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Synopsis
Timetric’s 'Personal Accident and Health Insurance in the Latvia, Key Trends and Opportunities to 2018' report provides detailed analysis of the market trends, drivers, challenges in the Latvian personal accident and health insurance segment.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions during the review period (2009–2013) and forecast period (2013–2018). The report also analyzes distribution channels operating in the segment, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in regulatory structure.

Summary
Timetric’s 'Personal Accident and Health Insurance in the Latvia, Key Trends and Opportunities to 2018' report provides in-depth market analysis, information and insights into the Latvian personal accident and health insurance segment, including:

- The Latvian personal accident and health insurance segment’s growth prospects by insurance category

- Key trends, drivers and challenges for the personal accident and health insurance segment

- The various distribution channels in the Latvian personal accident and health insurance segment

- The detailed competitive landscape in the personal accident and health insurance segment in Latvia

- Details of regulatory policy applicable to the Latvian insurance industry


Scope
This report provides a comprehensive analysis of the personal accident and health insurance segment in Latvia:

- It provides historical values for the Latvian personal accident and health insurance segment for the report’s 2009–2013 review period, and projected figures for the 2013–2018 forecast period.

- It offers a detailed analysis of the key categories in the Latvian personal accident and health insurance segment, along with market forecasts until 2018.

- It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.

- It analyses the various distribution channels for personal accident and health insurance products in Latvia.

- It profiles the top personal accident and health insurance companies in Latvia and outlines the key regulations affecting them.

Reasons To Buy
- Make strategic business decisions using in-depth historic and forecast market data related to the Latvian personal accident and health insurance segment and each category within it.

- Understand the demand-side dynamics, key market trends and growth opportunities in the Latvian personal accident and health insurance segment.

- Assess the competitive dynamics in the personal accident and health insurance segment.

- Identify growth opportunities and market dynamics in key product categories.

- Gain insights into key regulations governing the Latvian insurance industry and their impact on companies and the industry's future.

Key Highlights
- The Latvian personal accident and health segment posted a compound annual growth rate (CAGR) of 0.9% during the review period.

- Latvia is reconsidering incentive-based methods to promote health insurance.

- In order to improve country’s healthcare sector, the government passed a law in 2013 making health insurance mandatory from July 2014.

- Tax benefits are a key driver of the country’s health insurance category.

- The segment is expected to post a forecast-period CAGR of 3.5%.

Table Of Contents

Personal Accident and Health Insurance in Latvia, Key Trends and Opportunities to 2018
Table of Contents
1 Key Facts and Events
2 Executive Summary
3 Introduction
3.1 What is this Report About?
3.2 Definitions
3.3 Methodology
4 Latvian Insurance Industry Attractiveness
4.1 Insurance Industry Size, 2009-2018
5 Personal Accident and Health Insurance Segment Outlook
5.1 Key Drivers
5.2 Key Trends
5.3 Challenges
5.4 Personal Accident and Health Insurance Growth Prospects by Category
5.4.1 Personal accident insurance
5.4.2 Travel insurance
5.4.3 Health insurance
5.4.4 Non-life health insurance
5.4.5 Life health insurance
6 Analysis by Distribution Channel
6.1 Direct Marketing
6.2 Bancassurance
6.3 Agencies
6.4 E-commerce
6.5 Brokers
6.6 Other Channels
7 Governance, Risk and Compliance
7.1 Legislation Overview and Historical Evolution
7.2 Latest Changes in Regulations
7.3 Regulations and market practice by Type of Insurance
7.3.1 Life insurance
7.3.2 Property insurance
7.3.3 Motor insurance
7.3.4 Liability Insurance
7.3.5 Marine, aviation and transit insurance
7.3.6 Personal accident and health insurance
7.4 Compulsory Insurance
7.4.1 Motor third-party liability insurance
7.4.2 Air carriers and aircraft operators insurance
7.4.3 Professional indemnity insurance for alternative investment fund managers
7.5 Supervision and Control
7.5.1 International Association of Insurance Supervisors (IAIS)
7.5.2 European Insurance and Occupational Pensions Authority (EIOPA)
7.5.3 Financial and Capital Market Commission (FCMC)
7.6 Non-Admitted Insurance Regulations
7.6.1 Overview
7.6.2 Intermediaries
7.6.3 Market practices
7.6.4 Fines and penalties
7.7 Company Registration and Operations
7.7.1 Types of insurance organization
7.7.2 Establishing a local company
7.7.3 Foreign ownership
7.7.4 Types of license
7.7.5 Capital requirements
7.7.6 Solvency margins
7.7.7 Reserve requirements
7.7.8 Investment regulations
7.7.9 Statutory return requirements
7.7.10 Fee structure
7.8 Taxation
7.8.1 Insurance premium or policy taxation
7.8.2 Withholding taxes on premium paid overseas
7.8.3 Corporate tax
7.8.4 VAT
7.8.5 Captives
7.9 Legal System
7.9.1 Introduction
7.9.2 Access to court
7.9.3 Alternative dispute resolution (ADR)
8 Competitive Landscape and Strategic Insights
8.1 Overview
8.2 Leading Companies in the Latvian Personal Accident and Health Insurance Segment
8.3 Ergo Insurance SE Latvijas fili?le - Company Overview
8.4 Aas Balta - Company Overview
8.5 Bta Insurance Company SE - Company Overview
8.6 AAS Baltikums - Company Overview
8.7 AAS Gjensidige Baltic - Company Overview
8.8 Compensa TU SA Vienna Insurance Group Latvijas fili?le - Company Overview
8.9 Mandatum Life Insurance Baltic SE - Company Overview
8.1 MetLife Amplico - Company Overview
9 Appendix
9.1 Methodology
9.2 Contact Timetric
9.3 About Timetric
9.4 Timetric's Services
9.5 Disclaimer


List of Tables
Table 1: Latvian Personal Accident and Health Insurance - Key Facts, 2013
Table 2: Insurance Industry Definitions
Table 3: Latvian Insurance Industry - Gross Written Premium by Segment (EUR Million), 2009-2013
Table 4: Latvian Insurance Industry - Gross Written Premium by Segment (US$ Million), 2009-2013
Table 5: Latvian Insurance Industry - Gross Written Premium by Segment (EUR Million), 2013-2018
Table 6: Latvian Insurance Industry - Gross Written Premium by Segment (US$ Million), 2013-2018
Table 7: Latvian Insurance Industry - Gross Written Premium by Segment (Percentage Share), 2009-2018
Table 8: Latvian Insurance Industry - Direct Written Premium by Segment (EUR Million), 2009-2013
Table 9: Latvian Insurance Industry - Direct Written Premium by Segment (US$ Million), 2009-2013
Table 10: Latvian Insurance Industry - Direct Written Premium by Segment (EUR Million), 2013-2018
Table 11: Latvian Insurance Industry - Direct Written Premium by Segment (US$ Million), 2013-2018
Table 12: Latvian Insurance Industry - Direct Written Premium by Segment (Percentage Share), 2009-2018
Table 13: Latvian Personal Accident and Health Insurance - Gross Written Premium by Category (EUR Million), 2009-2013
Table 14: Latvian Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2009-2013
Table 15: Latvian Personal Accident and Health Insurance - Gross Written Premium by Category (EUR Million), 2013-2018
Table 16: Latvian Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2013-2018
Table 17: Latvian Personal Accident and Health Insurance - Direct Written Premium by Category (EUR Million), 2009-2013
Table 18: Latvian Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2009-2013
Table 19: Latvian Personal Accident and Health Insurance - Direct Written Premium by Category (EUR Million), 2013-2018
Table 20: Latvian Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2013-2018
Table 21: Latvian Personal Accident and Health Insurance - Earned Premium (EUR Million), 2009-2013
Table 22: Latvian Personal Accident and Health Insurance - Earned Premium (EUR Million), 2013-2018
Table 23: Latvian Personal Accident and Health Insurance - Paid Claims by Category (EUR Million), 2009-2013
Table 24: Latvian Personal Accident and Health Insurance - Paid Claims by Category (US$ Million), 2009-2013
Table 25: Latvian Personal Accident and Health Insurance - Paid Claims by Category (EUR Million), 2013-2018
Table 26: Latvian Personal Accident and Health Insurance - Paid Claims by Category (US$ Million), 2013-2018
Table 27: Latvian Personal Accident and Health Insurance - Incurred Loss by Category (EUR Million), 2009-2013
Table 28: Latvian Personal Accident and Health Insurance - Incurred Loss by Category (US$ Million), 2009-2013
Table 29: Latvian Personal Accident and Health Insurance - Incurred Loss by Category (EUR Million), 2013-2018
Table 30: Latvian Personal Accident and Health Insurance - Incurred Loss by Category (US$ Million), 2013-2018
Table 31: Latvian Personal Accident and Health Insurance - Retentions by Category (EUR Million), 2009-2013
Table 32: Latvian Personal Accident and Health Insurance - Retentions by Category (US$ Million), 2009-2013
Table 33: Latvian Personal Accident and Health Insurance - Retentions by Category (EUR Million), 2013-2018
Table 34: Latvian Personal Accident and Health Insurance - Retentions by Category (US$ Million), 2013-2018
Table 35: Latvian Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Table 36: Latvian Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Table 37: Latvian Personal Accident and Health Insurance - Commission and Expenses (EUR Million), 2009-2013
Table 38: Latvian Personal Accident and Health Insurance - Commission and Expenses (EUR Million), 2013-2018
Table 39: Latvian Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Table 40: Latvian Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Table 41: Latvian Personal Accident and Health Insurance - Frauds and Crimes (EUR Million), 2009-2013
Table 42: Latvian Personal Accident and Health Insurance - Frauds and Crimes (EUR Million), 2013-2018
Table 43: Latvian Personal Accident and Health Insurance - Total Assets (EUR Million), 2009-2013
Table 44: Latvian Personal Accident and Health Insurance - Total Assets (EUR Million), 2013-2018
Table 45: Latvian Personal Accident and Health Insurance - Total Investment Income (EUR Million), 2009-2013
Table 46: Latvian Personal Accident and Health Insurance - Total Investment Income (EUR Million), 2013-2018
Table 47: Latvian Personal Accident and Health Insurance - Retentions (EUR Million), 2009-2013
Table 48: Latvian Personal Accident and Health Insurance - Retentions (EUR Million), 2013-2018
Table 49: Latvian Personal Accident Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 50: Latvian Personal Accident Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 51: Latvian Personal Accident Insurance - Gross Written Premium (EUR Million), 2009-2013
Table 52: Latvian Personal Accident Insurance - Gross Written Premium (EUR Million), 2013-2018
Table 53: Latvian Personal Accident Insurance - Loss Ratio (%), 2009-2013
Table 54: Latvian Personal Accident Insurance - Loss Ratio (%), 2013-2018
Table 55: Latvian Travel Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 56: Latvian Travel Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 57: Latvian Travel Insurance - Gross Written Premium (EUR Million), 2009-2013
Table 58: Latvian Travel Insurance - Gross Written Premium (EUR Million), 2013-2018
Table 59: Latvian Travel Insurance - Loss Ratio (%), 2009-2013
Table 60: Latvian Travel Insurance - Loss Ratio (%), 2013-2018
Table 61: Latvian Health Insurance - Gross Written Premium by Sub-Category (EUR Million), 2009-2013
Table 62: Latvian Health Insurance - Gross Written Premium by Sub-Category (US$ Million), 2009-2013
Table 63: Latvian Health Insurance - Gross Written Premium by Sub-Category (EUR Million), 2013-2018
Table 64: Latvian Health Insurance - Gross Written Premium by Sub-Category (US$ Million), 2013-2018
Table 65: Latvian Non-Life Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 66: Latvian Non-Life Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 67: Latvian Non-Life Health Insurance - Gross Written Premium (EUR Million), 2009-2013
Table 68: Latvian Non-Life Health Insurance - Gross Written Premium (EUR Million), 2013-2018
Table 69: Latvian Non-Life Health Insurance - Direct Written Premium (EUR Million), 2009-2013
Table 70: Latvian Non-Life Health Insurance - Direct Written Premium (EUR Million), 2013-2018
Table 71: Latvian Non-Life Health Insurance - Loss Ratio (%), 2009-2013
Table 72: Latvian Non-Life Health Insurance - Loss Ratio (%), 2013-2018
Table 73: Latvian Non-Life Health Insurance - Retentions (EUR Million), 2009-2013
Table 74: Latvian Non-Life Health Insurance - Retentions (EUR Million), 2013-2018
Table 75: Latvian Life Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 76: Latvian Life Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 77: Latvian Life Health Insurance - Gross Written Premium (EUR Million), 2009-2013
Table 78: Latvian Life Health Insurance - Gross Written Premium (EUR Million), 2013-2018
Table 79: Latvian Life Health Insurance - Direct Written Premium (EUR Million), 2009-2013
Table 80: Latvian Life Health Insurance - Direct Written Premium (EUR Million), 2013-2018
Table 81: Latvian Life Health Insurance - Loss Ratio (%), 2009-2013
Table 82: Latvian Life Health Insurance - Loss Ratio (%), 2013-2018
Table 83: Latvian Life Health Insurance - Retentions (EUR Million), 2009-2013
Table 84: Latvian Life Health Insurance - Retentions (EUR Million), 2013-2018
Table 85: Latvian Personal Accident and Health Insurance - Direct Marketing Commission Paid (EUR Million), 2009-2013
Table 86: Latvian Personal Accident and Health Insurance - Direct Marketing Commission Paid (EUR Million), 2013-2018
Table 87: Latvian Personal Accident and Health Insurance - Direct Marketing Gross Written Premium (EUR Million), 2009-2013
Table 88: Latvian Personal Accident and Health Insurance - Direct Marketing Gross Written Premium (EUR Million), 2013-2018
Table 89: Latvian Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2009-2013
Table 90: Latvian Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2013-2018
Table 91: Latvian Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2009-2013
Table 92: Latvian Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2013-2018
Table 93: Latvian Personal Accident and Health Insurance - Bancassurance Commission Paid (EUR Million), 2009-2013
Table 94: Latvian Personal Accident and Health Insurance - Bancassurance Commission Paid (EUR Million), 2013-2018
Table 95: Latvian Personal Accident and Health Insurance - Bancassurance Gross Written Premium (EUR Million), 2009-2013
Table 96: Latvian Personal Accident and Health Insurance - Bancassurance Gross Written Premium (EUR Million), 2013-2018
Table 97: Latvian Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2009-2013
Table 98: Latvian Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2013-2018
Table 99: Latvian Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2009-2013
Table 100: Latvian Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2013-2018
Table 101: Latvian Personal Accident and Health Insurance - Commission Paid to Agencies' (EUR Million), 2009-2013
Table 102: Latvian Personal Accident and Health Insurance - Commission Paid to Agencies' (EUR Million), 2013-2018
Table 103: Latvian Personal Accident and Health Insurance - Agencies' Gross Written Premium (EUR Million), 2009-2013
Table 104: Latvian Personal Accident and Health Insurance - Agencies' Gross Written Premium (EUR Million), 2013-2018
Table 105: Latvian Personal Accident and Health Insurance - Policies Sold Through Agencies' (Thousand), 2009-2013
Table 106: Latvian Personal Accident and Health Insurance - Policies Sold Through Agencies' (Thousand), 2013-2018
Table 107: Latvian Personal Accident and Health Insurance - Number of Agencies', 2009-2013
Table 108: Latvian Personal Accident and Health Insurance - Number of Agencies', 2013-2018
Table 109: Latvian Personal Accident and Health Insurance - E-Commerce Commission Paid (EUR Million), 2009-2013
Table 110: Latvian Personal Accident and Health Insurance - E-Commerce Commission Paid (EUR Million), 2013-2018
Table 111: Latvian Personal Accident and Health Insurance - E-Commerce Gross Written Premium (EUR Million), 2009-2013
Table 112: Latvian Personal Accident and Health Insurance - E-Commerce Gross Written Premium (EUR Million), 2013-2018
Table 113: Latvian Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2009-2013
Table 114: Latvian Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2013-2018
Table 115: Latvian Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2009-2013
Table 116: Latvian Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2013-2018
Table 117: Latvian Personal Accident and Health Insurance - Commission Paid to Brokers' (EUR Million), 2009-2013
Table 118: Latvian Personal Accident and Health Insurance - Commission Paid to Brokers' (EUR Million), 2013-2018
Table 119: Latvian Personal Accident and Health Insurance - Brokers' Gross Written Premium (EUR Million), 2009-2013
Table 120: Latvian Personal Accident and Health Insurance - Brokers' Gross Written Premium (EUR Million), 2013-2018
Table 121: Latvian Personal Accident and Health Insurance - Policies Sold Through Brokers' (Thousand), 2009-2013
Table 122: Latvian Personal Accident and Health Insurance - Policies Sold Through Brokers' (Thousand), 2013-2018
Table 123: Latvian Personal Accident and Health Insurance - Number of Brokers', 2009-2013
Table 124: Latvian Personal Accident and Health Insurance - Number of Brokers', 2013-2018
Table 125: Latvian Personal Accident and Health Insurance - Commission Paid to Other Channels (EUR Million), 2009-2013
Table 126: Latvian Personal Accident and Health Insurance - Commission Paid to Other Channels (EUR Million), 2013-2018
Table 127: Latvian Personal Accident and Health Insurance - Other Channels Gross Written Premium (EUR Million), 2009-2013
Table 128: Latvian Personal Accident and Health Insurance - Other Channels Gross Written Premium (EUR Million), 2013-2018
Table 129: Latvian Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2009-2013
Table 130: Latvian Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2013-2018
Table 131: Latvian Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2009-2013
Table 132: Latvian Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2013-2018
Table 133: Latvia - Life Insurance Regulatory Framework
Table 134: Latvia - Property Insurance Regulatory Framework
Table 135: Latvia - Motor Insurance Regulatory Framework
Table 136: Latvia - Liability Insurance Regulatory Framework
Table 137: Latvia - Minimum Cover for Aircraft Third-Party Liability Per Accident Per Aircraft
Table 138: Latvia - Corporate Tax Rates for the Financial Year 2015
Table 139: Latvian Personal Accident and Health Insurance - List of Insurers, 2014


List of Figures
Figure 1: Latvian Insurance Industry - Gross Written Premium by Segment (EUR Million), 2009-2018
Figure 2: Latvian Insurance Industry - Gross Written Premium Dynamics by Segment, 2009-2018
Figure 3: Latvian Insurance Industry - Direct Written Premium by Segment (EUR Million), 2009-2018
Figure 4: Latvian Insurance Industry - Direct Written Premium Dynamics by Segment 2009-2018
Figure 5: Latvian Personal Accident and Health Insurance - Gross Written Premium by Category (EUR Million), 2009-2018
Figure 6: Latvian Personal Accident and Health Insurance - Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 7: Latvian Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 8: Latvian Personal Accident and Health Insurance - Direct Written Premium by Category (EUR Million), 2009-2018
Figure 9: Latvian Personal Accident and Health Insurance - Direct Written Premium by Category (Percentage Share), 2013 and 2018
Figure 10: Latvian Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 11: Latvian Personal Accident and Health Insurance - Earned Premium (EUR Million), 2009-2013
Figure 12: Latvian Personal Accident and Health Insurance - Earned Premium (EUR Million), 2013-2018
Figure 13: Latvian Personal Accident and Health Insurance - Paid Claims by Category (EUR Million), 2009-2018
Figure 14: Latvian Personal Accident and Health Insurance - Incurred Loss by Category (EUR Million), 2009-2018
Figure 15: Latvian Personal Accident and Health Insurance - Retentions by Category (EUR Million), 2009-2018
Figure 16: Latvian Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Figure 17: Latvian Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Figure 18: Latvian Personal Accident and Health Insurance - Commission and Expenses (EUR Million), 2009-2013
Figure 19: Latvian Personal Accident and Health Insurance - Commission and Expenses (EUR Million), 2013-2018
Figure 20: Latvian Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Figure 21: Latvian Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Figure 22: Latvian Personal Accident and Health Insurance - Frauds and Crimes (EUR Million), 2009-2013
Figure 23: Latvian Personal Accident and Health Insurance - Frauds and Crimes (EUR Million), 2013-2018
Figure 24: Latvian Personal Accident and Health Insurance - Total Assets (EUR Million), 2009-2013
Figure 25: Latvian Personal Accident and Health Insurance - Total Assets (EUR Million), 2013-2018
Figure 26: Latvian Personal Accident and Health Insurance - Total Investment Income (EUR Million), 2009-2013
Figure 27: Latvian Personal Accident and Health Insurance - Total Investment Income (EUR Million), 2013-2018
Figure 28: Latvian Personal Accident and Health Insurance - Retentions (EUR Million), 2009-2013
Figure 29: Latvian Personal Accident and Health Insurance - Retentions (EUR Million), 2013-2018
Figure 30: Latvian Personal Accident and Health Insurance - Investment Portfolio (EUR Million), 2009-2013
Figure 31: Latvian Personal Accident and Health Insurance - Investment Portfolio (Percentage Share), 2009 and 2013
Figure 32: Latvian Personal Accident and Health Insurance - Penetration (%), 2009-2013
Figure 33: Latvian Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 34: Latvian Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 35: Latvian Personal Accident and Health Insurance - Premium Per Capita (EUR), 2009-2013
Figure 36: Latvian Personal Accident Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 37: Latvian Personal Accident Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 38: Latvian Personal Accident Insurance - Gross Written Premium (EUR Million), 2009-2013
Figure 39: Latvian Personal Accident Insurance - Gross Written Premium (EUR Million), 2013-2018
Figure 40: Latvian Personal Accident Insurance - Loss Ratio (%), 2009-2013
Figure 41: Latvian Personal Accident Insurance - Loss Ratio (%), 2013-2018
Figure 42: Latvian Travel Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 43: Latvian Travel Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 44: Latvian Travel Insurance - Gross Written Premium (EUR Million), 2009-2013
Figure 45: Latvian Travel Insurance - Gross Written Premium (EUR Million), 2013-2018
Figure 46: Latvian Travel Insurance - Loss Ratio (%), 2009-2013
Figure 47: Latvian Travel Insurance - Loss Ratio (%), 2013-2018
Figure 48: Latvian Health Insurance - Gross Written Premium by Sub-Category (EUR Million), 2009-2018
Figure 49: Latvian Health Insurance - Gross Written Premium Dynamics by Sub-Category, 2009-2018
Figure 50: Latvian Non-Life Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 51: Latvian Non-Life Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 52: Latvian Non-Life Health Insurance - Gross Written Premium (EUR Million), 2009-2013
Figure 53: Latvian Non-Life Health Insurance - Gross Written Premium (EUR Million), 2013-2018
Figure 54: Latvian Non-Life Health Insurance - Direct Written Premium (EUR Million), 2009-2013
Figure 55: Latvian Non-Life Health Insurance - Direct Written Premium (EUR Million), 2013-2018
Figure 56: Latvian Non-Life Health Insurance - Loss Ratio (%), 2009-2013
Figure 57: Latvian Non-Life Health Insurance - Loss Ratio (%), 2013-2018
Figure 58: Latvian Non-Life Health Insurance - Retentions (EUR Million), 2009-2013
Figure 59: Latvian Non-Life Health Insurance - Retentions (EUR Million), 2013-2018
Figure 60: Latvian Life Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 61: Latvian Life Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 62: Latvian Life Health Insurance - Gross Written Premium (EUR Million), 2009-2013
Figure 63: Latvian Life Health Insurance - Gross Written Premium (EUR Million), 2013-2018
Figure 64: Latvian Life Health Insurance - Direct Written Premium (EUR Million), 2009-2013
Figure 65: Latvian Life Health Insurance - Direct Written Premium (EUR Million), 2013-2018
Figure 66: Latvian Life Health Insurance - Loss Ratio (%), 2009-2013
Figure 67: Latvian Life Health Insurance - Loss Ratio (%), 2013-2018
Figure 68: Latvian Life Health Insurance - Retentions (EUR Million), 2009-2013
Figure 69: Latvian Life Health Insurance - Retentions (EUR Million), 2013-2018
Figure 70: Latvian Personal Accident and Health Insurance - Gross Written Premium by Distribution Channel (Percentage Share), 2013 and 2018
Figure 71: Latvian Personal Accident and Health Insurance - Direct Marketing Commission Paid (EUR Million), 2009-2013
Figure 72: Latvian Personal Accident and Health Insurance - Direct Marketing Commission Paid (EUR Million), 2013-2018
Figure 73: Latvian Personal Accident and Health Insurance - Direct Marketing Gross Written Premium (EUR Million), 2009-2013
Figure 74: Latvian Personal Accident and Health Insurance - Direct Marketing Gross Written Premium (EUR Million), 2013-2018
Figure 75: Latvian Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2009-2013
Figure 76: Latvian Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2013-2018
Figure 77: Latvian Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2009-2013
Figure 78: Latvian Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2013-2018
Figure 79: Latvian Personal Accident and Health Insurance - Bancassurance Commission Paid (EUR Million), 2009-2013
Figure 80: Latvian Personal Accident and Health Insurance - Bancassurance Commission Paid (EUR Million), 2013-2018
Figure 81: Latvian Personal Accident and Health Insurance - Bancassurance Gross Written Premium (EUR Million), 2009-2013
Figure 82: Latvian Personal Accident and Health Insurance - Bancassurance Gross Written Premium (EUR Million), 2013-2018
Figure 83: Latvian Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2009-2013
Figure 84: Latvian Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2013-2018
Figure 85: Latvian Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2009-2013
Figure 86: Latvian Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2013-2018
Figure 87: Latvian Personal Accident and Health Insurance - Commission Paid to Agencies' (EUR Million), 2009-2013
Figure 88: Latvian Personal Accident and Health Insurance - Commission Paid to Agencies' (EUR Million), 2013-2018
Figure 89: Latvian Personal Accident and Health Insurance - Agencies' Gross Written Premium (EUR Million), 2009-2013
Figure 90: Latvian Personal Accident and Health Insurance - Agencies' Gross Written Premium (EUR Million), 2013-2018
Figure 91: Latvian Personal Accident and Health Insurance - Policies Sold Through Agencies' (Thousand), 2009-2013
Figure 92: Latvian Personal Accident and Health Insurance - Policies Sold Through Agencies' (Thousand), 2013-2018
Figure 93: Latvian Personal Accident and Health Insurance - Number of Agencies', 2009-2013
Figure 94: Latvian Personal Accident and Health Insurance - Number of Agencies', 2013-2018
Figure 95: Latvian Personal Accident and Health Insurance - E-Commerce Commission Paid (EUR Million), 2009-2013
Figure 96: Latvian Personal Accident and Health Insurance - E-Commerce Commission Paid (EUR Million), 2013-2018
Figure 97: Latvian Personal Accident and Health Insurance - E-Commerce Gross Written Premium (EUR Million), 2009-2013
Figure 98: Latvian Personal Accident and Health Insurance - E-Commerce Gross Written Premium (EUR Million), 2013-2018
Figure 99: Latvian Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2009-2013
Figure 100: Latvian Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2013-2018
Figure 101: Latvian Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2009-2013
Figure 102: Latvian Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2013-2018
Figure 103: Latvian Personal Accident and Health Insurance - Commission Paid to Brokers' (EUR Million), 2009-2013
Figure 104: Latvian Personal Accident and Health Insurance - Commission Paid to Brokers' (EUR Million), 2013-2018
Figure 105: Latvian Personal Accident and Health Insurance - Brokers' Gross Written Premium (EUR Million), 2009-2013
Figure 106: Latvian Personal Accident and Health Insurance - Brokers' Gross Written Premium (EUR Million), 2013-2018
Figure 107: Latvian Personal Accident and Health Insurance - Policies Sold Through Brokers' (Thousand), 2009-2013
Figure 108: Latvian Personal Accident and Health Insurance - Policies Sold Through Brokers' (Thousand), 2013-2018
Figure 109: Latvian Personal Accident and Health Insurance - Number of Brokers', 2009-2013
Figure 110: Latvian Personal Accident and Health Insurance - Number of Brokers', 2013-2018
Figure 111: Latvian Personal Accident and Health Insurance - Commission Paid to Other Channels (EUR Million), 2009-2013
Figure 112: Latvian Personal Accident and Health Insurance - Commission Paid to Other Channels (EUR Million), 2013-2018
Figure 113: Latvian Personal Accident and Health Insurance - Other Channels Gross Written Premium (EUR Million), 2009-2013
Figure 114: Latvian Personal Accident and Health Insurance - Other Channels Gross Written Premium (EUR Million), 2013-2018
Figure 115: Latvian Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2009-2013
Figure 116: Latvian Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2013-2018
Figure 117: Latvian Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2009-2013
Figure 118: Latvian Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2013-2018
Figure 119: Latvia - Insurance Regulatory Framework
Figure 120: Latvia - The Three Pillars of Solvency II
Figure 121: Latvia - Insurance Supervision and Control at Various Levels
Figure 122: Latvia - Insurance Regulatory Frameworks for Company Registration and Operation

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