1. Market Research
  2. > Financial Services
  3. > Insurance Market Trends
  4. > Personal Accident and Health Insurance in the US, Key Trends and Opportunities to 2019

Synopsis
Timetric’s 'Personal Accident and Health Insurance in the US, Key Trends and Opportunities to 2019' report provides detailed analysis of the market trends, drivers, challenges in the US personal accident and health insurance segment.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions during the review period (2010–2014) and forecast period (2014–2019).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the US economy and demographics, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure.

Summary
Timetric’s 'Personal Accident and Health Insurance in the US Key Trends and Opportunities to 2019' report provides in-depth market analysis, information and insights into the US personal accident and health insurance segment, including:

- The US personal accident and health insurance segment’s growth prospects by insurance category

- Key trends, drivers and challenges for the personal accident and health insurance segment

- A comprehensive overview of the US economy and demographics

- The various distribution channels in the US personal accident and health insurance segment

- Details of the competitive landscape in the personal accident and health insurance segment in the US

- Details of regulatory policy applicable to the US insurance industry

Scope
This report provides a comprehensive analysis of the personal accident and health insurance segment in the US:

- It provides historical values for the US personal accident and health insurance segment for the report’s 2010–2014 review period, and projected figures for the 2014–2019 forecast period.

- It offers a detailed analysis of the key categories in the US personal accident and health insurance segment, and market forecasts to 2019.

- It profiles the top personal accident and health insurance companies in the US, and outlines the key regulations affecting them.

Reasons To Buy
- Make strategic business decisions using in-depth historic and forecast market data related to the US personal accident and health insurance segment, and each category within it.

- Understand the demand-side dynamics, key market trends and growth opportunities in the US personal accident and health insurance segment.

- Assess the competitive dynamics in the personal accident and health insurance segment.

- Identify growth opportunities and market dynamics in key product categories.

- Gain insights into key regulations governing the US insurance industry, and their impact on companies and the industry's future.

Key Highlights
- The personal accident and health segment accounted for 39.5% of the insurance industry’s gross written premium in 2014.

- Growth in the personal accident and health segment can be attributed to rising healthcare expenditure, decreasing unemployment, the growing aging population, and the implementation of ‘ObamaCare’ reforms.

- Healthcare spending in the US is one of the highest in the world.

- The health insurance category recorded the fastest growth in the US personal accident and health insurance segment.

- The country’s population is aging fast – the volume of people aged 65 or above reached 14.9% in 2014.

Table Of Contents

Personal Accident and Health Insurance in the US, Key Trends and Opportunities to 2019
Table of Contents
1 Key Facts and Highlights
2 Executive Summary
3 Introduction
3.1 What is this Report About?
3.2 Definitions
3.3 Methodology
4 Economy and Demographics
5 Personal Accident and Health Insurance Segment Outlook
5.1 Key Drivers
5.2 Key Trends
5.3 Challenges
5.4 Personal Accident and Health Insurance Growth Prospects by Category
5.4.1 Personal accident insurance
5.4.2 Travel insurance
6 Analysis by Distribution Channel
6.1 Direct Marketing
6.2 Bancassurance
6.3 Agencies
6.4 Brokers
6.5 Other Channels
7 Competitive Landscape and Strategic Insights
7.1 Overview
7.2 Leading Companies in the US Personal Accident and Health Insurance Segment
7.2.1 UnitedHealth Group Inc. - company overview
7.2.2 Aetna Inc. - company overview
7.2.3 Aflac Inc. - company overview
7.2.4 Cigna Corporation - company overview
7.2.5 Metropolitan Life Insurance Company - company overview
7.2.6 Unum Group - company overview
7.2.7 Mutual of Omaha Insurance Company - company overview
7.2.8 Guardian Life Insurance Company of America - company overview
7.2.9 Genworth Financial, Inc. - company overview
8 Appendix
8.1 Methodology
8.2 Contact Timetric
8.3 About Timetric
8.4 Timetric's Services
8.5 Disclaimer

List of Tables
Table 1: The US Personal Accident and Health Insurance - Key facts, 2014
Table 2: Insurance Industry Definitions
Table 3: The US Government Credit Ratings
Table 4: The US Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Billion), 2010-2014
Table 5: The US Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Billion), 2014-2019
Table 6: The US Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Billion), 2010-2014
Table 7: The US Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Billion), 2014-2019
Table 8: The US Personal Accident and Health Insurance - Net Earned Premium (US$ Billion), 2010-2014
Table 9: The US Personal Accident and Health Insurance - Net Earned Premium (US$ Billion), 2014-2019
Table 10: The US Personal Accident and Health Insurance - Paid Claims by Category (US$ Billion), 2010-2014
Table 11: The US Personal Accident and Health Insurance - Paid Claims by Category (US$ Billion), 2014-2019
Table 12: The US Personal Accident and Health Insurance - Incurred Loss by Category (US$ Billion), 2010-2014
Table 13: The US Personal Accident and Health Insurance - Incurred Loss by Category (US$ Billion), 2014-2019
Table 14: The US Personal Accident and Health Insurance - Net Written Premium by Category (US$ Billion), 2010-2014
Table 15: The US Personal Accident and Health Insurance - Net Written Premium by Category (US$ Billion), 2014-2019
Table 16: The US Personal Accident and Health Insurance - Loss Ratio (%), 2010-2014
Table 17: The US Personal Accident and Health Insurance - Loss Ratio (%), 2014-2019
Table 18: The US Personal Accident and Health Insurance - Commission and Expenses (US$ Billion), 2010-2014
Table 19: The US Personal Accident and Health Insurance - Commission and Expenses (US$ Billion), 2014-2019
Table 20: The US Personal Accident and Health Insurance - Combined Ratio (%), 2010-2014
Table 21: The US Personal Accident and Health Insurance - Combined Ratio (%), 2014-2019
Table 22: The US Personal Accident and Health Insurance - Number of Policies per Capita, 2010-2014
Table 23: The US Personal Accident and Health Insurance - Number of Policies per Capita, 2014-2019
Table 24: The US Personal Accident and Health Insurance - Total Assets (US$ Billion), 2010-2014
Table 25: The US Personal Accident and Health Insurance - Total Assets (US$ Billion), 2014-2019
Table 26: The US Personal Accident and Health Insurance - Total Investment Income (US$ Billion), 2010-2014
Table 27: The US Personal Accident and Health Insurance - Total Investment Income (US$ Billion), 2014-2019
Table 28: The US Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2010-2014
Table 29: The US Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2014-2019
Table 30: The US Personal Accident Insurance - Direct Written Premium (US$ Billion), 2010-2014
Table 31: The US Personal Accident Insurance - Direct Written Premium (US$ Billion), 2014-2019
Table 32: The US Personal Accident Insurance - Loss Ratio (%), 2010-2014
Table 33: The US Personal Accident Insurance - Loss Ratio (%), 2014-2019
Table 34: The US Travel Insurance - Number of Policies Sold (Thousand), 2010-2014
Table 35: The US Travel Insurance - Number of Policies Sold (Thousand), 2014-2019
Table 36: The US Travel Insurance - Direct Written Premium (US$ Billion), 2010-2014
Table 37: The US Travel Insurance - Direct Written Premium (US$ Billion), 2014-2019
Table 38: The US Travel Insurance - Loss Ratio (%), 2010-2014
Table 39: The US Travel Insurance - Loss Ratio (%), 2014-2019
Table 40: The US Personal Accident and Health Insurance - Direct Marketing Value of Commission (US$ Billion), 2010-2014
Table 41: The US Personal Accident and Health Insurance - Direct Marketing Value of Commission (US$ Billion), 2014-2019
Table 42: The US Personal Accident and Health Insurance - Direct Marketing Direct Written Premium (US$ Billion), 2010-2014
Table 43: The US Personal Accident and Health Insurance - Direct Marketing Direct Written Premium (US$ Billion), 2014-2019
Table 44: The US Personal Accident and Health Insurance - Number of Policies Sold Through Direct Marketing (Thousand), 2010-2014
Table 45: The US Personal Accident and Health Insurance - Number of Policies Sold Through Direct Marketing (Thousand), 2014-2019
Table 46: The US Personal Accident and Health Insurance - Sales Force, 2010-2014
Table 47: The US Personal Accident and Health Insurance - Sales Force, 2014-2019
Table 48: The US Personal Accident and Health Insurance - Bancassurance Value of Commission (US$ Billion), 2010-2014
Table 49: The US Personal Accident and Health Insurance - Bancassurance Value of Commission (US$ Billion), 2014-2019
Table 50: The US Personal Accident and Health Insurance - Bancassurance Direct Written Premium (US$ Billion), 2010-2014
Table 51: The US Personal Accident and Health Insurance - Bancassurance Direct Written Premium (US$ Billion), 2014-2019
Table 52: The US Personal Accident and Health Insurance - Number of Policies Sold Through Bancassurance (Thousand), 2010-2014
Table 53: The US Personal Accident and Health Insurance - Number of Policies Sold Through Bancassurance (Thousand), 2014-2019
Table 54: The US Personal Accident and Health Insurance - Number of Banking Entities, 2010-2014
Table 55: The US Personal Accident and Health Insurance - Number of Banking Entities, 2014-2019
Table 56: The US Personal Accident and Health Insurance - Agencies' Value of Commission (US$ Billion), 2010-2014
Table 57: The US Personal Accident and Health Insurance - Agencies' Value of Commission (US$ Billion), 2014-2019
Table 58: The US Personal Accident and Health Insurance - Agencies' Direct Written Premium (US$ Billion), 2010-2014
Table 59: The US Personal Accident and Health Insurance - Agencies' Direct Written Premium (US$ Billion), 2014-2019
Table 60: The US Personal Accident and Health Insurance - Number of Policies Sold Through Agencies (Thousand), 2010-2014
Table 61: The US Personal Accident and Health Insurance - Number of Policies Sold Through Agencies (Thousand), 2014-2019
Table 62: The US Personal Accident and Health Insurance - Number of Insurance Agents, 2010-2014
Table 63: The US Personal Accident and Health Insurance - Number of Insurance Agents, 2014-2019
Table 64: The US Personal Accident and Health Insurance - Brokers' Value of Commission (US$ Billion), 2010-2014
Table 65: The US Personal Accident and Health Insurance - Brokers' Value of Commission (US$ Billion), 2014-2019
Table 66: The US Personal Accident and Health Insurance - Brokers' Direct Written Premium (US$ Billion), 2010-2014
Table 67: The US Personal Accident and Health Insurance - Brokers' Direct Written Premium (US$ Billion), 2014-2019
Table 68: The US Personal Accident and Health Insurance - Number of Policies Sold Through Brokers (Thousand), 2010-2014
Table 69: The US Personal Accident and Health Insurance - Number of Policies Sold Through Brokers (Thousand), 2014-2019
Table 70: The US Personal Accident and Health Insurance - Number of Insurance Brokers, 2010-2014
Table 71: The US Personal Accident and Health Insurance - Number of Insurance Brokers, 2014-2019
Table 72: The US Personal Accident and Health Insurance - Other Channels' Value of Commission (US$ Million), 2010-2014
Table 73: The US Personal Accident and Health Insurance - Other Channels' Value of Commission (US$ Million), 2014-2019
Table 74: The US Personal Accident and Health Insurance - Other Channels' Direct Written Premium (US$ Billion), 2010-2014
Table 75: The US Personal Accident and Health Insurance - Other Channels' Direct Written Premium (US$ Billion), 2014-2019
Table 76: The US Personal Accident and Health Insurance - Number of Policies Sold Through Other Channels (Thousand), 2010-2014
Table 77: The US Personal Accident and Health Insurance - Number of Policies Sold Through Other Channels (Thousand), 2014-2019
Table 78: The US Personal Accident and Health Insurance - Segment Shares (%), 2014
Table 79: UnitedHealth Group Inc. - Key facts
Table 80: Aetna Inc., - Key facts
Table 81: Aflac Inc. - Key facts
Table 82: Cigna Corporation - Key facts
Table 83: Metropolitan Life Insurance Company - Key facts
Table 84: Metropolitan Life Insurance Company - Key Financials (US$ Million), 2010-2014
Table 85: Unum Group - Key facts
Table 86: Mutual of Omaha Insurance Company - Key facts
Table 87: Guardian Life Insurance Company of America - Key facts
Table 88: Genworth Financial, Inc. - Key facts

List of Figures
Figure 1: The US Real GDP (US$ Billion), 2010-2019
Figure 2: The US Consumer Price Inflation, 2010-2019
Figure 3: The US Current Account Balance as Percentage of GDP (%), 2010-2014
Figure 4: The US Unemployment Rate, 2010-2019
Figure 5: The US Population by Age Group, 1990-2025
Figure 6: The US Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Billion), 2010-2019
Figure 7: The US Personal Accident and Health Insurance - Gross Written Premium by Category (Percentage Share), 2014 and 2019
Figure 8: The US Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 9: The US Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Billion), 2010-2019
Figure 10: The US Personal Accident and Health Insurance - Direct Written Premium by Category (Percentage Share), 2014 and 2019
Figure 11: The US Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 12: The US Personal Accident and Health Insurance - Net Earned Premium (US$ Billion), 2010-2014
Figure 13: The US Personal Accident and Health Insurance - Net Earned Premium (US$ Billion), 2014-2019
Figure 14: The US Personal Accident and Health Insurance - Paid Claims by Category (US$ Billion), 2010-2019
Figure 15: The US Personal Accident and Health Insurance - Incurred Loss by Category (US$ Billion), 2010-2019
Figure 16: The US Personal Accident and Health Insurance - Net Written Premium by Category (US$ Billion), 2010-2019
Figure 17: The US Personal Accident and Health Insurance - Loss Ratio (%), 2010-2014
Figure 18: The US Personal Accident and Health Insurance - Loss Ratio (%), 2014-2019
Figure 19: The US Personal Accident and Health Insurance - Commission and Expenses (US$ Billion), 2010-2014
Figure 20: The US Personal Accident and Health Insurance - Commission and Expenses (US$ Billion), 2014-2019
Figure 21: The US Personal Accident and Health Insurance - Combined Ratio (%), 2010-2014
Figure 22: The US Personal Accident and Health Insurance - Combined Ratio (%), 2014-2019
Figure 23: The US Personal Accident and Health Insurance - Number of Policies per Capita, 2010-2014
Figure 24: The US Personal Accident and Health Insurance - Number of Policies per Capita, 2014-2019
Figure 25: The US Personal Accident and Health Insurance - Total Assets (US$ Billion), 2010-2014
Figure 26: The US Personal Accident and Health Insurance - Total Assets (US$ Billion), 2014-2019
Figure 27: The US Personal Accident and Health Insurance - Total Investment Income (US$ Billion), 2010-2014
Figure 28: The US Personal Accident and Health Insurance - Total Investment Income (US$ Billion), 2014-2019
Figure 29: The US Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2010-2014
Figure 30: The US Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2014-2019
Figure 31: The US Personal Accident and Health Insurance - Investment Portfolio (US$ Billion), 2010-2014
Figure 32: The US Personal Accident and Health Insurance - Investment Portfolio (% Share), 2010 and 2014
Figure 33: The US Personal Accident and Health Insurance Penetration (Ratio of Direct Premiums to GDP), 2010-2014
Figure 34: The US Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2010-2014
Figure 35: The US Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2014-2019
Figure 36: The US Personal Accident and Health Insurance - Density (Direct Premium per Capita), 2010-2014
Figure 37: The US Personal Accident Insurance - Direct Written Premium (US$ Billion), 2010-2014
Figure 38: The US Personal Accident Insurance - Direct Written Premium (US$ Billion), 2014-2019
Figure 39: The US Personal Accident Insurance - Loss Ratio (%), 2010-2014
Figure 40: The US Personal Accident Insurance - Loss Ratio (%), 2014-2019
Figure 41: The US Travel Insurance - Number of Policies Sold (Thousand), 2010-2014
Figure 42: The US Travel Insurance - Number of Policies Sold (Thousand), 2014-2019
Figure 43: The US Travel Insurance - Direct Written Premium (US$ Billion), 2010-2014
Figure 44: The US Travel Insurance - Direct Written Premium (US$ Billion), 2014-2019
Figure 45: The US Travel Insurance - Loss Ratio (%), 2010-2014
Figure 46: The US Travel Insurance - Loss Ratio (%), 2014-2019
Figure 47: The US Personal Accident and Health Insurance - Gross Written Premium by Distribution Channel (Percentage Share), 2014 and 2019
Figure 48: The US Personal Accident and Health Insurance - Direct Marketing Value of Commission (US$ Billion), 2010-2014
Figure 49: The US Personal Accident and Health Insurance - Direct Marketing Value of Commission (US$ Billion), 2014-2019
Figure 50: The US Personal Accident and Health Insurance - Direct Marketing Direct Written Premium (US$ Billion), 2010-2014
Figure 51: The US Personal Accident and Health Insurance - Direct Marketing Direct Written Premium (US$ Billion), 2014-2019
Figure 52: The US Personal Accident and Health Insurance - Number of Policies Sold Through Direct Marketing (Thousand), 2010-2014
Figure 53: The US Personal Accident and Health Insurance - Number of Policies Sold Through Direct Marketing (Thousand), 2014-2019
Figure 54: The US Personal Accident and Health Insurance - Sales Force, 2010-2014
Figure 55: The US Personal Accident and Health Insurance - Sales Force, 2014-2019
Figure 56: The US Personal Accident and Health Insurance - Bancassurance Value of Commission (US$ Billion), 2010-2014
Figure 57: The US Personal Accident and Health Insurance - Bancassurance Value of Commission (US$ Billion), 2014-2019
Figure 58: The US Personal Accident and Health Insurance - Bancassurance Direct Written Premium (US$ Billion), 2010-2014
Figure 59: The US Personal Accident and Health Insurance - Bancassurance Direct Written Premium (US$ Billion), 2014-2019
Figure 60: The US Personal Accident and Health Insurance - Number of Policies Sold Through Bancassurance (Thousand), 2010-2014
Figure 61: The US Personal Accident and Health Insurance - Number of Policies Sold Through Bancassurance (Thousand), 2014-2019
Figure 62: The US Personal Accident and Health Insurance - Number of Banking Entities, 2010-2014
Figure 63: The US Personal Accident and Health Insurance - Number of Banking Entities, 2014-2019
Figure 64: The US Personal Accident and Health Insurance - Agencies' Value of Commission (US$ Billion), 2010-2014
Figure 65: The US Personal Accident and Health Insurance - Agencies' Value of Commission (US$ Billion), 2014-2019
Figure 66: The US Personal Accident and Health Insurance - Agencies' Direct Written Premium (US$ Billion), 2010-2014
Figure 67: The US Personal Accident and Health Insurance - Agencies' Direct Written Premium (US$ Billion), 2014-2019
Figure 68: The US Personal Accident and Health Insurance - Number of Policies Sold Through Agencies (Thousand), 2010-2014
Figure 69: The US Personal Accident and Health Insurance - Number of Policies Sold Through Agencies (Thousand), 2014-2019
Figure 70: The US Personal Accident and Health Insurance - Number of Insurance Agents, 2010-2014
Figure 71: The US Personal Accident and Health Insurance - Number of Insurance Agents, 2014-2019
Figure 72: The US Personal Accident and Health Insurance - Brokers' Value of Commission (US$ Billion), 2010-2014
Figure 73: The US Personal Accident and Health Insurance - Brokers' Value of Commission (US$ Billion), 2014-2019
Figure 74: The US Personal Accident and Health Insurance - Brokers' Direct Written Premium (US$ Billion), 2010-2014
Figure 75: The US Personal Accident and Health Insurance - Brokers' Direct Written Premium (US$ Billion), 2014-2019
Figure 76: The US Personal Accident and Health Insurance - Number of Policies Sold Through Brokers (Thousand), 2010-2014
Figure 77: The US Personal Accident and Health Insurance - Number of Policies Sold Through Brokers (Thousand), 2014-2019
Figure 78: The US Personal Accident and Health Insurance - Number of Insurance Brokers, 2010-2014
Figure 79: The US Personal Accident and Health Insurance - Number of Insurance Brokers, 2014-2019
Figure 80: The US Personal Accident and Health Insurance - Other Channels' Value of Commission (US$ Million), 2010-2014
Figure 81: The US Personal Accident and Health Insurance - Other Channels' Value of Commission (US$ Million), 2014-2019
Figure 82: The US Personal Accident and Health Insurance - Other Channels' Direct Written Premium (US$ Billion), 2010-2014
Figure 83: The US Personal Accident and Health Insurance - Other Channels' Direct Written Premium (US$ Billion), 2014-2019
Figure 84: The US Personal Accident and Health Insurance - Number of Policies Sold Through Other Channels (Thousand), 2010-2014
Figure 85: The US Personal Accident and Health Insurance - Number of Policies Sold Through Other Channels (Thousand), 2014-2019
Figure 86: The US Personal Accident and Health Insurance - Segment Shares (%), 2014

View This Report »

Get Industry Insights. Simply.

  • Latest reports & slideshows with insights from top research analysts
  • 24 Million searchable statistics with tables, figures & datasets
  • More than 10,000 trusted sources
24/7 Customer Support

Talk to Amrita

+1 718 303 2019

Purchase Reports From Reputable Market Research Publishers
The Insurance Industry in Belarus, Key Trends and Opportunities to 2020

The Insurance Industry in Belarus, Key Trends and Opportunities to 2020

  • $ 1450
  • Industry report
  • October 2016
  • by Timetric

Synopsis Timetric’s 'The Insurance Industry in Belarus, Key Trends and Opportunities to 2020' report provides a detailed analysis of Belarusian insurance industry. It provides key performance indicators ...

Personal Accident and Health Insurance in Indonesia, Key Trends and Opportunities to 2020

Personal Accident and Health Insurance in Indonesia, Key Trends and Opportunities to 2020

  • $ 1450
  • Industry report
  • October 2016
  • by Timetric

Synopsis Timetric’s 'Personal Accident and Health Insurance in Indonesia Key Trends and Opportunities to 2020' report provides a detailed outlook by product category for the Indonesian life insurance ...

The Insurance Industry in Senegal, Key Trends and Opportunities to 2020

The Insurance Industry in Senegal, Key Trends and Opportunities to 2020

  • $ 1450
  • Industry report
  • October 2016
  • by Timetric

Synopsis Timetric’s 'The Insurance Industry in Senegal, Key Trends and Opportunities to 2020' report provides a detailed analysis of Senegalese insurance industry. It provides key performance indicators ...


ref:plp2016

Reportlinker.com © Copyright 2016. All rights reserved.

ReportLinker simplifies how Analysts and Decision Makers get industry data for their business.