Credit & Loan
Table of Contents
Home credit remains a major industry providing finance to large numbers of people throughout the country. It has continued to grow despite increasing competition from other forms of credit such as payday loans. The industry is frequently in the news but is not always well understood. Lenders are often criticised for charging high rates of interest which exploit low-income consumers. They are also frequently praised for offering credit to those wh...More »
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... Is likely to affect both demand for and supply of mortgage loans 2 . Estimating a demand-supply system could therefore in theory facilitate a clea identification of the policy impact than the reduced ...
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