Hungary Commercial Banking Industry Update Quarter 3 2012

  • May 2014
  • -
  • Business Monitor International
  • -
  • 66 pages

Includes 3 FREE quarterly updates

Since Q108, we have described numerically the banking business environment for each of the countries surveyed by BMI. We do this through our Commercial Banking Business Environment Rating (CBBER), a measure that ensures we capture the latest quantitative information available. It also ensures consistency across all countries and between the inputs to the CBBER and the Insurance Business Environment Rating, which is likewise now a feature of our insurance reports. Like the Business Environment Ratings calculated by BMI for all the other markets on which it reports, the CBBER takes into account the limits of potential returns and the risks to the realisation of those returns. It is weighted 70% to the former and 30% to the latter.
The evaluation of the ‘Limits of potential returns’ includes industry elements that are specific to the banking market of the country in question and elements that relate to that country in general. Within the 70% of the CBBER that takes into account the ‘Limits of potential returns’, the industry elements have a 60% weighting and the country elements have a 40% weighting. The evaluation of the ‘Risks to realisation of returns’ also includes banking elements and country elements (specifically, BMI’s assessment of long-term country risk). However, within the 30% of the CBBER that take into account the risks, these elements are weighted 40% and 60%, respectively.
Further details on how we calculate the CBBER are provided at the end of this report. In general, though, three aspects need to be borne in mind in interpreting the CBBERs. The first is that the industry elements of the ‘Limits of potential returns’ are by far the most heavily weighted of the four elements. They account for 60% of 70% (or 42%) of the overall CBBER. Second, if the industry elements are significantly higher than the country elements of the ‘Limits of potential returns’, it usually implies that the banking segment is (very) large and/or developed relative to the general wealth, stability and financial infrastructure in the country.
Conversely, if the industry elements are significantly lower than the country elements, it usually means that the banking segment is small and/or underdeveloped relative to the general wealth, stability and financial infrastructure in the country. Third, within the ‘Risks to the realisation of returns’ category, the industry elements (ie: how regulations affect the development of the segment, how regulations affect competition within it, and Moody’s Investor Services’ ratings for local currency deposits) can be markedly different from BMI’s long-term risk rating.

Table Of Contents

Executive Summary . 5
Data : Levels (HUFbn) .. 5
Data : Levels (US$bn) ... 5
Data : Levels At February 2012 5
Data : Annual Growth Rate Projections from 2012 to 2016 (%) ... 5
Data : Ranking Out Of 59 Countries Reviewed In 2011 6
Data : Projected Levels (HUFbn), from 2008 to 2016 ... 6
Data : Projected Levels (US$bn), from 2008 to 2016 6
Industry SWOT Analysis . 7
Hungary Commercial Banking SWOT ... 7
Hungary Political Environment and Risk Analysis ... 7
Hungary Economic Environment and Risk Analysis . 8
Hungary Business Environment SWOT .. 9

Environment Overview Outlook 10
Commercial Banking Business Environment Rating 10
Data : Commercial Banking Business Environment Ratings ... 10
Commercial Banking Business Environment Rating Methodology .. 11
Data : Emerging Europe Commercial Banking Business Environment Ratings .. 12
World Commercial Banking Outlook ... 13
Eurozone Banking Segment Outlook ... 19
CEE Banking Segments Hold Little Promise For Investment Returns . 19
Europe Banking Segment Projection Overview . 26
Data : Banks' Bond Portfolios 2011 26
Data : Emerging Europe Commercial Banking Business Environment Ratings .. 27
Data : Comparison of Loan/Deposit and Loan/Asset and Loan/GDP ratios . 28
Data : Anticipated Developments in 2012 ... 29
Data : Comparison of Total Assets and Client Loans and Client Deposits (US$bn) . 30
Data : Comparison of USD Per Capita Deposits (2011) .. 31
Data : Interbank Rates and Bond Yields .. 32
Hungary Banking Segment Outlook . 33
Policy Risks Still Salient For Banks . 33
Economic Outlook .. 37
Data : Hungary - Economic Activity, from 2011 to 2016 39

Competition Overview . 40
Market Structure ... 40
Protagonists . 40
Protagonists In Hungary's Commercial Banking Segment .. 40
Definition Of The Hungarian Commercial Banking Universe . 40
List Of Banks ... 41
Data : 20 Largest Banks By Assets .. 41
Company Profiles ... 42
Central-European International Bank . 42
Data : CIB Bank from 2009 to 2010 (HUFmn) 43
Raiffeisen Bank 44
Data : Stock Industry Indicators 45
Data : Balance Sheet (HUFmn) ... 45
Data : Balance Sheet (US$mn), from 2008 to 2009 . 45
Data : Key Ratios (%), from 2008 to 2009 ... 46
UniCredit Bank Hungary . 47
Data : Unicredit from 2009 to 2010 (HUFmn) 48
Budapest Hitel- es Fejlesztesi Bank Nyilvánosan M?köd? Reszvenytársaság .. 49
Data : Budapest Hitel from 2009 to 2010 (HUFmn) 49
MFB Magyar Fejlesztesi Bank Zrt. .. 50
Data : MFB from 2009 to 2010 (HUFmn) ... 50
BMI Banking Segment Methodology 51
Commercial Bank Business Environment Rating .. 53
Data : Commercial Banking Business Environment Indicators And Rationale 54
Data : Weighting Of Indicators ... 55

View This Report »

Find all the market research you need - instantly, in one place.

+1.2 Million Research Documents & Statistics +200,000 Trusted Public Sources 350 Industries With Global Coverage

24/7 Customer Support

Talk to Louis

+1 718 618 4302

Purchase Reports From Reputable Market Research Publishers

ICT investment trends in retail banks - Enterprise ICT spending patterns through to the end of 2015

ICT investment trends in retail banks - Enterprise ICT spending patterns through to the end of 2015

  • $ 2 995
  • Industry report
  • August 2014
  • by Kable

Summary This report presents the findings from a survey of 136 retail banks regarding their Information & Communications Technology (ICT) investment trends. The survey investigates how retail banks currently ...

2014 Worldwide Commercial Banking Industry-Industry & Market Report

2014 Worldwide Commercial Banking Industry-Industry & Market Report

  • $ 299
  • Industry report
  • December 2013
  • by Barnes Reports

The 2014 Worldwide Commercial Banking Industry-Industry & Market Report, published annually by Barnes Reports, contains timely and accurate industry statistics, forecasts and demographics. NEW for 2014! ...


ReportLinker is an award-winning market research solution that finds, filters and organizes the latest industry data so you get all the market research you need - quickly, in one place.