Germany Commercial Banking Industry Update Quarter 1 2012
$ 1 088
- December 2012
- by Business Monitor International
- 64
Includes 3 FREE quarterly updates
BMI’s commercial banking forecast series covers 62 countries accounting for 80% of global GDP. Each report, researched at source, features BMI’s independent assessment and 5-year forecasts to end-2017 for the commercial banking sector in each market. Using its expertise in both country risk and financial markets analysis, BMI has created exclusive models to forecast a wealth of key variables on the commercial banking sector. Historic and forecast data are provided for the sector’s total asset and liability growth, client loans, and client deposits. Forecasts for key ratios including the loan-deposit ratio and the loan-asset ratio are also included, as well as core macro-economic forecasts. Data is presented in both local currency and US dollar terms.
Each report examines key drivers of growth and future prospects, including the macroeconomic situation, the level of development and potential for growth of the banking sector, the commercial initiatives of major players, government policy and the regulatory environment.
Central to BMI’s analysis are our unique Commercial Banking Business Environment Ratings. BMI’s unique country-comparative Risk-Reward Rating provides a clear, quantified, independent assessment of the opportunities and dangers of operating in each market. The methodology draws together our in-depth knowledge of competitive pressures, our comprehensive industry market forecasts, and our Country Risk team’s unrivalled analysis of economic, political and operational risks.
The reports also feature profiles of leading banks, covering total assets, liabilities, client deposits, lending, bond holdings, main products and services, competitive positioning and ownership structure.
Executive Summary 5
Table: Levels (EURbn) . 5
Table: Levels (US$bn) 5
Table: Levels At August 2012 . 5
Table: Annual Growth Rate Projections 2012-2017 (%) 5
Table: Ranking Out Of 59 Countries Reviewed In 2013 . 6
Table: Projected Levels (EURbn), 2010-2017 6
Table: Projected Levels (US$bn), 2010-2017 . 6
SWOT Analysis 7
Germany Commercial Banking SWOT 7
Germany Political SWOT . 8
Germany Economic SWOT . 8
Germany Business Environment SWOT 9
Business Environment Outlook 10
Commercial Banking Business Environment Rating 10
Table: Commercial Banking Business Environment Ratings . 10
Table: Developed States Commercial Banking Business Environment Ratings . 11
Global Commercial Banking Outlook . 12
Regional Outlooks . 16
Banking Sector: Increasingly Polarised . 16
Regional Banking Sector Outlook 20
Table: Banks' Bond Portfolios 2011 . 20
Table: Developed States Commercial Banking Business Environment Ratings . 20
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios . 21
Table: Anticipated Developments in 2012 21
Table: Comparison of Total Assets & Client Loans & Client Deposits (US$bn) . 22
Table: Comparison of US$ Per Capita Deposits (2013) . 22
Table: Interbank Rates and Bond Yields . 23
Germany Banking Sector Outlook 24
Banking Reform To Miss The Mark . 24
Economic Outlook . 28
Table: Germany – Gdp By Expenditure, Real Growth %, 2009-2016 30
Competitive Landscape 31
Market Structure 31
Protagonists 31
Table: Protagonists In Germany's Commercial Banking Sector 31
Definition Of The Commercial Banking Universe 31
List Of Banks . 32
Table: Top 50 Banks By Assets . 32
Company Profiles 34
Deutsche Bank 34
Table: Stock Market Indicators, 2006-2012 36
Table: Balance Sheet (EURmn),2006-2011 37
Table: Balance Sheet (US$mn),2006-2011 . 37
Table: Key Ratios (%),2006-2011 . 37
Commerzbank . 38
Table: Stock Market Indicators, 2006-2012 40
Table: Balance Sheet (EURmn), 2006-2011 . 40
Table: Balance Sheet (US$mn) ), 2006-2011 41
Table: Key Ratios (%), 2006-2011 41
HypoVereinsbank 42
Table: Stock Market Indicators, 2004-2010 43
Table: Balance Sheet (EURmn, unless stated), 2004-2009 . 43
Table: Balance Sheet (US$mn, unless stated), 2004-2009 44
Table: Key Ratios (%), 2004-2009 44
DZ Bank 45
Table: Stock Market Indicators, 2005-2008 46
Table: Balance Sheet, 2005-2008 (EURmn, unless stated) . 46
Table: Balance Sheet, 2005-2008 (US$mn, unless stated) 47
Table: Key Ratios, 2005-2008 (%) 47
KfW . 48
Table: Key Statistics For KfW, 2007-2008 (EURmn) . 49
Deutsche Postbank 50
Table: Stock Market Indicators, 2006-2012 51
Table: Balance Sheet (EURmn), 2006-2011 . 52
Table: Balance Sheet (US$mn), 2006-2011 52
Table: Key Ratios (%), 2006-2011 52
UniCredit Bank AG . 53
Table: Stock Market Indicators, 2006-2012 54
Table: Balance Sheet (EURmn), 2006-2011 . 54
Table: Balance Sheet (US$mn), 2006-2011 55
Table: Key Ratios (%), 2006-2011 55
Demographic Outlook . 56
Table: Germany's Population By Age Group, 1990-2020 ('000) . 57
Table: Germany's Population By Age Group, 1990-2020 (% of total) . 58
Table: Germany's Key Population Ratios, 1990-2020 59
Table: Germany's Rural And Urban Population, 1990-2020 . 59
BMI Banking Sector Methodology 60
Table: Commercial Banking Risk/Reward Rating Indicators And Rationale . 62
Table: Weighting Of Indicators 63
Commercial Banking in Germany
- $ 250
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- January 2013
Yearly, From 1990 To 2017
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- Industries : Commercial Banking
- Countries : Germany
- $ 250
- Industry data
- January 2013
Yearly, From 1990 To 2017
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Source: Bundesbank / BMI
- Industries : Commercial Banking
- Countries : Germany
- $ 250
- Industry data
- January 2013
Yearly, From 1990 To 2017
By Business Monitor International
Source: Bundesbank / BMI
- Industries : Commercial Banking
- Countries : Germany