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Synopsis
The report provides in-depth industry analysis, information and insights into the insurance industry in Macedonia, including:

- The Macedonian insurance industry’s growth prospects by insurance segment and category
- The competitive landscape in the Macedonian insurance industry
- The current trends and drivers in the Macedonian insurance industry
- Challenges facing the Macedonian insurance industry
- The detailed regulatory framework of the Macedonian insurance industry

Summary
Macedonia is an upper-middle-income country, and is one of south-east Europe’s emerging economies. The country’s GDP at constant prices (base 2005) stood at MKD348.8 billion (US$7.5 billion) in 2013, increasing from MKD304.3 billion (US$6.9 billion) in 2009 at a review-period (2009–2013) compound annual growth rate (CAGR) of 2.1%. The Euro zone debt crisis, and falling overall exports and foreign direct investment (FDI) all impacted the country’s overall economy development during 2009–2012, before it recovered in 2013 due to increase in construction activity and exports.

The Macedonian insurance industry is small and underdeveloped, and therefore offers opportunities in terms of growth and development. It grew at a review-period CAGR of 3.9%. The industry’s growth was supported by the life segment, which grew at a review-period CAGR of 25.6%, followed by the non-life segment with 3.0%. Growth in the life segment was partly due to expanding domestic operations in 2013, particularly of life insurers Croatia Life and Grawe.

Scope
This report provides a comprehensive analysis of the insurance industry in Macedonia:
- It provides historical values for the Macedonian insurance industry for the report’s 2009–2013 review period, and projected figures for the 2013–2018 forecast period.
- It offers a detailed analysis of the key segments and categories in the Macedonian insurance industry, along with forecasts until 2018.
- It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions.
- It profiles the top insurance companies in Macedonia, and outlines the key regulations affecting them.

Reasons To Buy
- Make strategic business decisions using in-depth historic and forecast industry data related to the Macedonian insurance industry and each segment within it.
- Understand the demand-side dynamics, key trends and growth opportunities in the Macedonian insurance industry.
- Assess the competitive dynamics in the Macedonian insurance industry.
- Identify the growth opportunities and market dynamics in key segments.
- Gain insights into key regulations governing the Macedonian insurance industry, and their impact on companies and the industry's future.

Key Highlights
- The Macedonian insurance industry is small and underdeveloped, and therefore offers opportunities in terms of growth and development.
- The industry’s growth was supported by the life segment, which grew at a review-period CAGR of 25.6%, followed by the non-life segment with 3.0%.
- Non-life insurance was the largest segment in terms of gross written premium, and dominated the Macedonian insurance industry with 80.2% share in 2013.
- The Macedonian life segment is highly concentrated, and was dominated by the top two insurers in 2013, which together accounted for 86.4% of the life segment’s gross written premium.
- A high combined ratio is a key concern for Macedonian insurers. The combined ratio was more than 100% during the review period in all three segments: life, non-life and personal accident and health. For life insurance it was 117.5% in 2013, while for non-life it was 103.6%, and for personal accident and health it was 102.7%.

Table Of Contents

The Insurance Industry in Macedonia, Key Trends and Opportunities to 2018
Table of Contents
1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Macedonian Insurance Industry Overview
3.1 Macedonian Insurance Industry
3.2 Key Industry Trends and Drivers
3.3 Challenges
4 Industry Segmentation
4.1 Life Insurance
4.2 Non-Life Insurance
4.2.1 Property insurance
4.2.2 Motor insurance
4.2.3 Liability insurance
4.2.4 Marine, aviation and transit insurance
4.3 Personal Accident and Health Insurance
4.3.1 Personal accident insurance
4.3.2 Health insurance
4.3.3 Travel insurance
4.4 Reinsurance
5 Competitive Landscape
5.1 Overview
5.2 Leading Companies
5.2.1 Croatia Life - company overview
5.2.2 Grawe - company overview
5.2.3 Triglav - company overview
5.2.4 Eurolink - company overview
5.2.5 Sava - company overview
6 Macroeconomic Indicators
6.1 GDP at Constant Prices (US$)
6.2 GDP at Current Prices (US$)
6.3 GDP per Capita at Current Prices (US$)
6.4 Inflation
6.5 Total Life Expectancy
6.6 Total Internet Users
6.7 Total Labor Force
6.8 Urban and Rural Populations
6.9 Total Population
7 Appendix
7.1 Methodology
7.2 Contact Timetric
7.3 About Timetric
7.4 Timetric's Services
7.5 Disclaimer

List of Tables
Table 1: Insurance Industry Definitions
Table 2: Macedonian Insurance - Gross Written Premium by Segment (MKD Billion), 2009-2013
Table 3: Macedonian Insurance - Gross Written Premium by Segment (US$ Million), 2009-2013
Table 4: Macedonian Insurance - Gross Written Premium by Segment (MKD Billion), 2013-2018
Table 5: Macedonian Insurance - Gross Written Premium by Segment (US$ Million), 2013-2018
Table 6: Macedonian Insurance - Segmentation by Gross Written Premium (% Share), 2009-2018
Table 7: Macedonian Insurance - Direct Written Premium by Segment (MKD Billion), 2009-2013
Table 8: Macedonian Insurance - Direct Written Premium by Segment (US$ Million), 2009-2013
Table 9: Macedonian Insurance - Direct Written Premium by Segment (MKD Billion), 2013-2018
Table 10: Macedonian Insurance - Direct Written Premium by Segment (US$ Million), 2013-2018
Table 11: Macedonian Insurance - Segmentation by Direct Written Premium (% Share), 2009-2018
Table 12: Macedonian Life Insurance - Gross Written Premium (MKD Billion), 2009-2013
Table 13: Macedonian Life Insurance - Gross Written Premium (MKD Billion), 2013-2018
Table 14: Macedonian Life Insurance - Direct Written Premium (MKD Billion), 2009-2013
Table 15: Macedonian Life Insurance - Direct Written Premium (MKD Billion), 2013-2018
Table 16: Macedonian Life Insurance - Paid Claims (MKD Million), 2009-2013
Table 17: Macedonian Life Insurance - Paid Claims (MKD Million), 2013-2018
Table 18: Macedonian Life Insurance - Incurred Loss (MKD Million), 2009-2013
Table 19: Macedonian Life Insurance - Incurred Loss (MKD Million), 2013-2018
Table 20: Macedonian Life Insurance - Loss Ratio (%), 2009-2013
Table 21: Macedonian Life Insurance - Loss Ratio (%), 2013-2018
Table 22: Macedonian Life Insurance - Combined Ratio (%), 2009-2013
Table 23: Macedonian Life Insurance - Combined Ratio (%), 2013-2018
Table 24: Macedonian Life Insurance - Total Assets (MKD Billion), 2009-2013
Table 25: Macedonian Life Insurance - Total Assets (MKD Billion), 2013-2018
Table 26: Macedonian Life Insurance - Total Investment Income (MKD Million), 2009-2013
Table 27: Macedonian Life Insurance - Total Investment Income (MKD Million), 2013-2018
Table 28: Macedonian Life Insurance - Retentions (MKD Billion), 2009-2013
Table 29: Macedonian Life Insurance - Retentions (MKD Billion), 2013-2018
Table 30: Macedonian Life Insurance - Total Investment (MKD Billion), 2009-2013
Table 31: Macedonian Non-Life Insurance - Gross Written Premium by Category (MKD Billion), 2009-2013
Table 32: Macedonian Non-Life Insurance - Gross Written Premium by Category (US$ Million), 2009-2013
Table 33: Macedonian Non-Life Insurance - Gross Written Premium by Category (MKD Billion), 2013-2018
Table 34: Macedonian Non-Life Insurance - Gross Written Premium by Category (US$ Million), 2013-2018
Table 35: Macedonian Non-Life Insurance - Direct Written Premium by Category (MKD Billion), 2009-2013
Table 36: Macedonian Non-Life Insurance - Direct Written Premium by Category (US$ Million), 2009-2013
Table 37: Macedonian Non-Life Insurance - Direct Written Premium by Category (MKD Billion), 2013-2018
Table 38: Macedonian Non-Life Insurance - Direct Written Premium by Category (US$ Million), 2013-2018
Table 39: Macedonian Non-Life Insurance - Paid Claims (MKD Million), 2009-2013
Table 40: Macedonian Non-Life Insurance - Paid Claims (MKD Billion), 2013-2018
Table 41: Macedonian Non-Life Insurance - Incurred Loss (MKD Billion), 2009-2013
Table 42: Macedonian Non-Life Insurance - Incurred Loss (MKD Billion), 2013-2018
Table 43: Macedonian Non-Life Insurance - Loss Ratio (%), 2009-2013
Table 44: Macedonian Non-Life Insurance - Loss Ratio (%), 2013-2018
Table 45: Macedonian Non-Life Insurance - Combined Ratio (%), 2009-2013
Table 46: Macedonian Non-Life Insurance - Combined Ratio (%), 2013-2018
Table 47: Macedonian Non-Life Insurance - Total Assets (MKD Billion), 2009-2013
Table 48: Macedonian Non-Life Insurance - Total Assets (MKD Billion), 2013-2018
Table 49: Macedonian Non-Life Insurance - Total Investment Income (MKD Million), 2009-2013
Table 50: Macedonian Non-Life Insurance - Total Investment Income (MKD Billion), 2013-2018
Table 51: Macedonian Non-Life Insurance - Retentions (MKD Billion), 2009-2013
Table 52: Macedonian Non-Life Insurance - Retentions (MKD Billion), 2013-2018
Table 53: Macedonian Non-Life Insurance - Total Investment (MKD Billion), 2009-2013
Table 54: Macedonian Property Insurance - Gross Written Premium (MKD Billion), 2009-2013
Table 55: Macedonian Property Insurance - Gross Written Premium (MKD Billion), 2013-2018
Table 56: Macedonian Motor Insurance - Gross Written Premium (MKD Billion), 2009-2013
Table 57: Macedonian Motor Insurance - Gross Written Premium (MKD Billion), 2013-2018
Table 58: Macedonian Liability Insurance - Gross Written Premium (MKD Million), 2009-2013
Table 59: Macedonian Liability Insurance - Gross Written Premium (MKD Million), 2013-2018
Table 60: Macedonian Marine, Aviation and Transit Insurance - Gross Written Premium (MKD Million), 2009-2013
Table 61: Macedonian Marine, Aviation and Transit Insurance - Gross Written Premium (MKD Million), 2013-2018
Table 62: Macedonian Personal Accident and Health Insurance - Gross Written Premium by Category (MKD Million), 2009-2013
Table 63: Macedonian Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2009-2013
Table 64: Macedonian Personal Accident and Health Insurance - Gross Written Premium by Category (MKD Million), 2013-2018
Table 65: Macedonian Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2013-2018
Table 66: Macedonian Personal Accident and Health Insurance - Direct Written Premium by Category (MKD Million), 2009-2013
Table 67: Macedonian Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2009-2013
Table 68: Macedonian Personal Accident and Health Insurance - Direct Written Premium by Category (MKD Million), 2013-2018
Table 69: Macedonian Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2013-2018
Table 70: Macedonian Personal Accident and Health Insurance - Paid Claims (MKD Million), 2009-2013
Table 71: Macedonian Personal Accident and Health Insurance - Paid Claims (MKD Million), 2013-2018
Table 72: Macedonian Personal Accident and Health Insurance - Incurred Loss (MKD Million), 2009-2013
Table 73: Macedonian Personal Accident and Health Insurance - Incurred Loss (MKD Million), 2013-2018
Table 74: Macedonian Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Table 75: Macedonian Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Table 76: Macedonian Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Table 77: Macedonian Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Table 78: Macedonian Personal Accident and Health Insurance - Total Assets (MKD Billion), 2009-2013
Table 79: Macedonian Personal Accident and Health Insurance - Total Assets (MKD Billion), 2013-2018
Table 80: Macedonian Personal Accident and Health Insurance - Total Investment Income (MKD Million), 2009-2013
Table 81: Macedonian Personal Accident and Health Insurance - Total Investment Income (MKD Million), 2013-2018
Table 82: Macedonian Personal Accident and Health Insurance - Retentions (MKD Million), 2009-2013
Table 83: Macedonian Personal Accident and Health Insurance - Retentions (MKD Million), 2013-2018
Table 84: Macedonian Personal Accident and Health Insurance - Total Investment (MKD Billion), 2009-2013
Table 85: Macedonian Personal Accident Insurance - Gross Written Premium (MKD Million), 2009-2013
Table 86: Macedonian Personal Accident Insurance - Gross Written Premium (MKD Million), 2013-2018
Table 87: Macedonian Health Insurance - Gross Written Premium (MKD Million), 2009-2013
Table 88: Macedonian Health Insurance - Gross Written Premium (MKD Million), 2013-2018
Table 89: Macedonian Travel Insurance - Gross Written Premium (MKD Million), 2009-2013
Table 90: Macedonian Travel Insurance - Gross Written Premium (MKD Million), 2013-2018
Table 91: Macedonian Reinsurance - Ceded by Insurance Segment (MKD Million), 2009-2013
Table 92: Macedonian Reinsurance - Ceded by Insurance Segment (US$ Million), 2009-2013
Table 93: Macedonian Reinsurance - Ceded by Insurance Segment (MKD Million), 2013-2018
Table 94: Macedonian Reinsurance - Ceded by Insurance Segment (US$ Million), 2013-2018
Table 95: Macedonian Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Table 96: Macedonian Life Insurance - Percentage of Reinsurance Ceded (%),2013-2018
Table 97: Macedonian Non-Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Table 98: Macedonian Non-Life Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Table 99: Macedonian Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Table 100: Macedonian Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Table 101: Macedonian Life Insurance - Segment Shares, 2012, 2013 and 1H 2014
Table 102: Macedonian Non-Life Insurance - Segment Shares, 2012, 2013 and 1H 2014
Table 103: Croatia Life, Main Products
Table 104: Croatia Life, Key Employees
Table 105: Grawe, Main Products
Table 106: Grawe, Key Employees
Table 107: Triglav, Main Products
Table 108: Triglav, Key Employees
Table 109: Eurolink, Main Products
Table 110: Eurolink, Key Employees
Table 111: Sava, Main Products
Table 112: Sava, Key Employees

List of Figures
Figure 1: Macedonian Insurance - Gross Written Premium by Segment (MKD Billion), 2009-2018
Figure 2: Macedonian Insurance - Gross Written Premium Market Dynamics by Segment, 2009-2018
Figure 3: Macedonian Insurance - Direct Written Premium by Segment (MKD Billion), 2009-2018
Figure 4: Macedonian Insurance - Direct Written Premium Dynamics by Segment, 2009-2018
Figure 5: Macedonian Life Insurance - Gross Written Premium (MKD Billion), 2009-2013
Figure 6: Macedonian Life Insurance - Gross Written Premium (MKD Billion), 2013-2018
Figure 7: Macedonian Life Insurance - Direct Written Premium (MKD Billion), 2009-2013
Figure 8: Macedonian Life Insurance - Direct Written Premium (MKD Billion), 2013-2018
Figure 9: Macedonian Life Insurance - Paid Claims (MKD Million), 2009-2013
Figure 10: Macedonian Life Insurance - Paid Claims (MKD Million), 2013-2018
Figure 11: Macedonian Life Insurance - Incurred Loss (MKD Million), 2009-2013
Figure 12: Macedonian Life Insurance - Incurred Loss (MKD Million), 2013-2018
Figure 13: Macedonian Life Insurance - Loss Ratio (%), 2009-2013
Figure 14: Macedonian Life Insurance - Loss Ratio (%), 2013-2018
Figure 15: Macedonian Life Insurance - Combined Ratio (%), 2009-2013
Figure 16: Macedonian Life Insurance - Combined Ratio (%), 2013-2018
Figure 17: Macedonian Life Insurance - Total Assets (MKD Billion), 2009-2013
Figure 18: Macedonian Life Insurance - Total Assets (MKD Billion), 2013-2018
Figure 19: Macedonian Life Insurance - Total Investment Income (MKD Million), 2009-2013
Figure 20: Macedonian Life Insurance - Total Investment Income (MKD Million), 2013-2018
Figure 21: Macedonian Life Insurance - Retentions (MKD Billion), 2009-2013
Figure 22: Macedonian Life Insurance - Retentions (MKD Billion), 2013-2018
Figure 23: Macedonian Life Insurance - Total Investment (MKD Billion), 2009-2013
Figure 24: Macedonian Life Insurance - Penetration (%), 2009-2013
Figure 25: Macedonian Life Insurance - Premium Per-capita (MKD), 2009-2013
Figure 26: Macedonian Non-Life Insurance - Gross Written Premium by Category (MKD Billion), 2009-2018
Figure 27: Macedonian Non-Life Insurance - Gross Written Premium by Category (%), 2013 and 2018
Figure 28: Macedonian Non-Life Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 29: Macedonian Non-Life Insurance - Direct Written Premium by Category (MKD Billion), 2009-2018
Figure 30: Macedonian Non-Life Insurance - Direct Written Premium by Category (%), 2013 and 2018
Figure 31: Macedonian Non-Life Insurance - Direct Written Premium Dynamics by Category, 2009-2018
Figure 32: Macedonian Non-Life Insurance - Paid Claims (MKD Million), 2009-2013
Figure 33: Macedonian Non-Life Insurance - Paid Claims (MKD Billion), 2013-2018
Figure 34: Macedonian Non-Life Insurance - Incurred Loss (MKD Billion), 2009-2013
Figure 35: Macedonian Non-Life Insurance - Incurred Loss (MKD Billion), 2013-2018
Figure 36: Macedonian Non-Life Insurance - Loss Ratio (%), 2009-2013
Figure 37: Macedonian Non-Life Insurance - Loss Ratio (%), 2013-2018
Figure 38: Macedonian Non-Life Insurance - Combined Ratio (%), 2009-2013
Figure 39: Macedonian Non-Life Insurance - Combined Ratio (%), 2013-2018
Figure 40: Macedonian Non-Life Insurance - Total Assets (MKD Billion), 2009-2013
Figure 41: Macedonian Non-Life Insurance - Total Assets (MKD Billion), 2013-2018
Figure 42: Macedonian Non-Life Insurance - Total Investment Income (MKD Million), 2009-2013
Figure 43: Macedonian Non-Life Insurance - Total Investment Income (MKD Billion), 2013-2018
Figure 44: Macedonian Non-Life Insurance - Retentions (MKD Billion), 2009-2013
Figure 45: Macedonian Non-Life Insurance - Retentions (MKD Billion), 2013-2018
Figure 46: Macedonian Non-Life Insurance - Total Investment (MKD Billion), 2009-2013
Figure 47: Macedonian Non-Life Insurance - Penetration (%), 2009-2013
Figure 48: Macedonian Non-Life Insurance - Premium Per Capita (MKD), 2009-2013
Figure 49: Macedonian Property Insurance - Gross Written Premium (MKD Billion), 2009-2013
Figure 50: Macedonian Property Insurance - Gross Written Premium (MKD Billion), 2013-2018
Figure 51: Macedonian Motor Insurance - Gross Written Premium (MKD Billion), 2009-2013
Figure 52: Macedonian Motor Insurance - Gross Written Premium (MKD Billion), 2013-2018
Figure 53: Macedonian Liability Insurance - Gross Written Premium (MKD Million), 2009-2013
Figure 54: Macedonian Liability Insurance - Gross Written Premium (MKD Million), 2013-2018
Figure 55: Macedonian Marine, Aviation and Transit Insurance - Gross Written Premium (MKD Million), 2009-2013
Figure 56: Macedonian Marine, Aviation and Transit Insurance - Gross Written Premium (MKD Million), 2013-2018
Figure 57: Macedonian Personal Accident and Health Insurance - Gross Written Premium by Category (MKD Billion), 2009-2018
Figure 58: Macedonian Personal Accident and Health Insurance - Gross Written Premium by Category (%), 2013 and 2018
Figure 59: Macedonian Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 60: Macedonian Personal Accident and Health Insurance - Direct Written Premium by Category (MKD Billion), 2009-2018
Figure 61: Macedonian Personal Accident and Health Insurance - Direct Written Premium by Category (%), 2013 and 2018
Figure 62: Macedonian Personal Accident and Health Insurance - Direct Written Premium Dynamics by Category, 2009-2018
Figure 63: Macedonian Personal Accident and Health Insurance - Paid Claims by Category (MKD Million), 2009-2013
Figure 64: Macedonian Personal Accident and Health Insurance - Paid Claims (MKD Million), 2013-2018
Figure 65: Macedonian Personal Accident and Health Insurance - Incurred Loss (MKD Million), 2009-2013
Figure 66: Macedonian Personal Accident and Health Insurance - Incurred Loss (MKD Million), 2013-2018
Figure 67: Macedonian Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Figure 68: Macedonian Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Figure 69: Macedonian Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Figure 70: Macedonian Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Figure 71: Macedonian Personal Accident and Health Insurance - Total Assets (MKD Billion), 2009-2013
Figure 72: Macedonian Personal Accident and Health Insurance - Total Assets (MKD Billion), 2013-2018
Figure 73: Macedonian Personal Accident and Health Insurance - Total Investment Income (MKD Million), 2009-2013
Figure 74: Macedonian Personal Accident and Health Insurance - Total Investment Income (MKD Million), 2013-2018
Figure 75: Macedonian Personal Accident and Health Insurance - Retentions (MKD Million), 2009-2013
Figure 76: Macedonian Personal Accident and Health Insurance - Retentions (MKD Million), 2013-2018
Figure 77: Macedonian Personal Accident and Health Insurance - Total Investment (MKD Billion), 2009-2013
Figure 78: Macedonian Personal Accident and Health Insurance - Penetration (%), 2009-2013
Figure 79: Macedonian Personal Accident and Health Insurance - Premium Per Capita (MKD), 2009-2013
Figure 80: Macedonian Personal Accident Insurance - Gross Written Premium (MKD Million), 2009-2013
Figure 81: Macedonian Personal Accident Insurance - Gross Written Premium (MKD Million), 2013-2018
Figure 82: Macedonian Health Insurance - Gross Written Premium (MKD Million), 2009-2013
Figure 83: Macedonian Health Insurance - Gross Written Premium (MKD Million), 2013-2018
Figure 84: Macedonian Travel Insurance - Gross Written Premium (MKD Million), 2009-2013
Figure 85: Macedonian Travel Insurance - Gross Written Premium (MKD Million), 2013-2018
Figure 86: Macedonian Reinsurance - Ceded by Insurance Segment (MKD Billion), 2009-2018
Figure 87: Macedonian Reinsurance - Dynamics by Insurance Segment, 2009-2018
Figure 88: Macedonian Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Figure 89: Macedonian Life Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Figure 90: Macedonian Non-Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Figure 91: Macedonian Non-Life Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Figure 92: Macedonian Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Figure 93: Macedonian Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Figure 94: Macedonian Life Insurance - Segment Shares, 2012 and 2013
Figure 95: Macedonian Non-Life Insurance - Segment Shares, 2012 and 2013
Figure 96: Macedonian GDP at Constant Prices (US$ Billion), 2009-2013
Figure 97: Macedonian GDP at Current Prices (US$ Billion), 2009-2013
Figure 98: Macedonian GDP Per Capita at Current Prices (US$), 2009-2013
Figure 99: Macedonian Inflation Rate (%), 2009-2013
Figure 100: Macedonian Total Life Expectancy (Years), 2009-2013
Figure 101: Macedonian Total Internet Users (Thousand), 2008-2012
Figure 102: Macedonian Total Labor Force (Thousand), 2008-2012
Figure 103: Macedonian Urban and Rural Populations (%), 2009-2013
Figure 104: Macedonian Total Population (Million), 2009-2013

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