South Korea Commercial Banking Industry Update Quarter 4 2011
$ 1 088
- October 2012
- by Business Monitor International
- 69
Includes 3 FREE quarterly updates
BMI’s commercial banking forecast series covers 62 countries accounting for 80% of global GDP. Each report, researched at source, features BMI’s independent assessment and 5-year forecasts to end-2017 for the commercial banking sector in each market. Using its expertise in both country risk and financial markets analysis, BMI has created exclusive models to forecast a wealth of key variables on the commercial banking sector. Historic and forecast data are provided for the sector’s total asset and liability growth, client loans, and client deposits. Forecasts for key ratios including the loan-deposit ratio and the loan-asset ratio are also included, as well as core macro-economic forecasts. Data is presented in both local currency and US dollar terms.
Each report examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment.
Central to BMI’s analysis are our unique Commercial Banking Business Environment Ratings. BMI’s unique country-comparative Risk-Reward Rating provides a clear, quantified, independent assessment of the opportunities and dangers of operating in each market. The methodology draws together our in-depth knowledge of competitive pressures, our comprehensive industry market forecasts, and our Country Risk team’s unrivalled analysis of economic, political and operational risks.
The reports also feature profiles of leading banks, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.
Executive Summary .... 5
Table: Levels (KRWbn) ..... 5
Table: Levels (US$bn) 5
Table: Levels At June 2012 ..... 5
Table: Annual Growth Rate Projections 2012-2016 (%) .. 5
Table: Ranking Out Of 59 Countries Reviewed In 2011 ... 6
Table: Projected Levels (KRWbn), 2009-2016 6
Table: Projected Levels (US$bn), 2009-2016 . 6
SWOT Analysis 7
South Korea Commercial Banking SWOT 7
South Korea Political SWOT .. 8
South Korea Economic SWOT 9
South Korea Business Environment SWOT ... 10
South Korea Business Environment Outlook ... 11
Commercial Banking Business Environment Rating 11
Table: Commercial Banking Business Environment Ratings . 11
Commercial Banking Business Environment Rating Methodology ... 12
Table: Asia Commercial Banking Business Environment Ratings ..... 13
Global Commercial Banking Outlook ..... 14
Asia Banking Regional Outlooks Overview. 21
Investment Banking Slowdown Has Further To Run 21
Asia Banking Sector Outlook 24
Asia Banking Sector Forecast Overview – Q4 2012 24
Table: Banks' Bond Portfolios 2011 . 24
Table: Asia Commercial Banking Risk/Reward Ratings . 25
Table: Comparison Of Loan/Deposit, Loan/Asset And Loan/GDP Ratios ..... 26
Table: Anticipated Developments In 2012 .... 27
Table: Comparison Of Total Assets, Client Loans And Client Deposits (US$bn) 28
Table: Comparison Of Per Capita Deposits, 2011 (US$) ..... 29
Table: Interbank Rates And Bond Yields 30
South Korea Banking Sector Outlook .... 31
Risks Ever Present Despite Ratings Upgrade .... 31
Economic Outlook ..... 34
Table: South Korea – Economic Activity, 2011-2016 ..... 37
Competitive Landscape .. 38
Market Structure 38
Protagonists .. 38
Table: Protagonists In South Korean Commercial Banking Sector ... 38
The Commercial Banking Universe .. 38
Table: South Korea Banking Competitive Landscape ..... 39
Company Profiles 41
Shinhan Bank 41
Table: Stock Market Indicators, 2006-2011 .. 42
Table: Balance Sheet (KRWmn, unless stated), 2006-2010... 43
Table: Balance Sheet (US$mn, unless stated), 2006-2010 .... 43
Table: Key Ratios (%), 2006-2010 .... 43
Woori Bank ... 44
Table: Stock Market Indicators, 2006-2011 .. 45
Table: Balance Sheet (KRWmn, unless stated), 2006-2010... 45
Table: Balance Sheet (US$mn, unless stated), 2006-2010 .... 45
Table: Key Ratios (%), 2006-2010 .... 46
Hana Bank .... 47
Table: Key Statistics For Hana Bank 2008-2010 (KRWmn) . 48
Korea Development Bank ..... 49
Table: Balance Sheet (KRWmn), 2006-2009 . 50
Table: Balance Sheet (US$mn), 2006-2009 .. 50
Table: Key Ratios (%), 2006-2009 .... 50
Industrial Bank of Korea 51
Table: Stock Market Indicators, 2006-2011 .. 52
Table: Balance Sheet (KRWmn, unless stated), 2006-2010... 52
Table: Balance Sheet (US$mn, unless stated), 2006-2010 .... 53
Table: Key Ratios (%), 2006-2010 .... 53
KB Kookmin Bank ..... 54
Table: Stock Market Indicators, 2008-2011 .. 55
Table: Balance Sheet (KRWmn, unless stated), 2008-2010... 55
Table: Balance Sheet (US$mn, unless stated), 2008-2010 .... 56
Table: Key Ratios (%), 2008-2010 .... 56
Korea Exchange Bank .... 57
Table: Stock Market Indicators, 2006-2011 .. 58
Table: Balance Sheet (KRWmn, unless stated), 2006-2010... 58
Table: Balance Sheet (US$mn, unless stated), 2006-2010 .... 58
Table: Key Ratios (%), 2006-2010 .... 59
Busan Bank ... 60
Table: Stock Market Indicators, 2006-2011 .. 61
Table: Balance Sheet (KRWmn, unless stated), 2006-2010... 61
Table: Balance Sheet (US$mn, unless stated), 2006-2010 .... 61
Table: Key Ratios (%), 2006-2010 .... 62
Daegu Bank .. 63
Table: Stock Market Indicators, 2006-2011 .. 63
Table: Balance Sheet (KRWmn, unless stated), 2006-2010... 64
Table: Balance Sheet (US$mn, unless stated), 2006-2010 .... 64
Table: Key Ratios (%), 2006-2010 .... 64
BMI Banking Sector Methodology .... 65
Commercial Bank Business Environment Rating .. 67
Table: Commercial Banking Business Environment Indicators And Rationale.... 67
Table: Weighting Of Indicators .. 68
Commercial Banking in South Korea
- $ 250
- Industry data
- January 2013
Yearly, From 2004 To 2011
By Business Monitor International
Source: Financial Supervisory Service
- Industries : Commercial Banking
- Countries : South Korea
- $ 250
- Industry data
- January 2013
Yearly, From 2005 To 2011
By Business Monitor International
Source: Financial Supervisory Service / BMI
- Industries : Commercial Banking
- Countries : South Korea
- $ 250
- Industry data
- January 2013
Yearly, From 2004 To 2017
By Business Monitor International
Source: Financial Supervisory Service / BMI
- Industries : Commercial Banking
- Countries : South Korea
- $ 250
- Industry data
- January 2013
Yearly, From 2004 To 2017
By Business Monitor International
Source: Financial Supervisory Service / BMI
- Industries : Commercial Banking
- Countries : South Korea
- $ 250
- Industry data
- January 2013
Yearly, From 2004 To 2017
By Business Monitor International
Source: Financial Supervisory Service / BMI
- Industries : Commercial Banking
- Countries : South Korea