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Synopsis
Timetric’s 'Life Insurance in Norway, Key Trends and Opportunities to 2019' report provides detailed analysis of the market trends, drivers and challenges in the Norwegian life insurance segment.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, total assets, total investment income and retentions during the review period (2010–2014) and forecast period (2014–2019).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the Norwegian economy and demographics, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure.

Summary
Timetric’s ' Life Insurance in Norway, Key Trends and Opportunities to 2019' report provides in-depth market analysis, information and insights into the Norwegian life insurance segment, including:

- The Norwegian life insurance segment’s growth prospects by life insurance category

- Key trends, drivers and challenges for the life insurance segment

- A comprehensive overview of the Norwegian economy and demographics

- The various distribution channels in the Norwegian life insurance segment

- Details of the competitive landscape in the life insurance segment in Norway

- Details of regulatory policy applicable to the Norwegian insurance industry

Scope
This report provides a comprehensive analysis of the life insurance segment in Norway:

- It provides historical values for the Norwegian life insurance segment for the report’s 2010–2014 review period, and projected figures for the 2014–2019 forecast period.

- It offers a detailed analysis of the key categories in the Norwegian life insurance segment, and market forecasts to 2019.

- It analyzes the various distribution channels for life insurance products in Norway.

- It profiles the top life insurance companies in Norway and outlines the key regulations affecting them.

Reasons To Buy
- Make strategic business decisions using in-depth historic and forecast market data related to the Norwegian life insurance segment, and each category within it.

- Understand the demand-side dynamics, key market trends and growth opportunities in the Norwegian life insurance segment.

- Assess the competitive dynamics in the life insurance segment.

- Identify growth opportunities and market dynamics in key product categories.

- Gain insights into key regulations governing the Norwegian insurance industry, and their impact on companies and the industry's future.

Key Highlights
- Life insurance accounted for 55.4% of the Norwegian insurance industry's gross written premium in 2014.

- Persistently low interest rates have compelled many companies to change their product offerings from guaranteed to unit-linked products.

- The low benchmark interest rate will affect life insurers’ investment returns over the forecast period, which may affect their ability to meet Solvency II requirements.

- Norwegian life insurers depend on multiple distribution channels, and no longer rely on traditional channels such as agents and brokers.

- The country’s aging population, growing economy and increased disposable income are key factors contributing to the growth of life insurance.

Table Of Contents

Life Insurance in Norway, Key Trends and Opportunities to 2019
Table of Contents
1 Key Facts and Highlights
2 Executive Summary
3 Introduction
3.1 What is this Report About?
3.2 Definitions
3.3 Methodology
4 Economy and Demographics
5 Life Insurance Outlook
5.1 Key Drivers
5.2 Key Trends
5.3 Challenges
5.4 Life Insurance Growth Prospects by Category
5.5 Individual Life Insurance
5.5.1 Individual general annuity insurance
5.5.2 Individual pension insurance
5.5.3 Individual endowment insurance
5.5.4 Individual term life insurance
5.5.5 Other individual life insurance
5.6 Group Life Insurance
5.6.1 Group whole life insurance
5.6.2 Group superannuation insurance
5.6.3 Other group life insurance
5.7 Life Insurance Growth Prospects by Product Type
5.7.1 Total linked insurance business
5.7.2 Total non-linked insurance business
6 Analysis by Distribution Channel
7 Competitive Landscape and Strategic Insights
7.1 Overview
7.2 Leading Companies in the Norwegian Life Insurance Segment
7.2.1 Kommunal Landspensjonskasse (KLP) - company overview
7.2.2 DNB Livsforsikring ASA - company overview
7.2.3 Storebrand Livsforsikring - company overview
7.2.4 Nordea Livsforsikring - company overview
7.2.5 Oslo Pensjonsforsikring - company overview
7.2.6 Sparebank 1 Livsforsikring AS - company overview
7.2.7 Gjensidige Pensjon - company overview
7.2.8 Gjensidige Forsikring ASA - company overview
7.2.9 Danica Pensjonsforsikring AS - company overview
7.2.10 Frende Livsforsikring - company overview
8 Governance, Risk and Compliance
8.1 Legislation Overview and Historical Evolution
8.2 Latest Changes in Regulations
8.3 Legislation and Market Practice by Type of Insurance
8.3.1 Life insurance
8.3.2 Property insurance
8.3.3 Motor insurance
8.3.4 Liability insurance
8.3.5 Marine, aviation and transit insurance
8.3.6 Personal accident and health insurance
8.4 Compulsory Insurance
8.4.1 Workmen's compensation
8.4.2 Motor third-party liability insurance
8.4.3 Natural disaster insurance for property cover
8.4.4 Professional indemnity insurance for alternative investment fund managers
8.5 Supervision and Control
8.5.1 International Association of Insurers Supervisors
8.5.2 European Insurance and Occupational Pensions Authority (EIOPA)
8.5.3 The Financial Supervisory Authority of Norway (FSA)
8.5.4 The Nordic Association of Marine Insurers (Sjøassurandørernes Centralforening - Cefor)
8.6 Non-Admitted Insurance Regulations
8.6.1 Overview
8.6.2 Intermediaries
8.6.3 Market practices
8.6.4 Fines and penalties
8.7 Company Registration and Operations
8.7.1 Types of insurance organization
8.7.2 Establishing a local company
8.7.3 Foreign ownership
8.7.4 Types of license
8.7.5 Capital requirements
8.7.6 Solvency margins
8.7.7 Reserve requirements
8.7.8 Investment regulations
8.7.9 Statutory return requirements
8.7.10 Fee structure
8.8 Taxation
8.8.1 Insurance premium or policy taxation
8.8.2 Withholding taxes on premium paid overseas
8.8.3 Corporate tax
8.8.4 VAT
8.8.5 Captives
8.9 Legal System
8.9.1 Introduction
8.9.2 Access to court
8.9.3 Alternative dispute resolution (ADR)
9 Appendix
9.1 Contact Timetric
9.2 About Timetric
9.3 Timetric's Services
9.4 Disclaimer

List of Tables
Table 1: Norwegian Life Insurance - Key Facts, 2014
Table 2: Insurance Industry Definitions
Table 3: Norwegian Government Credit Ratings
Table 4: Norwegian Life Insurance - Gross Written Premium by Category (NOK Billion), 2010-2014
Table 5: Norwegian Life Insurance - Gross Written Premium by Category (US$ Million), 2010-2014
Table 6: Norwegian Life Insurance - Gross Written Premium by Category (NOK Billion), 2014-2019
Table 7: Norwegian Life Insurance - Gross Written Premium by Category (US$ Million), 2014-2019
Table 8: Norwegian Life Insurance - New Business Direct Written Premium (NOK Billion), 2010-2014
Table 9: Norwegian Life Insurance - New Business Direct Written Premium (NOK Billion), 2014-2019
Table 10: Norwegian Life Insurance - Paid Claims (NOK Billion), 2010-2014
Table 11: Norwegian Life Insurance - Paid Claims (NOK Billion), 2014-2019
Table 12: Norwegian Life Insurance - Incurred Loss (NOK Billion), 2010-2014
Table 13: Norwegian Life Insurance - Incurred Loss (NOK Billion), 2014-2019
Table 14: Norwegian Life Insurance - Number of Policies per Capita, 2010-2014
Table 15: Norwegian Life Insurance - Number of Policies per Capita, 2014-2019
Table 16: Norwegian Life Insurance - Commissions and Expenses (NOK Billion), 2010-2014
Table 17: Norwegian Life Insurance - Commissions and Expenses (NOK Billion), 2014-2019
Table 18: Norwegian Life Insurance - Net Written Premium (Percentage of Gross Written Premium), 2010-2014
Table 19: Norwegian Life Insurance - Net Written Premium (Percentage of Gross Written Premium), 2014-2019
Table 20: Norwegian Life Insurance - Renewal Business Direct Written Premium (NOK Billion), 2010-2014
Table 21: Norwegian Life Insurance - Renewal Business Direct Written Premium (NOK Billion), 2014-2019
Table 22: Norwegian Life Insurance - Total Assets (NOK Billion), 2010-2014
Table 23: Norwegian Life Insurance - Total Assets (NOK Billion), 2014-2019
Table 24: Norwegian Life Insurance - Total Investment Income (NOK Billion), 2010-2014
Table 25: Norwegian Life Insurance - Total Investment Income (NOK Billion), 2014-2019
Table 26: Norwegian Life Insurance - Net Written Premium (NOK Billion), 2010-2014
Table 27: Norwegian Life Insurance - Net Written Premium (NOK Billion), 2014-2019
Table 28: Norwegian Individual Life Insurance - Gross Written Premium by Category (NOK Billion), 2010-2014
Table 29: Norwegian Individual Life Insurance - Gross Written Premium by Category (US$ Million), 2010-2014
Table 30: Norwegian Individual Life Insurance - Gross Written Premium by Category (NOK Billion), 2014-2019
Table 31: Norwegian Individual Life Insurance - Gross Written Premium by Category (US$ Million), 2014-2019
Table 32: Norwegian Individual Life Insurance - Direct Written Premium by Category (NOK Million), 2010-2014
Table 33: Norwegian Individual Life Insurance - Direct Written Premium by Category (US$ Million), 2010-2014
Table 34: Norwegian Individual Life Insurance - Direct Written Premium by Category (NOK Million), 2014-2019
Table 35: Norwegian Individual Life Insurance - Direct Written Premium by Category (US$ Million), 2014-2019
Table 36: Norwegian Individual Life Insurance - Policies by Category (Thousand), 2010-2014
Table 37: Norwegian Individual Life Insurance - Policies by Category (Thousand), 2014-2019
Table 38: Norwegian Individual General Annuity Insurance - Number of Active Policies (Thousand), 2010-2014
Table 39: Norwegian Individual General Annuity Insurance - Number of Active Policies (Thousand), 2014-2019
Table 40: Norwegian Individual General Annuity Insurance - Direct Written Premium (NOK Million), 2010-2014
Table 41: Norwegian Individual General Annuity Insurance - Direct Written Premium (NOK Million), 2014-2019
Table 42: Norwegian Individual Pension Insurance - Number of Active Policies (Thousand), 2010-2014
Table 43: Norwegian Individual Pension Insurance - Number of Active Policies (Thousand), 2014-2019
Table 44: Norwegian Individual Pension Insurance - Direct Written Premium (NOK Million), 2010-2014
Table 45: Norwegian Individual Pension Insurance - Direct Written Premium (NOK Million), 2014-2019
Table 46: Norwegian Individual Endowment Insurance - Number of Active Policies (Thousand), 2010-2014
Table 47: Norwegian Individual Endowment Insurance - Number of Active Policies (Thousand), 2014-2019
Table 48: Norwegian Individual Endowment Insurance - Direct Written Premium (NOK Billion), 2010-2014
Table 49: Norwegian Individual Endowment Insurance - Direct Written Premium (NOK Billion), 2014-2019
Table 50: Norwegian Individual Term Life Insurance - Number of Active Policies (Thousand), 2010-2014
Table 51: Norwegian Individual Term Life Insurance - Number of Active Policies (Thousand), 2014-2019
Table 52: Norwegian Individual Term Life Insurance - Direct Written Premium (NOK Billion), 2010-2014
Table 53: Norwegian Individual Term Life Insurance - Direct Written Premium (NOK Billion), 2014-2019
Table 54: Norwegian Other Individual Life Insurance - Number of Active Policies (Thousand), 2010-2014
Table 55: Norwegian Other Individual Life Insurance - Number of Active Policies (Thousand), 2014-2019
Table 56: Norwegian Other Individual Life Insurance - Direct Written Premium (NOK Billion), 2010-2014
Table 57: Norwegian Other Individual Life Insurance - Direct Written Premium (NOK Billion), 2014-2019
Table 58: Norwegian Group Life Insurance - Gross Written Premium by Category (NOK Billion), 2010-2014
Table 59: Norwegian Group Life Insurance - Gross Written Premium by Category (US$ Billion), 2010-2014
Table 60: Norwegian Group Life Insurance - Gross Written Premium by Category (NOK Billion), 2014-2019
Table 61: Norwegian Group Life Insurance - Gross Written Premium by Category (US$ Billion), 2014-2019
Table 62: Norwegian Group Life Insurance - Direct Written Premium by Category (NOK Billion), 2010-2014
Table 63: Norwegian Group Life Insurance - Direct Written Premium by Category (US$ Billion), 2010-2014
Table 64: Norwegian Group Life Insurance - Direct Written Premium by Category (NOK Billion), 2014-2019
Table 65: Norwegian Group Life Insurance - Direct Written Premium by Category (US$ Billion), 2014-2019
Table 66: Norwegian Group Life Insurance - Policies by Category (Thousand), 2010-2014
Table 67: Norwegian Group Life Insurance - Policies by Category (Thousand), 2014-2019
Table 68: Norwegian Group Whole Life Insurance - Number of Active Policies (Thousand), 2010-2014
Table 69: Norwegian Group Whole Life Insurance - Number of Active Policies (Thousand), 2014-2019
Table 70: Norwegian Group Whole Life Insurance - Direct Written Premium (NOK Billion), 2010-2014
Table 71: Norwegian Group Whole Life Insurance - Direct Written Premium (NOK Billion), 2014-2019
Table 72: Norwegian Group Superannuation Insurance - Number of Active Policies (Thousand), 2010-2014
Table 73: Norwegian Group Superannuation Insurance - Number of Active Policies (Thousand), 2014-2019
Table 74: Norwegian Group Superannuation Insurance - Direct Written Premium (NOK Billion), 2010-2014
Table 75: Norwegian Group Superannuation Insurance - Direct Written Premium (NOK Billion), 2014-2019
Table 76: Norwegian Other Group Life Insurance - Number of Active Policies (Thousand), 2010-2014
Table 77: Norwegian Other Group Life Insurance - Number of Active Policies (Thousand), 2014-2019
Table 78: Norwegian Other Group Life Insurance - Direct Written Premium (NOK Billion), 2010-2014
Table 79: Norwegian Other Group Life Insurance - Direct Written Premium (NOK Billion), 2014-2019
Table 80: Norwegian Linked Insurance Business - Number of Active Policies (Thousand), 2010-2014
Table 81: Norwegian Linked Insurance Business - Number of Active Policies (Thousand), 2014-2019
Table 82: Norwegian Linked Insurance Business - Gross Written Premium (NOK Billion), 2010-2014
Table 83: Norwegian Linked Insurance Business - Gross Written Premium (NOK Billion), 2014-2019
Table 84: Norwegian Linked Insurance Business - Direct Written Premium (NOK Billion), 2010-2014
Table 85: Norwegian Linked Insurance Business - Direct Written Premium (NOK Billion), 2014-2019
Table 86: Norwegian Non-Linked Insurance Business - Number of Active Policies (Thousand), 2010-2014
Table 87: Norwegian Non-Linked Insurance Business - Number of Active Policies (Thousand), 2014-2019
Table 88: Norwegian Non-Linked Insurance Business - Gross Written Premium (NOK Billion), 2010-2014
Table 89: Norwegian Non-Linked Insurance Business - Gross Written Premium (NOK Billion), 2014-2019
Table 90: Norwegian Non-Linked Insurance Business - Direct Written Premium (NOK Billion), 2010-2014
Table 91: Norwegian Non-Linked Insurance Business - Direct Written Premium (NOK Billion), 2014-2019
Table 92: Norwegian Life Insurance - Segment Shares (%), 2014
Table 93: Kommunal Landspensjonskasse (KLP), Key Facts
Table 94: Kommunal Landspensjonskasse (KLP), Key Financials (NOK Million), 2010-2014
Table 95: DNB Livsforsikring ASA, Key Facts
Table 96: DNB Livsforsikring ASA, Key Financials (NOK Million), 2011-2014
Table 97: Storebrand Livsforsikring, Key Facts
Table 98: Storebrand Livsforsikring, Key Financials (NOK Million), 2010-2014
Table 99: Nordea Livsforsikring, Key Facts
Table 100: Nordea Livsforsikring, Key Financials (NOK Million), 2010-2014
Table 101: Oslo Pensjonsforsikring, Key Facts
Table 102: Oslo Pensjonsforsikring, Key Financials (NOK Million), 2010-2014
Table 103: Sparebank 1 Livsforsikring AS, Key Facts
Table 104: Sparebank 1 Livsforsikring AS, Key Financials (NOK Million), 2010-2014
Table 105: Gjensidige Pensjon, Key Facts
Table 106: Gjensidige Pensjon, Key Financials (NOK Million), 2010-2014
Table 107: Gjensidige Forsikring ASA, Key Facts
Table 108: Danica Pensjonsforsikring AS, Key Facts
Table 109: Danica Pensjonsforsikring AS, Key Financials (NOK Million), 2010-2014
Table 110: Frende Livsforsikring, Key Facts
Table 111: Frende Livsforsikring, Key Financials (NOK Million), 2010-2014
Table 112: Norway - Insurance Regulatory Framework Key Features
Table 113: Norway - Life Insurance Regulatory Framework
Table 114: Norway - Property Insurance Regulatory Framework
Table 115: Norway - Motor Insurance Regulatory Framework
Table 116: Norway - Liability Insurance Regulatory Framework
Table 117: Norway - Corporate Tax Rates for the Financial Year 2015

List of Figures
Figure 1: Norwegian Real GDP (NOK Trillion), 2010-2019
Figure 2: NOK/US$ Exchange Rate, 2010-2019
Figure 3: Norwegian Consumer Price Inflation (%), 2010-2019
Figure 4: Norwegian Current Account Balance as Percentage of GDP (%), 2010-2014
Figure 5: Norwegian Unemployment Rate, 2010-2019
Figure 6: Norwegian Population by Age Group, 1991-2025
Figure 7: Norwegian Life Insurance - Gross Written Premium by Category (NOK Billion), 2010-2019
Figure 8: Norwegian Life Insurance - Gross Written Premium by Category (Percentage Share), 2014 and 2019
Figure 9: Norwegian Life Insurance - Gross Written Premium Dynamics by Segment, 2010-2019
Figure 10: Norwegian Life Insurance - New Business Direct Written Premium (NOK Billion), 2010-2014
Figure 11: Norwegian Life Insurance - New Business Direct Written Premium (NOK Billion), 2014-2019
Figure 12: Norwegian Life Insurance - Paid Claims (NOK Billion), 2010-2014
Figure 13: Norwegian Life Insurance - Paid Claims (NOK Billion), 2014-2019
Figure 14: Norwegian Life Insurance - Incurred Loss (NOK Billion), 2010-2014
Figure 15: Norwegian Life Insurance - Incurred Loss (NOK Billion), 2014-2019
Figure 16: Norwegian Life Insurance - Number of Policies per Capita, 2010-2014
Figure 17: Norwegian Life Insurance - Number of Policies per Capita, 2014-2019
Figure 18: Norwegian Life Insurance - Commissions and Expenses (NOK Billion), 2010-2014
Figure 19: Norwegian Life Insurance - Commissions and Expenses (NOK Billion), 2014-2019
Figure 20: Norwegian Life Insurance - Net Written Premium (Percentage of Gross Written Premium), 2010-2014
Figure 21: Norwegian Life Insurance - Net Written Premium (Percentage of Gross Written Premium), 2014-2019
Figure 22: Norwegian Life Insurance - Renewal Business Direct Written Premium (NOK Billion), 2010-2014
Figure 23: Norwegian Life Insurance - Renewal Business Direct Written Premium (NOK Billion), 2014-2019
Figure 24: Norwegian Life Insurance - Total Assets (NOK Billion), 2010-2014
Figure 25: Norwegian Life Insurance - Total Assets (NOK Billion), 2014-2019
Figure 26: Norwegian Life Insurance - Total Investment Income (NOK Billion), 2010-2014
Figure 27: Norwegian Life Insurance - Total Investment Income (NOK Billion), 2014-2019
Figure 28: Norwegian Life Insurance - Net Written Premium (NOK Billion), 2010-2014
Figure 29: Norwegian Life Insurance - Net Written Premium (NOK Billion), 2014-2019
Figure 30: Norwegian Life Insurance - Investment Portfolio (NOK Billion), 2010-2014
Figure 31: Norwegian Life Insurance - Investment Portfolio, 2010 and 2014
Figure 32: Norwegian Life Insurance - Penetration (%), 2010-2014
Figure 33: Norwegian Life Insurance - Direct Premium per Capita (NOK), 2010-2014
Figure 34: Norwegian Life Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 35: Norwegian Life Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 36: Norwegian Life Insurance - Number of New Policies Sold (Thousand), 2010-2014
Figure 37: Norwegian Life Insurance - Number of New Policies Sold (Thousand), 2014-2019
Figure 38: Norwegian Life Insurance - Total Investments (NOK Billion), 2010-2014
Figure 39: Norwegian Individual Life Insurance - Gross Written Premium by Category (NOK Billion), 2010-2019
Figure 40: Norwegian Individual Life Insurance - Gross Written Premium by Category (Percentage Share), 2014 and 2019
Figure 41: Norwegian Individual Life Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 42: Norwegian Individual Life Insurance - Direct Written Premium by Category (NOK Billion), 2010-2019
Figure 43: Norwegian Individual Life Insurance - Direct Written Premium by Category (Percentage Share), 2014 and 2019
Figure 44: Norwegian Individual Life Insurance - Direct Written Premium Dynamics by Category, 2010-2019
Figure 45: Norwegian Individual Life Insurance - Policies by Category (Thousand), 2010-2019
Figure 46: Norwegian Individual Life Insurance - Policies by Category (Percentage Share), 2014 and 2019
Figure 47: Norwegian Individual Life Insurance - Policies Dynamics by Category, 2010-2019
Figure 48: Norwegian Individual General Annuity Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 49: Norwegian Individual General Annuity Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 50: Norwegian Individual General Annuity Insurance - Direct Written Premium (NOK Million), 2010-2014
Figure 51: Norwegian Individual General Annuity Insurance - Direct Written Premium (NOK Million), 2014-2019
Figure 52: Norwegian Individual Pension Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 53: Norwegian Individual Pension Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 54: Norwegian Individual Pension Insurance - Direct Written Premium (NOK Million), 2010-2014
Figure 55: Norwegian Individual Pension Insurance - Direct Written Premium (NOK Million), 2014-2019
Figure 56: Norwegian Individual Endowment Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 57: Norwegian Individual Endowment Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 58: Norwegian Individual Endowment Insurance - Direct Written Premium (NOK Billion), 2010-2014
Figure 59: Norwegian Individual Endowment Insurance - Direct Written Premium (NOK Billion), 2014-2019
Figure 60: Norwegian Individual Term Life Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 61: Norwegian Individual Term Life Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 62: Norwegian Individual Term Life Insurance - Direct Written Premium (NOK Billion), 2010-2014
Figure 63: Norwegian Individual Term Life Insurance - Direct Written Premium (NOK Billion), 2014-2019
Figure 64: Norwegian Other Individual Life Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 65: Norwegian Other Individual Life Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 66: Norwegian Other Individual Life Insurance - Direct Written Premium (NOK Billion), 2010-2014
Figure 67: Norwegian Other Individual Life Insurance - Direct Written Premium (NOK Billion), 2014-2019
Figure 68: Norwegian Group Life Insurance - Gross Written Premium by Category (NOK Billion), 2010-2019
Figure 69: Norwegian Group Life Insurance - Gross Written Premium by Category (Percentage Share), 2014 and 2019
Figure 70: Norwegian Group Life Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 71: Norwegian Group Life Insurance - Direct Written Premium by Category (NOK Billion), 2010-2019
Figure 72: Norwegian Group Life Insurance - Direct Written Premium by Category (Percentage Share), 2014 and 2019
Figure 73: Norwegian Group Life Insurance - Direct Written Premium Dynamics by Category, 2010-2019
Figure 74: Norwegian Group Life Insurance - Policies by Category (Thousand), 2010-2019
Figure 75: Norwegian Group Life Insurance - Policies by Category (Percentage Share), 2014 and 2019
Figure 76: Norwegian Group Life Insurance - Policies Dynamics by Category, 2010-2019
Figure 77: Norwegian Group Whole Life Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 78: Norwegian Group Whole Life Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 79: Norwegian Group Whole Life Insurance - Direct Written Premium (NOK Billion), 2010-2014
Figure 80: Norwegian Group Whole Life Insurance - Direct Written Premium (NOK Billion), 2014-2019
Figure 81: Norwegian Group Superannuation Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 82: Norwegian Group Superannuation Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 83: Norwegian Group Superannuation Insurance - Direct Written Premium (NOK Billion), 2010-2014
Figure 84: Norwegian Group Superannuation Insurance - Direct Written Premium (NOK Billion), 2014-2019
Figure 85: Norwegian Other Group Life Insurance - Number of Active Policies (Thousand), 2010-2014
Figure 86: Norwegian Other Group Life Insurance - Number of Active Policies (Thousand), 2014-2019
Figure 87: Norwegian Other Group Life Insurance - Direct Written Premium (NOK Billion), 2010-2014
Figure 88: Norwegian Other Group Life Insurance - Direct Written Premium (NOK Billion), 2014-2019
Figure 89: Norwegian Linked Insurance Business - Number of Active Policies (Thousand), 2010-2014
Figure 90: Norwegian Linked Insurance Business - Number of Active Policies (Thousand), 2014-2019
Figure 91: Norwegian Linked Insurance Business - Gross Written Premium (NOK Billion), 2010-2014
Figure 92: Norwegian Linked Insurance Business - Gross Written Premium (NOK Billion), 2014-2019
Figure 93: Norwegian Linked Insurance Business - Direct Written Premium (NOK Billion), 2010-2014
Figure 94: Norwegian Linked Insurance Business - Direct Written Premium (NOK Billion), 2014-2019
Figure 95: Norwegian Non-Linked Insurance Business - Number of Active Policies (Thousand), 2010-2014
Figure 96: Norwegian Non-Linked Insurance Business - Number of Active Policies (Thousand), 2014-2019
Figure 97: Norwegian Non-Linked Insurance Business - Gross Written Premium (NOK Billion), 2010-2014
Figure 98: Norwegian Non-Linked Insurance Business - Gross Written Premium (NOK Billion), 2014-2019
Figure 99: Norwegian Non-Linked Insurance Business - Direct Written Premium (NOK Billion), 2010-2014
Figure 100: Norwegian Non-Linked Insurance Business - Direct Written Premium (NOK Billion), 2014-2019
Figure 101: Norwegian Life Insurance - Segment Shares (%), 2014
Figure 102: Norway - The Three Pillars of Solvency II
Figure 103: Norway - Insurance Supervision and Control at Various Levels
Figure 104: Norway - Insurance Regulatory Frameworks for Company Registration and Operation

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