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Synopsis
The report provides in-depth industry analysis, information and insights of the insurance industry in Brunei, including:
- The Bruneian insurance industry’s growth prospects by insurance segments and categories
- The competitive landscape in the Bruneian insurance industry
- The current trends and drivers of the Bruneian insurance industry
- Challenges facing the Bruneian insurance industry
- Detailed regulatory framework of the Bruneian insurance industry

Summary
The Bruneian insurance industry grew at a review-period CAGR of 4.8%. The industry was supported by growth in the personal accident and health segment, with a review-period CAGR of 7.3%, and the non-life segment with a CAGR of 5.7%. The industry is expected to grow at a forecast-period CAGR of 2.0%. The expanding life segment is expected to contribute to the industry’s overall growth over the forecast period. Other factors will include the rising population, increasing exports of crude oil, and the low inflation rate.

Scope
This report provides a comprehensive analysis of the insurance industry in Brunei:
- It provides historical values for the Bruneian insurance industry for the report’s 2009–2013 review period and forecast figures for the 2013–2018 forecast period.
- It offers a detailed analysis of the key segments and categories in the Bruneian insurance industry, along with forecasts until 2018.
- It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions.
- It profiles the leading insurance companies in Brunei, and outlines the key regulations affecting them.

Reasons To Buy
- Make strategic business decisions using in-depth historic and forecast industry data related to the Bruneian insurance industry and each segment within it.
- Understand the demand-side dynamics, key trends and growth opportunities within the Bruneian insurance industry.
- Assess the competitive dynamics in the Bruneian insurance industry.
- Identify the growth opportunities and market dynamics within key segments.
- Gain insights into key regulations governing the Bruneian insurance industry and its impact on companies and the industry's future.

Key Highlights
- The Bruneian insurance industry is small and overcrowded, despite a number of companies leaving the industry in recent years
- Low awareness levels among Bruneians regarding insurance are a major hindrance to growth for the Bruneian insurance industry
- The life insurance segment accounted for a share of 51.7% of the total Bruneian insurance gross written premium value in 2013
- Takaful insurance has a strong presence in the insurance industry, particularly in motor insurance. Conventional insurance is increasingly losing ground to takaful, particularly in the non-life segment
- Despite being listed as a developed country, Brunei’s insurance penetration was just 0.64% in 2013, far lower than other developed countries such as Singapore, which had an insurance penetration of 7.7% in 2012
- The low insurance penetration in Brunei reflects a large untapped market, reflecting the insurance industry’s immense growth potential

Table Of Contents

The Insurance Industry in Brunei, Key Trends and Opportunities to 2018
Table of Contents
1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Bruneian Insurance Industry Overview
3.1 Bruneian Insurance Industry
3.2 Key Industry Trends and Drivers
3.3 Challenges
4 Industry Segmentation
4.1 Life Insurance
4.2 Non-Life Insurance
4.2.1 Property insurance
4.2.2 Motor insurance
4.2.3 Liability insurance
4.2.4 Marine, aviation and transit insurance
4.3 Personal Accident and Health Insurance
4.3.1 Personal accident insurance
4.3.2 Health insurance
4.3.3 Travel insurance
4.4 Reinsurance
5 Governance, Risk and Compliance
5.1 Legislation Overview and Historical Evolution
5.2 Regulations by Type of Insurance
5.2.1 Life insurance regulations
5.2.2 Property insurance regulations
5.2.3 Motor insurance regulations
5.2.4 Marine, aviation and transit insurance regulations
5.2.5 Personal accident and health insurance regulations
5.3 Compulsory Insurance
5.3.1 Motor third-party liability insurance
5.3.2 Merchant Shipping (Civil Liability and Compensation for Oil Pollution)
5.3.3 Workmen's compensation insurance
5.4 Supervision and Control
5.4.1 International Association of Insurance Supervisors (IAIS)
5.4.2 Monetary Authority of Brunei Darussalam (AMBD)
5.5 Non-Admitted Insurance Regulatory Trends
5.5.1 Overview
5.5.2 Intermediaries
5.5.3 Market practices
5.5.4 Fines and penalties
5.6 Company Registration and Operations
5.6.1 Types of insurance organization
5.6.2 Establishing a local company
5.6.3 Foreign ownership
5.6.4 Types of license
5.6.5 Capital requirements
5.6.6 Solvency margins
5.6.7 Reserve requirements
5.6.8 Investment regulations
5.6.9 Statutory return requirements
5.6.10 Fee structure
5.7 Taxation
5.7.1 Insurance premium or policy taxation
5.7.2 Withholding taxes on premium paid overseas
5.7.3 Corporate tax
5.7.4 VAT
5.7.5 Captives
5.8 Legal System
5.8.1 Introduction
5.8.2 Access to court
5.8.3 Alternative dispute resolution (ADR)
6 Competitive Landscape
6.1 Overview
6.2 Leading Companies
6.2.1 National Insurance Company Bhd - company overview
6.2.2 AIA Brunei - company overview
6.2.3 Tokio Marine Insurance Singapore Ltd - company overview
6.2.4 Standard Insurance Sdn Bhd - company overview
7 Macroeconomic Indicators
7.1 GDP at Constant Prices
7.2 GDP at Current Prices
7.3 GDP per Capita at Current Prices
7.4 Inflation Rate
7.5 Total Life Expectancy
7.6 Total Labor Force
7.7 Total Number of Households
7.8 Total Internet Users
7.9 Urban and Rural Populations
7.1 Total Population
8 Appendix
8.1 Methodology
8.2 Contact Timetric
8.3 About Timetric
8.4 Timetric's Services
8.5 Disclaimer

List of Tables
Table 1: Insurance Industry Definitions
Table 2: Bruneian Insurance - Gross Written Premium by Segment (BND Million), 2009-2013
Table 3: Bruneian Insurance - Gross Written Premium by Segment (US$ Million), 2009-2013
Table 4: Bruneian Insurance - Gross Written Premium by Segment (BND Million), 2013-2018
Table 5: Bruneian Insurance - Gross Written Premium by Segment (US$ Million), 2013-2018
Table 6: Bruneian Insurance - Segmentation by Gross Written Premium (% Share), 2009-2018
Table 7: Bruneian Insurance - Direct Written Premium by Segment (BND Million), 2009-2013
Table 8: Bruneian Insurance - Direct Written Premium by Segment (US$ Million), 2009-2013
Table 9: Bruneian Insurance - Direct Written Premium by Segment (BND Million), 2013-2018
Table 10: Bruneian Insurance - Direct Written Premium by Segment (US$ Million), 2013-2018
Table 11: Bruneian Insurance - Segmentation by Direct Written Premium (% Share), 2009-2018
Table 12: Bruneian Life Insurance - Gross Written Premium (BND Million), 2009-2013
Table 13: Bruneian Life Insurance - Gross Written Premium (BND Million), 2013-2018
Table 14: Bruneian Life Insurance - Direct Written Premium (BND Million), 2009-2013
Table 15: Bruneian Life Insurance - Direct Written Premium (BND Million), 2013-2018
Table 16: Bruneian Life Insurance - Paid Claims (BND Million), 2009-2013
Table 17: Bruneian Life Insurance - Paid Claims (BND Million), 2013-2018
Table 18: Bruneian Life Insurance - Incurred Loss (BND Million), 2009-2013
Table 19: Bruneian Life Insurance - Incurred Loss (BND Million), 2013-2018
Table 20: Bruneian Life Insurance - Loss Ratio (%), 2009-2013
Table 21: Bruneian Life Insurance - Loss Ratio (%), 2013-2018
Table 22: Bruneian Life Insurance - Combined Ratio (%), 2009-2013
Table 23: Bruneian Life Insurance - Combined Ratio (%), 2013-2018
Table 24: Bruneian Life Insurance - Total Assets (BND Million), 2009-2013
Table 25: Bruneian Life Insurance - Total Assets (BND Billion), 2013-2018
Table 26: Bruneian Life Insurance - Total Investment Income (BND Million), 2009-2013
Table 27: Bruneian Life Insurance - Total Investment Income (BND Million), 2013-2018
Table 28: Bruneian Life Insurance - Retentions (BND Million), 2009-2013
Table 29: Bruneian Life Insurance - Retentions (BND Million), 2013-2018
Table 30: Bruneian Non-Life Insurance - Gross Written Premium by Category (BND Million), 2009-2013
Table 31: Bruneian Non-Life Insurance - Gross Written Premium by Category (US$ Million), 2009-2013
Table 32: Bruneian Non-Life Insurance - Gross Written Premium by Category (BND Million), 2013-2018
Table 33: Bruneian Non-Life Insurance - Gross Written Premium by Category (US$ Million), 2013-2018
Table 34: Bruneian Non-Life Insurance - Direct Written Premium by Category (BND Million), 2009-2013
Table 35: Bruneian Non-Life Insurance - Direct Written Premium by Category (US$ Million), 2009-2013
Table 36: Bruneian Non-Life Insurance - Direct Written Premium by Category (BND Million), 2013-2018
Table 37: Bruneian Non-Life Insurance - Direct Written Premium by Category (US$ Million), 2013-2018
Table 38: Bruneian Non-Life Insurance - Paid Claims (BND Million), 2009-2013
Table 39: Bruneian Non-Life Insurance - Paid Claims (BND Million), 2013-2018
Table 40: Bruneian Non-Life Insurance - Incurred Loss (BND Million), 2009-2013
Table 41: Bruneian Non-Life Insurance - Incurred Loss (BND Million), 2013-2018
Table 42: Bruneian Non-Life Insurance - Loss Ratio (%), 2009-2013
Table 43: Bruneian Non-Life Insurance - Loss Ratio (%), 2013-2018
Table 44: Bruneian Non-Life Insurance - Combined Ratio (%), 2009-2013
Table 45: Bruneian Non-Life Insurance - Combined Ratio (%), 2013-2018
Table 46: Bruneian Non-Life Insurance - Total Assets (BND Million), 2009-2013
Table 47: Bruneian Non-Life Insurance - Total Assets (BND Million), 2013-2018
Table 48: Bruneian Non-Life Insurance - Total Investment Income (BND Million), 2009-2013
Table 49: Bruneian Non-Life Insurance - Total Investment Income (BND Million), 2013-2018
Table 50: Bruneian Non-Life Insurance - Retentions (BND Million), 2009-2013
Table 51: Bruneian Non-Life Insurance - Retentions (BND Million), 2013-2018
Table 52: Bruneian Property Insurance - Gross Written Premium (BND Million), 2009-2013
Table 53: Bruneian Property Insurance - Gross Written Premium (BND Million), 2013-2018
Table 54: Bruneian Motor Insurance - Gross Written Premium (BND Million), 2009-2013
Table 55: Bruneian Motor Insurance - Gross Written Premium (BND Million), 2013-2018
Table 56: Bruneian Liability Insurance - Gross Written Premium (BND Million), 2009-2013
Table 57: Bruneian Liability Insurance - Gross Written Premium (BND Million), 2013-2018
Table 58: Bruneian Marine, Aviation and Transit Insurance - Gross Written Premium (BND Million), 2009-2013
Table 59: Bruneian Marine, Aviation and Transit Insurance - Gross Written Premium (BND Million), 2013-2018
Table 60: Bruneian Personal Accident and Health Insurance - Gross Written Premium by Category (BND Million), 2009-2013
Table 61: Bruneian Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2009-2013
Table 62: Bruneian Personal Accident and Health Insurance - Gross Written Premium by Category (BND Million), 2013-2018
Table 63: Bruneian Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2013-2018
Table 64: Bruneian Personal Accident and Health Insurance - Direct Written Premium by Category (BND Million), 2009-2013
Table 65: Bruneian Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2009-2013
Table 66: Bruneian Personal Accident and Health Insurance - Direct Written Premium by Category (BND Million), 2013-2018
Table 67: Bruneian Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2013-2018
Table 68: Bruneian Personal Accident and Health Insurance - Paid Claims (BND Million), 2009-2013
Table 69: Bruneian Personal Accident and Health Insurance - Paid Claims (BND Million), 2013-2018
Table 70: Bruneian Personal Accident and Health Insurance - Incurred Loss (BND Million), 2009-2013
Table 71: Bruneian Personal Accident and Health Insurance - Incurred Loss (BND Million), 2013-2018
Table 72: Bruneian Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Table 73: Bruneian Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Table 74: Bruneian Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Table 75: Bruneian Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Table 76: Bruneian Personal Accident and Health Insurance - Total Assets (BND Million), 2009-2013
Table 77: Bruneian Personal Accident and Health Insurance - Total Assets (BND Million), 2013-2018
Table 78: Bruneian Personal Accident and Health Insurance - Total Investment Income (BND Million), 2009-2013
Table 79: Bruneian Personal Accident and Health Insurance - Total Investment Income (BND Million), 2013-2018
Table 80: Bruneian Personal Accident and Health Insurance - Retentions (BND Million), 2009-2013
Table 81: Bruneian Personal Accident and Health Insurance - Retentions (BND Million), 2013-2018
Table 82: Bruneian Personal Accident Insurance - Gross Written Premium (BND Million), 2009-2013
Table 83: Bruneian Personal Accident Insurance - Gross Written Premium (BND Million), 2013-2018
Table 84: Bruneian Health Insurance - Gross Written Premium (BND Million), 2009-2013
Table 85: Bruneian Health Insurance - Gross Written Premium (BND Million), 2013-2018
Table 86: Bruneian Travel Insurance - Gross Written Premium (BND Million), 2009-2013
Table 87: Bruneian Travel Insurance - Gross Written Premium (BND Million), 2013-2018
Table 88: Bruneian Reinsurance - Ceded by Insurance Segment (BND Million), 2009-2013
Table 89: Bruneian Reinsurance - Ceded by Insurance Segment (US$ Million), 2009-2013
Table 90: Bruneian Reinsurance - Ceded by Insurance Segment (BND Million), 2013-2018
Table 91: Bruneian Reinsurance - Ceded by Insurance Segment (US$ Million), 2013-2018
Table 92: Bruneian Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Table 93: Bruneian Life Insurance - Percentage of Reinsurance Ceded (%),2013-2018
Table 94: Bruneian Non-Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Table 95: Bruneian Non-Life Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Table 96: Bruneian Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Table 97: Bruneian Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Table 98: Brunei - Life Insurance Regulatory Framework
Table 99: Brunei - Property Insurance Regulatory Framework
Table 100: Brunei - Motor Insurance Regulatory Framework
Table 101: Brunei - Corporate Tax Rates for the Financial Year 2013
Table 102: National Insurance Company Bhd, Main Products
Table 103: National Insurance Company Bhd, Key Employees
Table 104: The Real Life Company (AIA), Main Products
Table 105: Tokio Marine Insurance Singapore Ltd, Main Products
Table 106: Tokio Marine Insurance Singapore Ltd, Key Employees
Table 107: Standard Tokyo Sdn Bhd, Main Products


List of Figures
Figure 1: Bruneian Insurance - Gross Written Premium by Segment (BND Million), 2009-2018
Figure 2: Bruneian Insurance - Gross Written Premium Dynamics by Segment, 2009-2018
Figure 3: Bruneian Insurance - Direct Written Premium by Segment (BND Million), 2009-2018
Figure 4: Bruneian Insurance - Direct Written Premium Dynamics by Segment, 2009-2018
Figure 5: Bruneian Life Insurance - Gross Written Premium (BND Million), 2009-2013
Figure 6: Bruneian Life Insurance - Gross Written Premium (BND Million), 2013-2018
Figure 7: Bruneian Life Insurance - Direct Written Premium (BND Million), 2009-2013
Figure 8: Bruneian Life Insurance - Direct Written Premium (BND Million), 2013-2018
Figure 9: Bruneian Life Insurance - Paid Claims (BND Million), 2009-2013
Figure 10: Bruneian Life Insurance - Paid Claims (BND Million), 2013-2018
Figure 11: Bruneian Life Insurance - Incurred Loss (BND Million), 2009-2013
Figure 12: Bruneian Life Insurance - Incurred Loss (BND Million), 2013-2018
Figure 13: Bruneian Life Insurance - Loss Ratio (%), 2009-2013
Figure 14: Bruneian Life Insurance - Loss Ratio (%), 2013-2018
Figure 15: Bruneian Life Insurance - Combined Ratio (%), 2009-2013
Figure 16: Bruneian Life Insurance - Combined Ratio (%), 2013-2018
Figure 17: Bruneian Life Insurance - Total Assets (BND Million), 2009-2013
Figure 18: Bruneian Life Insurance - Total Assets (BND Billion), 2013-2018
Figure 19: Bruneian Life Insurance - Total Investment Income (BND Million), 2009-2013
Figure 20: Bruneian Life Insurance - Total Investment Income (BND Million), 2013-2018
Figure 21: Bruneian Life Insurance - Retentions (BND Million), 2009-2013
Figure 22: Bruneian Life Insurance - Retentions (BND Million), 2013-2018
Figure 23: Bruneian Life Insurance - Total Investment (BND Million), 2009-2013
Figure 24: Bruneian Life Insurance - Penetration (%), 2009-2013
Figure 25: Bruneian Life Insurance - Premium Per Capita (BND), 2009-2013
Figure 26: Bruneian Non-Life Insurance - Gross Written Premium by Category (BND Million), 2009-2018
Figure 27: Bruneian Non-Life Insurance - Gross Written Premium by Category (%), 2013 and 2018
Figure 28: Bruneian Non-Life Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 29: Bruneian Non-Life Insurance - Direct Written Premium by Category (BND Million), 2009-2018
Figure 30: Bruneian Non-Life Insurance - Direct Written Premium by Category (%), 2013 and 2018
Figure 31: Bruneian Non-Life Insurance - Direct Written Premium Dynamics by Category, 2009-2018
Figure 32: Bruneian Non-Life Insurance - Paid Claims (BND Million), 2009-2013
Figure 33: Bruneian Non-Life Insurance - Paid Claims (BND Million), 2013-2018
Figure 34: Bruneian Non-Life Insurance - Incurred Loss (BND Million), 2009-2013
Figure 35: Bruneian Non-Life Insurance - Incurred Loss (BND Million), 2013-2018
Figure 36: Bruneian Non-Life Insurance - Loss Ratio (%), 2009-2013
Figure 37: Bruneian Non-Life Insurance - Loss Ratio (%), 2013-2018
Figure 38: Bruneian Non-Life Insurance - Combined Ratio (%), 2009-2013
Figure 39: Bruneian Non-Life Insurance - Combined Ratio (%), 2013-2018
Figure 40: Bruneian Non-Life Insurance - Total Assets (BND Million), 2009-2013
Figure 41: Bruneian Non-Life Insurance - Total Assets (BND Million), 2013-2018
Figure 42: Bruneian Non-Life Insurance - Total Investment Income (BND Million), 2009-2013
Figure 43: Bruneian Non-Life Insurance - Total Investment Income (BND Million), 2013-2018
Figure 44: Bruneian Non-Life Insurance - Retentions (BND Million), 2009-2013
Figure 45: Bruneian Non-Life Insurance - Retentions (US$ Million), 2013-2018
Figure 46: Bruneian Non-Life Insurance - Total Investment (BND Million), 2009-2013
Figure 47: Bruneian Non-Life Insurance - Penetration (%), 2009-2013
Figure 48: Bruneian Non-Life Insurance - Premium Per Capita (BND), 2009-2013
Figure 49: Bruneian Property Insurance - Gross Written Premium (BND Million), 2009-2013
Figure 50: Bruneian Property Insurance - Gross Written Premium (BND Million), 2013-2018
Figure 51: Bruneian Motor Insurance - Gross Written Premium (BND Million), 2009-2013
Figure 52: Bruneian Motor Insurance - Gross Written Premium (BND Million), 2013-2018
Figure 53: Bruneian Liability Insurance - Gross Written Premium (BND Million), 2009-2013
Figure 54: Bruneian Liability Insurance - Gross Written Premium (BND Million), 2013-2018
Figure 55: Bruneian Marine, Aviation and Transit Insurance - Gross Written Premium (BND Million), 2009-2013
Figure 56: Bruneian Marine, Aviation and Transit Insurance - Gross Written Premium (BND Million), 2013-2018
Figure 57: Bruneian Personal Accident and Health Insurance - Gross Written Premium by Category (BND Million), 2009-2018
Figure 58: Bruneian Personal Accident and Health Insurance - Gross Written Premium by Category (%), 2013 and 2018
Figure 59: Bruneian Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 60: Bruneian Personal Accident and Health Insurance - Direct Written Premium by Category (BND Million), 2009-2018
Figure 61: Bruneian Personal Accident and Health Insurance - Direct Written Premium by Category (%), 2013 and 2018
Figure 62: Bruneian Personal Accident and Health Insurance - Direct Written Premium Dynamics by Category, 2009-2018
Figure 63: Bruneian Personal Accident and Health Insurance - Paid Claims by Category (BND Million), 2009-2013
Figure 64: Bruneian Personal Accident and Health Insurance - Paid Claims (BND Million), 2013-2018
Figure 65: Bruneian Personal Accident and Health Insurance - Incurred Loss (BND Million), 2009-2013
Figure 66: Bruneian Personal Accident and Health Insurance - Incurred Loss (BND Billion), 2013-2018
Figure 67: Bruneian Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Figure 68: Bruneian Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Figure 69: Bruneian Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Figure 70: Bruneian Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Figure 71: Bruneian Personal Accident and Health Insurance - Total Assets (BND Million), 2009-2013
Figure 72: Bruneian Personal Accident and Health Insurance - Total Assets (BND Million), 2013-2018
Figure 73: Bruneian Personal Accident and Health Insurance - Total Investment Income (BND Million), 2009-2013
Figure 74: Bruneian Personal Accident and Health Insurance - Total Investment Income (BND Million), 2013-2018
Figure 75: Bruneian Personal Accident and Health Insurance - Retentions (BND Million), 2009-2013
Figure 76: Bruneian Personal Accident and Health Insurance - Retentions (BND Million), 2013-2018
Figure 77: Bruneian Personal Accident and Health Insurance - Total Investment (BND Million), 2009-2013
Figure 78: Bruneian Personal Accident and Health Insurance - Penetration (%), 2009-2013
Figure 79: Bruneian Personal Accident and Health Insurance - Premium Per Capita (BND), 2009-2013
Figure 80: Bruneian Personal Accident Insurance - Gross Written Premium (BND Million), 2009-2013
Figure 81: Bruneian Personal Accident Insurance - Gross Written Premium (BND Million), 2013-2018
Figure 82: Bruneian Health Insurance - Gross Written Premium (BND Million), 2009-2013
Figure 83: Bruneian Health Insurance - Gross Written Premium (BND Million), 2013-2018
Figure 84: Bruneian Travel Insurance - Gross Written Premium (BND Million), 2009-2013
Figure 85: Bruneian Travel Insurance - Gross Written Premium (BND Million), 2013-2018
Figure 86: Bruneian Reinsurance - Ceded by Insurance Segment (BND Million), 2009-2018
Figure 87: Bruneian Reinsurance - Dynamics by Insurance Segment, 2009-2018
Figure 88: Bruneian Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Figure 89: Bruneian Life Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Figure 90: Bruneian Non-Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Figure 91: Bruneian Non-Life Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Figure 92: Bruneian Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Figure 93: Bruneian Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Figure 94: Brunei - Insurance Regulatory Framework
Figure 95: Brunei - Insurance Supervision and Control at Various Levels
Figure 96: Brunei - Insurance Regulatory Frameworks for Company Registration and Operation
Figure 97: Bruneian GDP at Constant Prices (US$ Billion), 2009-2013
Figure 98: Bruneian GDP at Current Prices (US$ Billion), 2009-2013
Figure 99: Bruneian GDP Per Capita at Current Prices (US$), 2009-2013
Figure 100: Bruneian Inflation Rate (Percentage), 2009-2013
Figure 101: Bruneian Total Life Expectancy (Number of Years), 2009-2013
Figure 102: Bruneian Total Labor Force (Thousand), 2008-2012
Figure 103: Bruneian Total Number of Households (Thousand), 2009-2013
Figure 104: Bruneian Total Internet Users (Thousand), 2008-2012
Figure 105: Bruneian Urban and Rural Populations (%), 2009-2013
Figure 106: Bruneian Total Population (Thousand), 2009-2013

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