1. Market Research
  2. > Financial Services
  3. > Banking Market Trends
  4. > Competitive Landscape and Trends in the Indian Banking Industry 

Competitive Landscape and Trends in the Indian Banking Industry 

  • February 2014
  • -
  • Frost & Sullivan
  • -
  • 54 pages

Banking Industry to Witness a Shift in Structure

Executive Summary

Banking assets in India account for % of the nation’s financial assets and play a crucial role in economic development. It is tightly regulated by the central bank that aims for growth through financial inclusion and priority sector lending.
The Indian banking system is on an upward growth trajectory and is expected to be the third largest banking industry worldwide by 2020. However, this goal can only be achieved through liberalization norms as proposed by RBI that would focus on issuance of on tap banking licenses, specialized banking licenses, encouraging consolidation, improving operational performance of small banks and nationalized banks, complying with global regulations and increasing overseas presence.

The Indian banking system follows a universal banking model where bankers are present across all segments and serve all customers. Owing to the changing needs, demands and demographics of the Indian population, the business model of the banking system needs a shift to address specific and unique financial needs of the consumer. In addition, young consumers prefer banks that use multiple distribution channels that are more accessible and consume minimum time and effort. Online banking and mobile banking technology may prove to be disruptive for traditional banking methods, as it is gaining popularity among Indians.

Owing to conservative risk management practices adopted by the Central Bank of India, Indian banks stood strong during the global financial turmoil, while the banking industry in US and Europe collapsed. However, rising non-performing assets ratio is a growing cause of concern to the banking industry. Indian banks are stable in terms of capital adequacy ratio and might comply fully with Basel III regulations as scheduled in 2018.
Overall, changing regulatory landscape, strong fundamentals, conservative risk management, use of updated technology, multiple distribution channels, financial inclusion, and a strong focus on customer service is expected to fuel growth in the Indian banking industry.

Table Of Contents

Competitive Landscape and Trends in the Indian Banking Industry 
Executive Summary
Scope and Definition
Industry Structure and Business Model
Market Statistics
Banking Mega Trends
Financial Performance
Conclusion
The Frost and Sullivan Story

View This Report »

Get Industry Insights. Simply.

  • Latest reports & slideshows with insights from top research analysts
  • 24 Million searchable statistics with tables, figures & datasets
  • More than 10,000 trusted sources
24/7 Customer Support

Talk to Veronica

+1 718 514 2762

Purchase Reports From Reputable Market Research Publishers
2017: Key Trends in Retail Banking

2017: Key Trends in Retail Banking

  • $ 5250
  • Industry report
  • January 2017
  • by GlobalData

Summary Several trends will drive developments in retail banking in 2017, including factors as diverse as changes to the regulatory environment, the emergence of artificial intelligence, and the long-awaited ...

UK Savings: 2016 Review, Forecasts and Future Opportunities

UK Savings: 2016 Review, Forecasts and Future Opportunities

  • $ 5250
  • Industry report
  • January 2017
  • by GlobalData

Summary Retail deposits for 2016 are expected to be 6% higher than in 2015. However, market conditions over the next few years are predicted to dampen prospects for future growth. UK retail deposits will ...

Cognitive Systems Spending Market: Banking Application Segment Expected to Witness Significantly High Market Attractiveness During the Forecast Period: Global Industry Analysis and Opportunity Assessment, 2016-2026

Cognitive Systems Spending Market: Banking Application Segment Expected to Witness Significantly High Market Attractiveness During the Forecast Period: Global Industry Analysis and Opportunity Assessment, 2016-2026

  • $ 5000
  • Industry report
  • January 2017
  • by Future Market Insight Global & Consulting Pvt Ltd

Banking segment expected to expand at a higher CAGR over the forecast period In banking, cognitive systems are used for customer service, advisory and decision-making support, investment consulting, and ...

Global Biopreservation Market

December 2016 $ 4250

ref:plp2014

Reportlinker.com © Copyright 2017. All rights reserved.

ReportLinker simplifies how Analysts and Decision Makers get industry data for their business.