyan Personal Accident Insurance - Gross Written Premium (KES Billion), 2011-2020
Figure 47: Kenyan Personal Accident Insurance - Penetration (%), 2011-2015
Figure 48: Kenyan Personal Accident Insurance - Penetration (%), 2015-2020
Figure 49: Kenyan Personal Accident Insurance - Earned Premium, Incurred Loss and Loss Ratio (KES Billion and %), 2011-2020
Figure 50: Kenyan Health Insurance - Gross Written Premium (KES Billion), 2011-2020
Figure 51: Kenyan Health Insurance - Penetration (%), 2011-2015
Figure 52: Kenyan Health Insurance - Penetration (%), 2015-2020
Figure 53: Kenyan Health Insurance - Earned Premium, Incurred Loss and Loss Ratio (KES Billion and %), 2011-2020
Figure 54: Kenyan Reinsurance - Premium Ceded by Insurance Segment (KES Billion), 2011-2020
Figure 55: Kenyan Non-Life Insurance - Percentage of Reinsurance Ceded (%), 2011-2020
Figure 56: Kenyan Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2011-2020
Figure 57: Kenyan Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2011-2020
Figure 58: Kenya - Frequency of Hazards by Type, 1990-2014
Figure 59: Kenya Mortality by Hazards Type, 1990-2014
Figure 60: Kenya Economic Loss by Hazards Type, 1990-2014
Figure 61: Kenyan Insurance Industry - Shares of Leading Insurers (%), 2015
Figure 62: Kenyan Life Insurance - Segment Shares of Leading Insurers (%), 2015
Figure 63: Kenyan Non-Life Insurance - Segment Shares of Leading Insurers (%), 2015
Figure 64: Kenyan Personal Accident and Health Insurance - Segment Shares of Leading Insurers (%), 2015
Figure 65: Kenya - Insurance Supervision and Control at Various Levels
Figure 66: Kenya - Insurance Regulatory Frameworks for Company Registration and Operation

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