1. Market Research
  2. > Financial Services
  3. > Banking
  4. > Payments Market Trends
  5. > Norway%s Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape

Synopsis
The report provides top-level market analysis, information and insights into Norway’s cards and payments industry, including:
- Current and forecast values for each category of Norway’s cards and payments industry, including debit cards, credit cards and prepaid cards
- Comprehensive analysis of the industry’s market attractiveness and future growth areas
- Analysis of various market drivers and regulations governing Norway’s cards and payments industry
- Detailed analysis of the marketing strategies adopted for selling debit, credit and prepaid cards used by banks and other institutions in the market
- Comprehensive analysis of consumer attitudes and buying preferences for cards
- The competitive landscape of Norway’s cards and payments industry

Summary
The Norwegian card payments channel registered significant growth during the review period (2009–2013). In terms of number of cards in circulation, the card payments channel grew at a CAGR of 2.86% to reach 18.6 million cards by the end of 2013. In value terms, the channel valued NOK647.9 billion (US$108.9 billion) in 2013. Changing lifestyle demographics, the increased popularity of online shopping and higher disposable per capita incomes supported the growth of the number of cards in circulation.
The younger generation is a considerable and growing target group in terms of card spending. To tap into this younger population, SpareBank 1 SR-Bank in Norway offers a Visa card for children under 13 years old. Amounts in the accounts linked to these card can be controlled by parents, there is no issuance fee and it is free to use in stores and at SpareBank 1s ATMs. The bank also offers a Visa Electron credit card for people aged 13–18 years, with no annual fees and free use for retail payments in Norway and abroad. SpareBanken Vest also offers the Vestavinn 13–17 client program for teenagers to manage spending and savings. The program includes a Visa Electron 10–17 card with benefits such as no annual fees, fee-free purchases around the world and 24-hour withdrawal facilities at Union Bank Vest ATMs, and reduced-cost withdrawals in foreign countries.

Scope
- This report provides a comprehensive analysis of Norway’s cards and payments industry.
- It provides current values for Norway’s cards and payments industry for 2013, and forecast figures for 2018.
- It details the different economic, infrastructural and business drivers affecting Norway’s cards and payments industry.
- It outlines the current regulatory framework in the industry.
- It details the marketing strategies used by various banks and other institutions.
- It profiles the major banks in Norway’s cards and payments industry.

Reasons To Buy
- Make strategic business decisions using top-level historic and forecast market data related to Norway’s cards and payments industry and each market within it.
- Understand the key market trends and growth opportunities within Norway’s cards and payments industry.
- Assess the competitive dynamics in Norway’s cards and payments industry.
- Gain insights in to the marketing strategies used for selling various card types in Norway.
- Gain insights into key regulations governing Norway’s cards and payments industry.

Key Highlights
- The highest share in 2013 was occupied by the debit card category which accounted for 37.7% of the cards in circulation. The number of debit cards in circulation grew from 6.1 million in 2009 to 7.0 million in 2013, and is expected to record a CAGR of 0.46% over the forecast period to reach 7.2 million by 2018. The main driver of the debit card category is the availability of the BankAxept payment system, with well-developed facilities and nationwide acceptance. Customers are increasingly using cards to replace smaller cash payments.
- Despite the increase in use of card payments, card fraud in Norway has declined since 2009, with technically enhanced payment systems and more secure transactions. During the review period, the total number of cards increased from 16.6 million in 2009 to 20.5 million in 2013, at a CAGR of 2.86%. However, total card fraud transaction values recorded a CAGR of -9.68%, falling from NOK214.7 million (US$34.1 million) in 2009 to NOK142.9 million (US$24.0 million) in 2013. The adoption of EMV cards remains the major driving factor in reducing the instances of card fraud, as it has replaced traditional magnetic strip cards with chip-based security. The number of EMV cards in circulation increased from 6.5 million in 2009 to 12.5 million in 2013.
- Banks are also making significant efforts to make the payment system secure and reduce card fraud. In March 2013, EnterCard, in collaboration with Encap, integrated a two-factor user-authentication process into its remember card. Card services can be access using this application with no need for any other security such as one-time or SMS passwords. The bank also implemented a new fraud management solution in 2013 developed by predictive analytics company Fico. The solution is capable of integrating with mobile communications, enabling EnterCard to carry out safe communication by mobile phones.
- Norway is expected to record strong growth in payments through mobile phones. This growth will be primarily driven by enhanced mobile communications, high penetration of smartphones, and compatible credit card providers’ services. In 2003, Visa Norge and Telenor Mobil signed an agreement to encourage m-commerce in the country. The MobilHandel m-payment solution is available to customers with Visa cards and Telenor Mobil subscriptions. In 2013, Seamless Company introduced SEQR, a mobile payment service, in Norway. It enables merchants to facilitate customers to pay through smartphones and receive bills through collector acco account. Over the forecast period, the value of m-payments is expected to increase from NOK4.7 billion (US$0.8 billion) in 2014 to NOK12.3 billion (US$1.9 billion) in 2018.

Table Of Contents

Norway%s Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape
Table of Contents
1 Executive Summary
2 Analysis of Industry Environment, Key Trends and Drivers
2.1 Payment Infrastructure and Emerging Technology
2.1.1 ATMs
2.1.2 POS terminals
2.1.3 Internet penetration
2.1.4 Contactless technology
2.1.5 EMV
2.1.6 M-payment value
2.2 Business Drivers
2.2.1 Growth of online commerce
2.2.2 Retail sales value
2.2.3 Customer segmentation and personalized offerings
2.3 Economic Drivers
2.3.1 GDP per capita
2.3.2 GDP growth
2.3.3 Inflation
2.3.4 Low unemployment
3 Cards and Payments Industry Share Analysis
3.1 Industry Overview
3.1.1 Cash
3.1.2 Checks
3.1.3 Direct debits
3.1.4 Credit transfers
3.1.5 Cards
4 Regulatory Framework and Card Fraud Statistics
4.1 Regulatory Framework
4.1.1 SEPA cards framework
4.1.2 Anti-money laundering (AML) regulation
4.1.3 Foreign direct investment (FDI) regulations
4.2 Card Fraud Statistics
4.2.1 Card-not-present
4.2.2 Counterfeit cards
4.2.3 Cards lost or stolen
4.2.4 Card ID theft
5 Emerging Consumer Attitudes and Trends
5.1 Market Segmentation and Targeting
5.1.1 Retail users
5.1.2 Corporate users
5.2 Travel and Tourism Spending
5.2.1 Outbound tourist volume
5.2.2 Outbound tourist spending
5.3 Retail Card Spending
5.3.1 Analysis by product categories
5.3.2 Analysis by retail channels
6 Analysis of Card Payments and Growth Prospects
6.1 Channel Share Analysis by Card Category
6.2 Size and Forecast of the Card Payments Channel
6.2.1 Analysis by Volume of cards in circulation
6.2.2 Analysis by transaction value
7 Analysis of Credit Card Payments and Growth Prospects
7.1 Overall Category Size and Forecast
7.1.1 Analysis by volume of cards in circulation
7.1.2 Analysis by transaction value
7.1.3 Analysis by transaction volume
7.2 Transaction Share Analysis at ATMs and POSs
7.2.1 Analysis by transaction value
7.2.2 Analysis by transaction volume
7.3 Personal Credit Cards Size and Forecast
7.3.1 Analysis by volume of cards in circulation
7.3.2 Analysis by transaction value
7.3.3 Analysis by transaction volume
7.4 Commercial Credit Cards Size and Forecast
7.4.1 Analysis by number of cards in circulation
7.4.2 Analysis by transaction value
7.4.3 Analysis by transaction volume
7.5 Competitive Landscape
7.5.1 Scheme share analysis
7.5.2 Issuer share analysis
8 Analysis of Debit Card Payments and Growth Prospects
8.1 Overall Category Size and Forecast
8.1.1 Analysis by volume of cards in circulation
8.1.2 Analysis by transaction value
8.1.3 Analysis by transaction volume
8.2 Transaction Share Analysis by Channel
8.2.1 Analysis by transaction value
8.2.2 Analysis by transaction volume
8.3 Competitive Landscape
8.3.1 Scheme share analysis
8.3.2 Issuer share analysis
9 Analysis of Charge Card Payments and Growth Prospects
9.1 Overall Category Size and Forecast
9.1.1 Analysis by volume of cards in circulation
9.1.2 Analysis by transaction value
9.1.3 Analysis by transaction volume
9.2 Transaction Share Analysis by Channel
9.2.1 Analysis by transaction value
9.2.2 Analysis by transaction volume
9.3 Personal Charge Cards Size and Forecast
9.3.1 Analysis by number of cards in circulation
9.3.2 Analysis by transaction value
9.3.3 Analysis by transaction volume
9.4 Commercial Charge Cards Size and Forecast
9.4.1 Analysis by volume of cards in circulation
9.4.2 Analysis by transaction value
9.4.3 Analysis by transaction volume
9.5 Competitive Landscape
9.5.1 Scheme share analysis
9.5.2 Issuer share analysis
10 Analysis of Prepaid Card Payments and Growth Prospects
10.1 Overall Category Size and Forecast
10.1.1 Analysis by volume of cards in circulation
10.1.2 Analysis by transaction value
10.2 Open-Loop Prepaid Cards Segment Size and Forecast
10.2.1 Analysis by number of cards in circulation
10.2.2 Analysis by transaction value
10.3 Closed-Loop Prepaid Cards Segment Size and Forecast
10.3.1 Analysis by volume of cards in circulation
10.3.2 Analysis by transaction value
11 Merchant Acquiring
11.1 Merchant Acquirers in the Norway
11.2 Company Profiles of Merchant Acquirers in Norway
12 Company Profiles of Card Issuers
12.1 Sparebanken Vest
12.1.1 Key financials
12.1.2 Card portfolio
12.1.3 Strategies
12.2 EnterCard Norge AS
12.2.1 Card portfolio
12.2.2 Strategies
12.3 DNB Bank
12.3.1 Key financials
12.3.2 Card portfolio
12.3.3 Strategies
12.4 Santander Consumer Bank AS
12.4.1 Key financials
12.4.2 Card portfolio
12.4.3 Strategies
12.5 SEB
12.5.1 Key financials
12.5.2 Card portfolio
12.5.3 Strategies
13 Appendix
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric's Services
13.5 Definitions
13.6 Disclaimer

List of Tables
Table 1: Norwegian Payment Channels (NOK Billion), 2009-2013
Table 2: Market Entry Strategies of Foreign Banks in Norway
Table 3: Norwegian Card Fraud (NOK Million), 2009-2013
Table 4: Specialized Credit Cards for Younger Customers
Table 5: Specialized Cards for Frequent Foreign Travelers
Table 6: Specialized Cards for Vehicle Owners
Table 7: Specialized Cards for SMEs and Large Enterprises
Table 8: Specialized Cards for Business Needs
Table 9: Norwegian Consumer Card Spending by Product Category (NOK Million), 2008-2012
Table 10: Norwegian Consumer Spending through Cards by Retail Channel (NOK Million), 2008-2012
Table 11: Norwegian Card Payments Channel by Card Category (Thousand), 2009-2018
Table 12: Norwegian Card Payments Channel Size by Volume of Cards (Million), 2009-2018
Table 13: Norwegian Card Payments Channel Size by Transaction Value (NOK Billion), 2009-2018
Table 14: Norwegian Card Payments Channel Size by Transaction Value (US$ Billion), 2009-2018
Table 15: Norwegian Credit Cards Category Size by Volume of Cards (Thousand), 2009-2018
Table 16: Norwegian Credit Cards Category Size by Transaction Value (NOK Billion), 2009-2018
Table 17: Norwegian Credit Cards Category Size by Transaction Value (US$ Billion), 2009-2018
Table 18: Norwegian Credit Cards Category Size by Transaction Volume (Million), 2009-2018
Table 19: Norwegian Personal Credit Cards Sub-Category Size by Volume of Cards (Thousand), 2009-2018
Table 20: Norwegian Personal Credit Cards Sub-Category Size by Transaction Value (NOK Billion), 2009-2018
Table 21: Norwegian Personal Credit Cards Sub-Category Size by Transaction Value (US$ Billion), 2009-2018
Table 22: Norwegian Personal Credit Cards Sub-Category Size by Transactions Volume (Million), 2009-2018
Table 23: Norwegian Commercial Credit Cards Sub-Category Size by Volume of Cards (Thousand), 2009-2018
Table 24: Norwegian Commercial Credit Cards Sub-Category Size by Transaction Value (NOK Million), 2009-2018
Table 25: Norwegian Commercial Credit Cards Sub-Category Size by Transaction Value (US$ Million), 2009-2018
Table 26: Norwegian Commercial Credit Cards Sub-Category Size by Transactions Volume (Thousand), 2009-2018
Table 27: Norwegian Debit Cards Category Size by Volume of Cards (Thousand), 2009-2018
Table 28: Norwegian Debit Cards Category Size by Transaction Value (NOK Billion), 2009-2018
Table 29: Norwegian Debit Cards Category Size by Transaction Value (US$ Billion), 2009-2018
Table 30: Norwegian Debit Cards Category Size by Transactions Volume (Million), 2009-2018
Table 31: Norwegian Charge Cards Category Size by Volume of Cards (Thousand), 2009-2018
Table 32: Norwegian Charge Cards Category Size by Transaction Value (NOK Billion), 2009-2018
Table 33: Norwegian Charge Cards Category Size by Transaction Value (US$ Million), 2009-2018
Table 34: Norwegian Charge Cards Category Size by Transactions Volume (Million), 2009-2018
Table 35: Norwegian Personal Charge Cards Sub-Category Size by Volume of Cards (Thousand), 2009-2018
Table 36: Norwegian Personal Charge Cards Sub-Category Size by Transaction Value (NOK Million), 2009-2018
Table 37: Norwegian Personal Charge Cards Sub-Category Size by Transaction Value (US$ Million), 2009-2018
Table 38: Norwegian Personal Charge Cards Sub-Category Size by Transactions Volume (Million), 2009-2018
Table 39: Norwegian Commercial Charge Cards Sub-Category Size by Volume of Cards (Thousand), 2009-2018
Table 40: Norwegian Commercial Charge Cards Sub-Category Size by Transaction Value (NOK Billion), 2009-2018
Table 41: Norwegian Commercial Charge Cards Sub-Category Size by Transaction Value (US$ Million), 2009-2018
Table 42: Norwegian Commercial Charge Cards Sub-Category Size by Transactions Volume (Million), 2009-2018
Table 43: Norwegian Prepaid Cards Category Size by Volume of Cards (Million), 2009-2018
Table 44: Norwegian Prepaid Cards Category Size by Transaction Value (NOK Billion), 2009-2018
Table 45: Norwegian Prepaid Cards Category Size by Transaction Value (US$ Million), 2009-2018
Table 46: Norwegian Open-Loop Prepaid Cards Segment Size by Volume of Cards (Thousand), 2009-2018
Table 47: Norwegian Open-Loop Prepaid Cards Segment Size by Transaction Value (NOK Million), 2009-2018
Table 48: Norwegian Open-Loop Prepaid Cards Segment Size by Transaction Value (US$ Million), 2009-2018
Table 49: Norwegian Closed-Loop Prepaid Cards Segment Size by Volume of Cards (Thousand), 2009-2018
Table 50: Norwegian Closed-Loop Prepaid Cards Segment Size by Transaction Value (NOK Million), 2009-2018
Table 51: Norwegian Closed-Loop Prepaid Cards Segment Size by Transaction Value (US$ Million), 2009-2018
Table 52: Sparebanken Vest - Key Financial Indicators (NOK Million), December 2011 and 2012
Table 53: SpareBanken Vest - Card Product Offerings and Key Features
Table 54: EnterCard Norge AS - Card Product Offerings and Key Features
Table 55: DNB Bank- Key Financial Indicators (NOK Billion), December 2011 and 2012
Table 56: DNB Bank- Card Product Offerings and Key Features
Table 57: Santander Consumer Finance - Key Financial Indicators (EUR Billion), December 2011 and 2012
Table 58: Santander Consumer Bank AS - Card Product Offerings and Key Features
Table 59: SEB Group - Key Financial Indicators (SEK Billion), December 2011 and 2012
Table 60: SEB Group - Card Product Offerings and Key Features
Table 61: Key Definitions

List of Figures
Figure 1: Benchmarking the Norwegian Cards Channel Against Other Large Regional Markets
Figure 3: ATM Penetration in Norway, 2009-2018
Figure 4: POS Terminal Penetration in Norway, 2009-2018
Figure 5: Internet Penetration (Internet Users per 100 Inhabitants) in Norway, 2008-2012
Figure 6: Volume of EMV Cards in Norway, (Million), 2009-2013
Figure 7: M-Payments Value in Norway (NOK Billion), 2009-2018
Figure 8: Retail Sales Value in Norway (NOK Billion), 2009-2018
Figure 9: GDP Per Capita Growth in Norway (US$ Thousand), 2008-2017
Figure 10: Norwegian GDP Growth, 2008-2017
Figure 11: Norwegian Inflation Rate (%), 2008-2017
Figure 12: Norwegian Unemployment Rate (%), 2008-2017
Figure 13: Shares of Norwegian Payment Channels (%), 2009 and 2013
Figure 14: Shares Various Types of Card Fraud in Norway (%), 2009 and 2013
Figure 15: Norwegian Card-Not-Present Fraud Value (NOK Million), 2009-2013
Figure 16: Norwegian Counterfeit Card Fraud Value (NOK Million), 2009-2013
Figure 17: Value of Card Fraud by Cards Lost or Stolen in Norway (NOK Million), 2009-2013
Figure 18: Card ID Theft Fraud Value in Norway (NOK Million), 2009-2013
Figure 19: Norwegian Cards and Payments Industry Segmentation by Card Type
Figure 20: Norwegian Volume of Outbound Departures (Million), 2009-2013
Figure 21: Norwegian Outbound Tourists Spending (NOK Billion), 2009-2018
Figure 22: Retail Consumer Card Spending by Product Category in Norway (%), 2012
Figure 23: Norwegian Retail Consumer Card Spending by Retail Channel (%), 2012
Figure 24: Norwegian Card Payments Channel by Card Category (%), 2009-2018
Figure 25: Norwegian Card Payments Channel Size by Volume of Cards (Million), 2009-2018
Figure 26: Norwegian Card Payments Channel Size by Transaction Value (NOK Billion), 2009-2018
Figure 27: Norwegian Credit Cards Volume and Penetration, 2009-2018
Figure 28: Norwegian Credit Cards Category Size by Volume of Cards (Million), 2009-2018
Figure 29: Norwegian Credit Cards Category Size by Transaction Value (NOK Billion), 2009-2018
Figure 30: Norwegian Credit Cards Category Size by Transaction Volume (Million), 2009-2018
Figure 31: Norwegian POS and ATM Credit Cards Transaction Values (NOK Billion), 2009-2018
Figure 32: Norwegian POS and ATM Credit Card Transaction Volumes (Million), 2009-2018
Figure 33: Norwegian Personal Credit Cards Sub-Category Size by Volume of Cards (Million), 2009-2018
Figure 34: Norwegian Personal Credit Cards Sub-Category Size by Transaction Value (NOK Billion), 2009-2018
Figure 35: Norwegian Personal Credit Cards Sub-Category Size by Transactions Volume (Million), 2009-2018
Figure 36: Norwegian Commercial Credit Cards Sub-Category Size by Volume of Cards (Thousand), 2009-2018
Figure 37: Norwegian Commercial Credit Cards Sub-Category Size by Transaction Value (NOK Million), 2009-2018
Figure 38: Norwegian Commercial Credit Cards Sub-Category Size by Transactions Volume (Thousand), 2009-2018
Figure 39: Norwegian Credit Cards Category Share by Scheme (%), 2013
Figure 40: Norwegian Credit Cards Category Share by Bank (%), 2013
Figure 41: Norwegian Debit Cards Category Volume and Penetration, 2009-2018
Figure 42: Norwegian Debit Card Category Size by Volume of Cards (Million), 2009-2018
Figure 43: Norwegian Debit Cards Category Size by Transaction Value (NOK Billion), 2009-2018
Figure 44: Norwegian Debit Cards Category Size by Transactions Volume (Million), 2009-2018
Figure 45: Norwegian Debit Cards Category Transactions Value Share Analysis by Channel (NOK Billion), 2009-2018
Figure 46: Norwegian Debit Card Transactions Volume Share Analysis by Channel (Million), 2009-2018
Figure 47: Norwegian Debit Cards Category Share by Bank (%), 2013
Figure 48: Norwegian Charge Cards Category Volume and Penetration, 2009-2018
Figure 49: Norwegian Charge Card Category Size by Volume of Cards (Thousand), 2009-2018
Figure 50: Norwegian Charge Cards Category Size by Transaction Value (NOK Billion), 2009-2018
Figure 51: Norwegian Charge Cards Category Size by Transactions Volume (Million), 2009-2018
Figure 52: Norwegian Charge Card Transactions Value Share Analysis by Channel (NOK Billion), 2009-2018
Figure 53: Norwegian Charge Card Transactions Volume Share Analysis by Channel (Million), 2009-2018
Figure 54: Norwegian Personal Charge Cards Sub-Category Size by Volume of Cards (Thousand), 2009-2018
Figure 55: Norwegian Personal Charge Cards Sub-Category Size by Transaction Value (NOK Billion), 2009-2018
Figure 56: Norwegian Personal Charge Cards Sub-Category Size by Transactions Volume (Million), 2009-2018
Figure 57: Norwegian Commercial Charge Cards Sub-Category Size by Volume of Cards (Thousand), 2009-2018
Figure 58: Norwegian Commercial Charge Cards Sub-Category Size by Transaction Value (NOK Billion), 2009-2018
Figure 59: Norwegian Commercial Charge Cards Sub-Category Size by Transaction Volume (Million), 2009-2018
Figure 60: Norwegian Charge Cards Category Shares by Scheme (%), 2013
Figure 61: Norwegian Charge Cards Category Share by Issuer (%), 2013
Figure 62: Norwegian Prepaid Cards Category Volume and Penetration, 2009-2018
Figure 63: Norwegian Prepaid Cards Category Size by Volume of Cards (Million), 2009-2018
Figure 64: Norwegian Prepaid Cards Category Size by Transaction Value (NOK Billion), 2009-2018
Figure 65: Norwegian Open-Loop Prepaid Cards Segment Size by Volume of Cards (Thousand), 2009-2018
Figure 66: Norwegian Open-Loop Prepaid Cards Segment Size by Transaction Value (NOK Million), 2009-2018
Figure 67: Norwegian Closed-Loop Prepaid Cards Segment Size by Volume of Cards (Million), 2009-2018
Figure 68: Norwegian Closed-Loop Prepaid Cards Segment Size by Transaction Value (NOK Million), 2009-2018
Figure 69: Market Shares of Key Acquirers in Norway (%), 2013

View This Report »

Get Industry Insights. Simply.

  • Latest reports & slideshows with insights from top research analysts
  • 24 Million searchable statistics with tables, figures & datasets
  • More than 10,000 trusted sources
24/7 Customer Support

Talk to Ahmad

+1 718 618 4302

Purchase Reports From Reputable Market Research Publishers
Consumer Payments Country Snapshot: Netherlands 2016

Consumer Payments Country Snapshot: Netherlands 2016

  • $ 3450
  • Industry report
  • November 2016
  • by Verdict Financial

Summary The Dutch payments market is highly mature, with consumers very comfortable using debit cards and online payment channels (especially local brand iDEAL, backed by wide acceptance and a convenient ...

Consumer Payments Country Snapshot: Australia 2016

Consumer Payments Country Snapshot: Australia 2016

  • $ 3450
  • Industry report
  • September 2016
  • by Verdict Financial

Summary The Australian payments market is one of the most developed in the world, with high penetration of debit and credit cards as well as a highly developed contactless card market. However, it lags ...

Consumer Payments Country Snapshot: UAE

Consumer Payments Country Snapshot: UAE

  • $ 3450
  • Industry report
  • November 2016
  • by Verdict Financial

Summary The UAE market is defined by limited penetration of payment cards and a high reliance on cash among consumers. In spite of an increasing trend in the use of technology, contactless payment rollout ...


Download Unlimited Documents from Trusted Public Sources

Payments Markets in the US

  • December 2016
    61 pages
  • ATM  

    Payments  

    Debit Card  

  • United States  

    World  

View report >

Payments Industry in India - Forecast

  • November 2016
    4 pages
  • Payments  

  • India  

View report >

Credit Card Markets in the US

  • November 2016
    40 pages
  • Credit Card  

  • United States  

    North America  

View report >

Related Market Segments :

Debit Card
Store Card
Credit Card

ref:plp2014

Reportlinker.com © Copyright 2016. All rights reserved.

ReportLinker simplifies how Analysts and Decision Makers get industry data for their business.