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Synopsis
The report provides in-depth industry analysis, information and insights of the insurance industry in Honduras, including:
- The Honduran insurance industry’s growth prospects by insurance segments and categories
- The competitive landscape in the Honduran insurance industry
- The current trends and drivers of the Honduran insurance industry
- Challenges facing the Honduran insurance industry
- A detailed regulatory framework of the Honduran insurance industry

Summary
The Honduran economy is currently recovering from the 2008 global financial crisis, which hampered the overall development of the country’s insurance industry. Political crises in the country were a major concern during 2009 and 2010, particularly those concerning plans to rewrite the country’s constitution. Despite this, growth in the tourism sector, recovery in the US economy and an increase in exports, public investments and higher remittances all contributed to the recovery of the country’s economy during the review period (2009–2010). Honduras is the third-largest exporter of textiles to the US, after China and Mexico, with textiles constituting more than half of the country’s exports in 2013. The Honduran insurance industry grew at a review-period CAGR of 8.8%. The growth in the industry was partially due to the strong performance of the life insurance segment, as well as personal accident and health insurance.

Scope
This report provides a comprehensive analysis of the insurance industry in Honduras:
- It provides historical values for the Honduran insurance industry for the report’s 2009–2013 review period and forecast figures for the 2013–2018 forecast period.
- It offers a detailed analysis of the key segments and categories in the Honduran insurance industry, along with forecasts until 2018.
- It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions.
- It profiles the top insurance companies in Honduras, and outlines the key regulations affecting them.

Reasons To Buy
- Make strategic business decisions using in-depth historic and forecast industry data related to the Honduran insurance industry and each segment within it.
- Understand the demand-side dynamics, key trends and growth opportunities within the Honduran insurance industry.
- Assess the competitive dynamics in the Honduran insurance industry.
- Identify the growth opportunities and market dynamics within key segments.
- Gain insights into key regulations governing the Honduran insurance industry and its impact on companies and the industry's future.

Key Highlights
- The Honduran insurance industry is moderately concentrated, with three of the country’s 12 operating companies accounting for 56.3% of the industry’s gross written premium in 2013.
- The Honduran insurance industry grew registering a review-period CAGR of 8.8%. The growth in the industry was partially due to the strong performance of the life segment, as well as personal accident and health insurance.
- Key infrastructure developments in the country include the improvement of road access to the city of San Pedro Sula, one of the country’s industrial hubs. The project is financed by the Inter-American Development Bank, with a value of HNL378.0 million (US$20 million).
-According to the World Bank Report 2014, Honduras is one of the most difficult countries in which to establish a business.
-Honduras is highly prone to natural disasters, such as hurricanes and droughts.

Table Of Contents

The Insurance Industry in Honduras, Key Trends and Opportunities to 2018
Table of Contents
1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Honduran Insurance Industry Overview
3.1 The Honduran Insurance Industry
3.2 Key Industry Trends and Drivers
3.3 Challenges
4 Industry Segmentation
4.1 Life Insurance
4.1.1 Individual whole life insurance
4.1.2 Pension insurance
4.1.3 Other insurance
4.1.4 Group life insurance
4.2 Non-Life Insurance
4.2.1 Property insurance
4.2.2 Motor insurance
4.2.3 Liability insurance
4.2.4 Marine, aviation and transit insurance
4.3 Personal Accident and Health Insurance
4.3.1 Personal accident insurance
4.3.2 Health insurance
4.4 Reinsurance
5 Governance, Risk and Compliance
5.1 Legislation Overview and Historical Evolution
5.2 Legislation and Market Practice by Type of Insurance
5.2.1 Life insurance
5.2.2 Property insurance
5.2.3 Motor insurance
5.2.4 Liability insurance
5.2.5 Marine, aviation and transit insurance
5.2.6 Personal accident and health insurance
5.3 Compulsory Insurance
5.3.1 Social insurance system
5.4 Supervision and Control
5.4.1 Association of Insurance Supervisors Latin America
5.4.2 Central Bank of Honduras
5.4.3 National Banking and Insurance Commission
5.5 Non-Admitted Insurance Regulations
5.5.1 Overview
5.5.2 Intermediaries
5.5.3 Market practices
5.5.4 Fines and penalties
5.6 Company Registration and Operations
5.6.1 Types of insurance organization
5.6.2 Establishing a local company
5.6.3 Foreign ownership
5.6.4 Types of license
5.6.5 Capital requirements
5.6.6 Solvency margins
5.6.7 Reserve requirements
5.6.8 Investment regulations
5.6.9 Statutory return requirements
5.6.10 Fee structure
5.7 Taxation
5.7.1 Insurance premium or policy taxation
5.7.2 Withholding taxes on premium paid overseas
5.7.3 Corporate tax
5.7.4 VAT
5.7.5 Captives
5.8 Legal System
5.8.1 Introduction
5.8.2 Access to court
5.8.3 Alternative dispute resolution (ADR)
6 Competitive Landscape
6.1 Overview
6.2 Leading Companies
6.2.1 Interamericana de Seguros, SA
6.2.2 Seguros Atlántida SA
6.2.3 Mapfre Seguros Honduras, SA
6.2.4 Pan-American Life Insurance Company
6.2.5 Seguros del Pais
7 Economic Indicators
7.1 GDP at Constant Prices (US$)
7.2 GDP at Current Prices (US$)
7.3 GDP per Capita at Current Prices (US$)
7.4 Inflation Rate (Percentage)
7.5 Life Expectancy (Years)
7.6 Labor Force (Million)
7.7 Total Number of Households (Million)
7.8 Total Number of Internet Users (Thousand)
7.9 Total Population (Million)
7.1 Urban and Rural Populations (Percentage)
8 Appendix
8.1 Methodology
8.2 Contact Timetric
8.3 About Timetric
8.4 Timetric's Services
8.5 Disclaimer


List of Tables
Table 1: Insurance Industry Definitions
Table 2: Honduran Insurance - Overall Written Premium by Segment (HNL Billion), 2009-2013
Table 3: Honduran Insurance - Overall Written Premium by Segment (US$ Billion), 2009-2013
Table 4: Honduran Insurance - Overall Written Premium by Segment (HNL Billion), 2013-2018
Table 5: Honduran Insurance - Overall Written Premium by Segment (US$ Billion), 2013-2018
Table 6: Honduran Insurance - Segmentation (% Share), 2009-2018
Table 7: Honduran Life Insurance - Written Premium by Category (HNL Billion), 2009-2013
Table 8: Honduran Life Insurance - Written Premium by Category (US$ Billion), 2009-2013
Table 9: Honduran Life Insurance - Written Premium by Category (HNL Billion), 2013-2018
Table 10: Honduran Life Insurance - Written Premium by Category (US$ Billion), 2013-2018
Table 11: Honduran Life Insurance - Paid Claims (HNL Million), 2009-2013
Table 12: Honduran Life Insurance - Paid Claims (HNL Million), 2013-2018
Table 13: Honduran Life Insurance - Incurred Loss (HNL Million), 2009-2013
Table 14: Honduran Life Insurance - Incurred Loss (HNL Million), 2013-2018
Table 15: Honduran Life Insurance - Loss Ratio (%), 2009-2013
Table 16: Honduran Life Insurance - Loss Ratio (%), 2013-2018
Table 17: Honduran Life Insurance - Combined Ratio (%), 2009-2013
Table 18: Honduran Life Insurance - Combined Ratio (%), 2013-2018
Table 19: Honduran Life Insurance - Total Assets (HNL Billion), 2009-2013
Table 20: Honduran Life Insurance - Total Assets (HNL Billion), 2013-2018
Table 21: Honduran Life Insurance - Total Investment Income (HNL Million), 2009-2013
Table 22: Honduran Life Insurance - Total Investment Income (HNL Million), 2013-2018
Table 23: Honduran Life Insurance - Retentions (HNL Billion), 2009-2013
Table 24: Honduran Life Insurance - Retentions (HNL Billion), 2013-2018
Table 25: Honduran Individual Whole Life Insurance - Written Premium (HNL Million), 2009-2013
Table 26: Honduran Individual Life Insurance - Written Premium (HNL Million), 2013-2018
Table 27: Honduran Pension Insurance - Written Premium (HNL Million), 2009-2013
Table 28: Honduran Pension Insurance - Written Premium (HNL Million), 2013-2018
Table 29: Honduran Other Insurance - Written Premium (HNL Million), 2009-2013
Table 30: Honduran Other Insurance - Written Premium (HNL Million), 2013-2018
Table 31: Honduran Group Life Insurance - Written Premium (HNL Billion), 2009-2013
Table 32: Honduran Group Life Insurance - Written Premium (HNL Billion), 2013-2018
Table 33: Honduran Non-Life Insurance - Written Premium by Category (HNL Billion), 2009-2013
Table 34: Honduran Non-Life Insurance - Written Premium by Category (US$ Billion), 2009-2013
Table 35: Honduran Non-Life Insurance - Written Premium by Category (HNL Billion), 2013-2018
Table 36: Honduran Non-Life Insurance - Written Premium by Category (US$ Billion), 2013-2018
Table 37: Honduran Non-Life Insurance - Paid Claims (HNL Million), 2009-2013
Table 38: Honduran Non-Life Insurance - Paid Claims (HNL Million), 2013-2018
Table 39: Honduran Non-Life Insurance - Incurred Loss (HNL Billion), 2009-2013
Table 40: Honduran Non-Life Insurance - Incurred Loss (HNL Billion), 2013-2018
Table 41: Honduran Non-Life Insurance - Loss Ratio (%), 2009-2013
Table 42: Honduran Non-Life Insurance - Loss Ratio (%), 2013-2018
Table 43: Honduran Non-Life Insurance - Combined Ratio (%), 2009-2013
Table 44: Honduran Non-Life Insurance - Combined Ratio (%), 2013-2018
Table 45: Honduran Non-Life Insurance - Total Assets (HNL Billion), 2009-2013
Table 46: Honduran Non-Life Insurance - Total Assets (HNL Billion), 2013-2018
Table 47: Honduran Non-Life Insurance - Total Investment Income (HNL Billion), 2009-2013
Table 48: Honduran Non-Life Insurance - Total Investment Income (HNL Billion), 2013-2018
Table 49: Honduran Non-Life Insurance - Retentions (HNL Billion), 2009-2013
Table 50: Honduran Non-Life Insurance - Retentions (HNL Billion), 2013-2018
Table 51: Honduran Property Insurance - Written Premium (HNL Billion), 2009-2013
Table 52: Honduran Property Insurance - Written Premium (HNL Billion), 2013-2018
Table 53: Honduran Motor Insurance - Written Premium (HNL Billion), 2009-2013
Table 54: Honduran Motor Insurance - Written Premium (HNL Billion), 2013-2018
Table 55: Honduran Liability Insurance - Written Premium (HNL Million), 2009-2013
Table 56: Honduran Liability Insurance - Written Premium (HNL Million), 2013-2018
Table 57: Honduran Marine, Aviation and Transit Insurance - Written Premium (HNL Million), 2009-2013
Table 58: Honduran Marine, Aviation and Transit Insurance - Written Premium (HNL Million), 2013-2018
Table 59: Honduran Personal Accident and Health Insurance - Written Premium by Category (HNL Billion), 2009-2013
Table 60: Honduran Personal Accident and Health Insurance - Written Premium by Category (US$ Billion), 2009-2013
Table 61: Honduran Personal Accident and Health Insurance - Written Premium by Category (HNL Billion), 2013-2018
Table 62: Honduran Personal Accident and Health Insurance - Written Premium by Category (US$ Billion), 2013-2018
Table 63: Honduran Personal Accident and Health Insurance - Paid Claim (HNL Billion), 2009-2013
Table 64: Honduran Personal Accident and Health Insurance - Paid Claims (HNL Billion), 2013-2018
Table 65: Honduran Personal Accident and Health Insurance - Incurred Loss (HNL Billion), 2009-2013
Table 66: Honduran Personal Accident and Health Insurance - Incurred Loss (HNL Billion), 2013-2018
Table 67: Honduran Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Table 68: Honduran Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Table 69: Honduran Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Table 70: Honduran Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Table 71: Honduran Personal Accident and Health Insurance - Total Assets (HNL Billion), 2009-2013
Table 72: Honduran Personal Accident and Health Insurance - Total Assets (HNL Billion), 2013-2018
Table 73: Honduran Personal Accident and Health Insurance - Total Investment Income (HNL Million), 2009-2013
Table 74: Honduran Personal Accident and Health Insurance - Total Investment Income (HNL Million), 2013-2018
Table 75: Honduran Personal Accident and Health Insurance - Retentions (HNL Billion), 2009-2013
Table 76: Honduran Personal Accident and Health Insurance - Retentions (HNL Billion), 2013-2018
Table 77: Honduran Personal Accident Insurance - Written Premium (HNL Million), 2009-2013
Table 78: Honduran Personal Accident Insurance - Written Premium (HNL Million), 2013-2018
Table 79: Honduran Health Insurance - Written Premium (HNL Billion), 2009-2013
Table 80: Honduran Health Insurance - Written Premium (HNL Billion), 2013-2018
Table 81: Honduran Reinsurance Ceded by Insurance Industry (HNL Billion), 2009-2013
Table 82: Honduran Reinsurance Ceded by Insurance Industry (US$ Billion), 2009-2013
Table 83: Honduran Reinsurance Ceded by Insurance Industry (HNL Billion), 2013-2018
Table 84: Honduran Reinsurance Ceded by Insurance Industry (US$ Billion), 2013-2018
Table 85: Honduran Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Table 86: Honduran Life Insurance - Percentage of Reinsurance Ceded (%),2013-2018
Table 87: Honduran Non-life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Table 88: Honduran Non-life Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Table 89: Honduran Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Table 90: Honduran Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Table 91: Honduras - Life Insurance Regulatory Framework
Table 92: Honduras - Property Insurance Regulatory Framework
Table 93: Honduras - Motor Insurance Regulatory Framework
Table 94: Honduras - Liability Insurance Regulatory Framework
Table 95: Honduras - Corporate Tax Rates for the Financial Year 2013
Table 96: Honduran Insurance - Industry Shares, 2013
Table 97: Interamericana de Seguros, SA - Main Products
Table 98: Seguros Atlántida SA - Main Products
Table 99: Mapfre Seguros Honduras, SA - Main Products
Table 100: Mapfre Seguros Honduras, SA - Key Employees
Table 101: Pan-American Life Insurance Company - Main Products
Table 102: Pan-American Life Insurance Company - Key Employees
Table 103: Seguros del Pais - Main Products
Table 104: Seguros del Pais - Key Employees


List of Figures
Figure 1: Honduran Insurance - Overall Written Premium by Segment (HNL Billion), 2009-2018
Figure 2: Honduran Insurance - Dynamics by Segment, 2009-2018
Figure 3: Honduran Life Insurance - Written Premium by Category (HNL Billion), 2009-2018
Figure 4: Honduran Life Insurance - Written Premium by Category (% Share), 2013 and 2018
Figure 5: Honduran Life Insurance - Dynamics by Category, 2009-2018
Figure 6: Honduran Life Insurance - Paid Claims (HNL Million), 2009-2013
Figure 7: Honduran Life Insurance - Paid Claims (HNL Million), 2013-2018
Figure 8: Honduran Life Insurance - Incurred Loss (HNL Million), 2009-2013
Figure 9: Honduran Life Insurance - Incurred Loss (HNL Million), 2013-2018
Figure 10: Honduran Life Insurance - Loss Ratio (%), 2009-2013
Figure 11: Honduran Life Insurance - Loss Ratio (%), 2013-2018
Figure 12: Honduran Life Insurance - Combined Ratio (%), 2009-2013
Figure 13: Honduran Life Insurance - Combined Ratio (%), 2013-2018
Figure 14: Honduran Life Insurance - Total Assets (HNL Billion), 2009-2013
Figure 15: Honduran Life Insurance - Total Assets (HNL Billion), 2013-2018
Figure 16: Honduran Life Insurance - Total Investment Income (HNL Million), 2009-2013
Figure 17: Honduran Life Insurance - Total Investment Income (HNL Million), 2013-2018
Figure 18: Honduran Life Insurance - Retentions (HNL Billion), 2009-2013
Figure 19: Honduran Life Insurance - Retentions (HNL Billion), 2013-2018
Figure 20: Honduran Life Insurance - Investment (HNL Billion), 2009-2013
Figure 21: Honduran Life Insurance - Penetration (%), 2009-2013
Figure 22: Honduran Life Insurance - Premium Per-Capita (HNL), 2009-2013
Figure 23: Honduran Individual Whole Life Insurance - Written Premium (HNL Million), 2009-2013
Figure 24: Honduran Individual Life Insurance - Written Premium (HNL Million), 2013-2018
Figure 25: Honduran Pension Insurance - Written Premium (HNL Million), 2009-2013
Figure 26: Honduran Pension Insurance - Written Premium (HNL Million), 2013-2018
Figure 27: Honduran Other Insurance - Written Premium (HNL Million), 2009-2013
Figure 28: Honduran Other Insurance - Written Premium (HNL Million), 2013-2018
Figure 29: Honduran Group Life Insurance - Written Premium (HNL Billion), 2009-2013
Figure 30: Honduran Group Life Insurance - Written Premium (HNL Billion), 2013-2018
Figure 31: Honduran Non-Life Insurance - Written Premium by Category (HNL Billion), 2009-2018
Figure 32: Honduran Non-Life Insurance - Written Premium by Category (%), 2013 and 2018
Figure 33: Honduran Non-Life Insurance - Dynamics by Category, 2009-2018
Figure 34: Honduran Non-Life Insurance - Paid Claims (HNL Million), 2009-2013
Figure 35: Honduran Non-Life Insurance - Paid Claims (HNL Million), 2013-2018
Figure 36: Honduran Non-Life Insurance - Incurred Loss (HNL Billion), 2009-2013
Figure 37: Honduran Non-Life Insurance - Incurred Loss (HNL Billion), 2013-2018
Figure 38: Honduran Non-Life Insurance - Loss Ratio (%), 2009-2013
Figure 39: Honduran Non-Life Insurance - Loss Ratio (%), 2013-2018
Figure 40: Honduran Non-Life Insurance - Combined Ratio (%), 2009-2013
Figure 41: Honduran Non-Life Insurance - Combined Ratio (%), 2013-2018
Figure 42: Honduran Non-Life Insurance - Total Assets (HNL Billion), 2009-2013
Figure 43: Honduran Non-Life Insurance - Total Assets (HNL Billion), 2013-2018
Figure 44: Honduran Non-Life Insurance - Total Investment Income (HNL Billion), 2009-2013
Figure 45: Honduran Non-Life Insurance - Total Investment Income (HNL Billion), 2013-2018
Figure 46: Honduran Non-Life Insurance - Retentions (HNL Billion), 2009-2013
Figure 47: Honduran Non-Life Insurance - Retentions (US$ Billion), 2013-2018
Figure 48: Honduran Non-Life Insurance - Investment (HNL Billion), 2009-2013
Figure 49: Honduran Non-Life Insurance - Penetration (%), 2009-2013
Figure 50: Honduran Non-Life Insurance - Premium Per Capita (HNL), 2009-2013
Figure 51: Honduran Property Insurance - Written Premium (HNL Billion), 2009-2013
Figure 52: Honduran Property Insurance - Written Premium (HNL Billion), 2013-2018
Figure 53: Honduran Motor Insurance - Written Premium (HNL Billion), 2009-2013
Figure 54: Honduran Motor Insurance - Written Premium (HNL Billion), 2013-2018
Figure 55: Honduran Liability Insurance - Written Premium (HNL Million), 2009-2013
Figure 56: Honduran Liability Insurance - Written Premium (HNL Million), 2013-2018
Figure 57: Honduran Marine, Aviation and Transit Insurance - Written Premium (HNL Million), 2009-2013
Figure 58: Honduran Marine, Aviation and Transit Insurance - Written Premium (HNL Million), 2013-2018
Figure 59: Honduran Personal Accident and Health Insurance - Written Premium by Category (HNL Billion), 2009-2018
Figure 60: Honduran Personal Accident and Health Insurance - Written Premium by Category (%), 2013 and 2018
Figure 61: Honduran Personal Accident and Health Insurance - Dynamics by Category, 2009-2018
Figure 62: Honduran Personal Accident and Health Insurance - Paid Claims by Category (HNL Billion), 2009-2013
Figure 63: Honduran Personal Accident and Health Insurance - Paid Claims (HNL Billion), 2013-2018
Figure 64: Honduran Personal Accident and Health Insurance - Incurred Loss (HNL Billion), 2009-2013
Figure 65: Honduran Personal Accident and Health Insurance - Incurred Loss (HNL Billion), 2013-2018
Figure 66: Honduran Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Figure 67: Honduran Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Figure 68: Honduran Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Figure 69: Honduran Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Figure 70: Honduran Personal Accident and Health Insurance - Total Assets (HNL Billion), 2009-2013
Figure 71: Honduran Personal Accident and Health Insurance - Total Assets (HNL Billion), 2013-2018
Figure 72: Honduran Personal Accident and Health Insurance - Total Investment Income (HNL Million), 2009-2013
Figure 73: Honduran Personal Accident and Health Insurance - Total Investment Income (HNL Million), 2013-2018
Figure 74: Honduran Personal Accident and Health Insurance - Retentions (HNL Billion), 2009-2013
Figure 75: Honduran Personal Accident and Health Insurance - Retentions (HNL Billion), 2013-2018
Figure 76: Honduran Personal Accident and Health Insurance - Investment (HNL Billion), 2009-2013
Figure 77: Honduran Personal Accident and Health Insurance - Penetration (%), 2009-2013
Figure 78: Honduran Personal Accident and Health Insurance - Premium Per Capita (HNL), 2009-2013
Figure 79: Honduran Personal Accident Insurance - Written Premium (HNL Million), 2009-2013
Figure 80: Honduran Personal Accident Insurance - Written Premium (HNL Million), 2013-2018
Figure 81: Honduran Health Insurance - Written Premium (HNL Billion), 2009-2013
Figure 82: Honduran Health Insurance - Written Premium (HNL Billion), 2013-2018
Figure 83: Honduran Reinsurance Ceded by Insurance Segment (HNL Billion), 2009-2018
Figure 84: Honduran Reinsurance - Dynamics by Insurance Segment, 2009-2018
Figure 85: Honduran Life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Figure 86: Honduran Life Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Figure 87: Honduran Non-life Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Figure 88: Honduran Non-life Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Figure 89: Honduran Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2009-2013
Figure 90: Honduran Personal Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2013-2018
Figure 91: Honduras - Insurance Regulatory Framework
Figure 92: Honduras - Insurance Supervision and Control at Various Levels
Figure 93: Honduras - Insurance Regulatory Frameworks for Company Registration and Operation
Figure 94: Honduran Insurance - Industry Shares, 2013
Figure 95: Honduran GDP at Constant Prices (US$ Billion), 2009-2013
Figure 96: Honduran GDP at Current Prices (US$ Billion), 2009-2013
Figure 97: Honduran GDP Per Capita at Current Prices (US$), 2009-2013
Figure 98: Honduran Inflation Rate (%), 2009-2013
Figure 99: Honduran Life Expectancy (Number of Years), 2009-2013
Figure 100: Honduran Labor Force (Millions), 2008-2012
Figure 101: Honduran Total Number of Households (Million), 2009-2013
Figure 102: Honduran Total Number of Internet Users (Thousand), 2008-2012
Figure 103: Honduran Total Population (Million), 2009-2013
Figure 104: Honduran Urban and Rural Populations (%), 2009-2013

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