Zions Bancorporation - Financial and Strategic Analysis Review

Zions Bancorporation - Financial and Strategic Analysis Review

Zions Bancorporation - Financial and Strategic Analysis Review

Summary

Zions Bancorporation (Zions) is a financial holding company. The company through its subsidiaries own and operate eight commercial banks with a total of 508 domestic branches (at year-end 2007). The company provides a full range of banking and related services through its banking and other subsidiaries, mainly in Utah, California, Texas, Arizona, Nevada, Colorado, Idaho, Washington and Oregon.

Global Markets Direct, the leading business information provider, presents an in-depth business, strategic and financial analysis of Zions Bancorporation. The report provides a comprehensive insight into the company, including business structure and operations, executive biographies and key competitors. The hallmark of the report is the detailed strategic analysis and Global Markets Direct’s views on the company.

Scope

-The company’s strengths and weaknesses and areas of development or decline are analyzed. Financial, strategic and operational factors are considered.
-The opportunities open to the company are considered and its growth potential assessed. Competitive or technological threats are highlighted.
-The report contains critical company information – business structure and operations, the company history, major products and services, key competitors, key employees and executive biographies, different locations and important subsidiaries.
-It provides detailed financial ratios for the past five years as well as interim ratios for the last four quarters.
-Financial ratios include profitability, margins and returns, liquidity and leverage, financial position and efficiency ratios.

Reasons to buy

-A quick “one-stop-shop” to understand the company.
-Enhance business/sales activities by understanding customers’ businesses better.
-Get detailed information and financial & strategic analysis on companies operating in your industry.
-Identify prospective partners and suppliers – with key data on their businesses and locations.
-Capitalize on competitors’ weaknesses and target the market opportunities available to them.
-Compare your company’s financial trends with those of your peers / competitors.
-Scout for potential acquisition targets, with detailed insight into the companies’ strategic, financial and operational performance.

Table Of Contents
Key Information 1
Key Ratios 1
Share Data 1
Performance Chart 1
Table Of Contents 2
List of Tables 3
List of Figures 3
Key Facts 4
Company Overview 4
Major Products and Services 5
Overview 5
History 6
SWOT Analysis Overview 7
Overview 7
Zions Bancorporation - Strengths 7
Strong Market Position 7
Strong Financial Position 7
Diversified Business Mix 7
Capital Adequacy 7
Zions Bancorporation - Weaknesses 7
Declining Operational Performance 7
Declining Net Interest Margin 8
Deteriorating Asset Quality 8
Zions Bancorporation - Opportunities 8
Growth Opportunities in Emerging Economies 8
Acquisitions 8
Small and Middle-Market Businesses 8
US Governments Investment Plans 8
Bankruptcy and Acquisition of Banks 8
Zions Bancorporation - Threats 8
Competition 8
Changing Regulations 9
Impact of Slowdown 9
Impact of Mark to Market (MTM) Accounting 9
Deflation 9
Key Competitors 10
Key Employees 10
Key Employee Biographies 10
Company Statement 11
Locations And Subsidiaries 14
Head Office 14
Other Locations & Subsidiaries 14
Financial Ratios 16
Capital Market Ratios 16
Annual Ratios 16
Interim Ratios 17
Ratio Charts 18
Appendix 19
Methodology 19
Ratio Definitions 19
About Global Markets Direct 22
Contact Us 22
Disclaimer 22
List of Tables
Zions Bancorporation, Key Facts 1
Zions Bancorporation, Key Ratios 1
Zions Bancorporation, Share Data 1
Zions Bancorporation, Key Facts 4
Major Products and Services 5
Zions Bancorporation, History 6
Zions Bancorporation, Key Employees 10
Zions Bancorporation, Key Employee Biographies 10
Zions Bancorporation, Other Locations 14
Zions Bancorporation, Subsidiaries 14
Zions Bancorporation, Ratios based on current share price 16
Zions Bancorporation, Annual Ratios 16
Zions Bancorporation, Interim Ratios 17
Currency Codes 19
Capital Market Ratios 19
Equity Ratios 19
Profitability Ratios 20
Cost Ratios 20
Liquidity Ratios 20
Leverage Ratios 21
Efficiency Ratios 21
List of Figures
Zions Bancorporation, Performance Chart (2004 - 2008) 1
Zions Bancorporation, Ratio Charts 18