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Synopsis
The report provides in-depth market analysis, information and insights into the Latvia life insurance market, including:

- Latvia life insurance industry overview and market size
- The current trends and drivers of Latvia insurance industry
- The various distribution channels in Latvia life insurance market
- Market size and growth prospects of Latvia life insurance market by category

Summary
"Trends and Opportunities in Latvia Life Insurance Industry to 2017: Market Profile" is the result of extensive research into the life insurance segment in Latvia. It provides insights into the market trends, market size, growth prospects and market efficiency in the Latvian life insurance market, and also provides detailed analysis of various distribution channels in the life insurance market.

Scope
This report provides a comprehensive analysis of the insurance industry in Latvia:

- It provides historical values for the Latvian life insurance market for the report’s 2008–2012 review period and forecast figures for the 2012–2017 forecast period
- It offers a detailed analysis of the key sub-segments in the Latvia life insurance market, along with market forecasts until 2017
- It analyses the various distribution channels for life insurance products in Latvia

Reasons To Buy
- Make strategic business decisions using in depth historic and forecast market data related to the Latvia insurance industry
- Understand the demand-side dynamics, key market trends and growth opportunities within the Latvia life insurance market
- Gain insights into key regulatory policies governing the Latvia insurance market

Table Of Contents

Trends and Opportunities in Latvia Life Insurance Industry to 2017: Market Profile
Table of Contents
1 INTRODUCTION
1.1 What is this Report About?
1.2 Definitions
2 REGIONAL MARKET DYNAMICS
2.1 Overview
2.1.1 Market trends
2.1.2 Market size
3 LATVIAN INSURANCE INDUSTRY ATTRACTIVENESS
3.1 Insurance Industry Size, 2008-2017
3.2 KEY INDUSTRY TRENDS AND DRIVERS
3.3 Challenges
3.4 Recent Market Developments
4 LIFE INSURANCE OUTLOOK
4.1 Consumer Segmentation and Buying Behaviour
4.2 Product and Marketing Strategies
4.3 Life Insurance Growth Prospects by Category
4.3.1 Individual life insurance
4.3.2 Individual endowment insurance
4.3.3 Individual unit-linked insurance
4.3.4 Individual term life insurance
4.4 Life Insurance Growth Prospects by Product Type
4.4.1 Individual single-premium policies
4.4.2 Individual non-single-premium policies
5 ANALYSIS BY DISTRIBUTION CHANNELS
5.1 Direct Marketing
5.2 Bancassurance
5.3 Agencies
5.4 E-commerce
5.5 Brokers
5.6 Other Channels
6 APPENDIX
6.1 Methodology
6.2 Contact Timetric
6.3 About Timetric
6.4 Timetric's Services
6.5 Disclaimer

List of Tables
Table 1: Insurance Industry Definitions
Table 2: Latvian Insurance - Overall Written Premium by Segment (LVL Million), 2008-2012
Table 3: Latvian Insurance - Overall Written Premium by Segment (US$ Million), 2008-2012
Table 4: Latvian Insurance - Overall Written Premium by Segment (LVL Million), 2012-2017
Table 5: Latvian Insurance - Overall Written Premium by Segment (US$ Million), 2012-2017
Table 6: Latvian Insurance - Segmentation (% Share), 2008-2017
Table 7: Latvian Life Insurance - Written Premium by Category (LVL Million), 2008-2012
Table 8: Latvian Life Insurance - Written Premium by Category (US$ Million), 2008-2012
Table 9: Latvian Life Insurance - Written Premium by Category (LVL Million), 2012-2017
Table 10: Latvian Life Insurance - Written Premium by Category (US$ Million), 2012-2017
Table 11: Latvian Life Insurance - Earned Premium (LVL Million), 2008-2012
Table 12: Latvian Life Insurance - Earned Premium (LVL Million), 2012-2017
Table 13: Latvian Life Insurance - Sum Assured (LVL Billion), 2008-2012
Table 14: Latvian Life Insurance - Sum Assured (LVL Billion), 2012-2017
Table 15: Latvian Life Insurance - Paid Claims (LVL Million), 2008-2012
Table 16: Latvian Life Insurance - Paid Claims (LVL Million), 2012-2017
Table 17: Latvian Life Insurance - Incurred Loss (LVL Million), 2008-2012
Table 18: Latvian Life Insurance - Incurred Loss (LVL Million), 2012-2017
Table 19: Latvian Life Insurance - Loss Ratio (%), 2008-2012
Table 20: Latvian Life Insurance - Loss Ratio (%), 2012-2017
Table 21: Latvian Life Insurance - Commissions and Expenses (LVL Million), 2008-2012
Table 22: Latvian Life Insurance - Commissions and Expenses (LVL Million), 2012-2017
Table 23: Latvian Life Insurance - Combined Ratio (%), 2008-2012
Table 24: Latvian Life Insurance - Combined Ratio (%), 2012-2017
Table 25: Latvian Life Insurance - Frauds and Crimes (LVL Million), 2008-2012
Table 26: Latvian Life Insurance - Frauds and Crimes (LVL Million), 2012-2017
Table 27: Latvian Life Insurance - Total Assets (LVL Million), 2008-2012
Table 28: Latvian Life Insurance - Total Assets (LVL Million), 2012-2017
Table 29: Latvian Life Insurance - Total Investment Income (LVL Million), 2008-2012
Table 30: Latvian Life Insurance - Total Investment Income (LVL Million), 2012-2017
Table 31: Latvian Life Insurance - Retentions (LVL Million), 2008-2012
Table 32: Latvian Life Insurance - Retentions (LVL Million), 2012-2017
Table 33: Latvian Individual Life Insurance - Number of Active Policies (Thousand), 2008-2012
Table 34: Latvian Individual Life Insurance - Number of Active Policies, 2012-2017
Table 35: Latvian Individual Life Insurance - Written Premium (LVL Million), 2008-2012
Table 36: Latvian Individual Life Insurance - Written Premium (LVL Million), 2012-2017
Table 37: Latvian Individual Endowment Insurance - Number of Active Policies (Thousand), 2008-2012
Table 38: Latvian Individual Endowment Insurance - Number of Active Policies (Thousand), 2012-2017
Table 39: Latvian Individual Endowment Insurance - Written Premium (LVL Million), 2008-2012
Table 40: Latvian Individual Endowment Insurance - Written Premium (LVL Million), 2012-2017
Table 41: Latvian Individual Unit-Linked Insurance - Number of Active Policies (Thousand), 2008-2012
Table 42: Latvian Individual Unit-Linked Insurance - Number of Active Policies (Thousand), 2012-2017
Table 43: Latvian Individual Unit-Linked Insurance - Written Premium (LVL Million), 2008-2012
Table 44: Latvian Individual Unit-Linked Insurance - Written Premium (LVL Million), 2012-2017
Table 45: Latvian Individual Term life Insurance - Number of Active Policies (Thousand), 2008-2012
Table 46: Latvian Individual Term Life Insurance - Number of Active Policies (Thousand), 2012-2017
Table 47: Latvian Individual Term Life Insurance - Written Premium (LVL Million), 2008-2012
Table 48: Latvian Individual Term Life Insurance - Written Premium (LVL Million), 2012-2017
Table 49: Latvian Individual Single-Premium Insurance - Number of Active Policies (Thousand), 2008-2012
Table 50: Latvian Individual Single-Premium Insurance - Number of Active Policies (Thousand), 2012-2017
Table 51: Latvian Individual Single-Premium Insurance - Written Premium (LVL Million), 2008-2012
Table 52: Latvian Individual Single-Premium Insurance - Written Premium (LVL Million), 2012-2017
Table 53: Latvian Individual Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2008-2012
Table 54: Latvian Individual Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2012-2017
Table 55: Latvian Individual Non-Single-Premium Insurance - Written Premium (LVL Million), 2008-2012
Table 56: Latvian Individual Non-Single-Premium Insurance - Written Premium (LVL Million), 2012-2017
Table 57: Latvian Life Insurance - Direct Marketing Commission Paid (LVL Million), 2008-2012
Table 58: Latvian Life Insurance - Direct Marketing Commission Paid (LVL Million), 2012-2017
Table 59: Latvian Life Insurance - New Business Written Premium Through Direct Marketing (LVL Million), 2008-2012
Table 60: Latvian Life Insurance - New Business Written Premium Through Direct Marketing (LVL Million), 2012-2017
Table 61: Latvian Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2008-2012
Table 62: Latvian Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2012-2017
Table 63: Latvian Life Insurance - Number of Direct Marketing Distributors, 2008-2012
Table 64: Latvian Life Insurance - Number of Direct Marketing Distributors, 2012-2017
Table 65: Latvian Life Insurance - Bancassurance Commission Paid (LVL Million), 2008-2012
Table 66: Latvian Life Insurance - Bancassurance Commission Paid (LVL Million), 2012-2017
Table 67: Latvian Life Insurance - New Business Written Premium Through Bancassurance (LVL Million), 2008-2012
Table 68: Latvian Life Insurance - New Business Written Premium Through Bancassurance (LVL Million), 2012-2017
Table 69: Latvian Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2008-2012
Table 70: Latvian Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2012-2017
Table 71: Latvian Life Insurance - Number of Bancassurance Distributors, 2008-2012
Table 72: Latvian Life Insurance - Number of Bancassurance Distributors, 2012-2017
Table 73: Latvian Life Insurance - Commission Paid to Agencies (LVL Million), 2008-2012
Table 74: Latvian Life Insurance - Commission Paid to Agencies (LVL Million), 2012-2017
Table 75: Latvian Life Insurance - New Business Written Premium Through Agencies (LVL Million), 2008-2012
Table 76: Latvian Life Insurance - New Business Written Premium Through Agencies (LVL Million), 2012-2017
Table 77: Latvian Life Insurance - New Policies Sold Through Agencies (Thousand), 2008-2012
Table 78: Latvian Life Insurance - New Policies Sold Through Agencies (Thousand), 2012-2017
Table 79: Latvian Life Insurance - Number of Agencies, 2008-2012
Table 80: Latvian Life Insurance - Number of Agencies, 2012-2017
Table 81: Latvian Life Insurance - E-Commerce Commission Paid (LVL Million), 2008-2012
Table 82: Latvian Life Insurance - E-Commerce Commission Paid (LVL Million), 2012-2017
Table 83: Latvian Life Insurance - New Business Written Premium Through E-Commerce (LVL Million), 2008-2012
Table 84: Latvian Life Insurance - New Business Written Premium Through E-Commerce (LVL Million), 2012-2017
Table 85: Latvian Life Insurance - New Policies Sold Through E-Commerce (Thousand), 2008-2012
Table 86: Latvian Life Insurance - New Policies Sold Through E-Commerce (Thousand), 2012-2017
Table 87: Latvian Life Insurance - Number of E-Commerce Distributors, 2008-2012
Table 88: Latvian Life Insurance - Number of E-Commerce Distributors, 2012-2017
Table 89: Latvian Life Insurance - Commission Paid to Brokers (LVL Million), 2008-2012
Table 90: Latvian Life Insurance - Commission Paid to Brokers (LVL Million), 2012-2017
Table 91: Latvian Life Insurance - New Business Written Premium Through Brokers (LVL Million), 2008-2012
Table 92: Latvian Life Insurance - New Business Written Premium Through Brokers (LVL Million), 2012-2017
Table 93: Latvian Life Insurance - New Policies Sold Through Brokers (Thousand), 2008-2012
Table 94: Latvian Life Insurance - New Policies Sold Through Brokers (Thousand), 2012-2017
Table 95: Latvian Life Insurance - Number of Brokers, 2008-2012
Table 96: Latvian Life Insurance - Number of Brokers, 2012-2017
Table 97: Latvian Life Insurance - Commission Paid to Other Channels (LVL Million), 2008-2012
Table 98: Latvian Life Insurance - Commission Paid to Other Channels (LVL Million), 2012-2017
Table 99: Latvian Life Insurance - New Business Written Premium Through Other Channels (LVL Million), 2008-2012
Table 100: Latvian Life Insurance - New Business Written Premium Through Other Channels (LVL Million), 2012-2017
Table 101: Latvian Life Insurance - New Policies Sold Through Other Channels (Thousand), 2008-2012
Table 102: Latvian Life Insurance - New Policies Sold Through Other Channels (Thousand), 2012-2017
Table 103: Latvian Life Insurance - Number of Distributors in Other Channels, 2008-2012
Table 104: Latvian Life Insurance - Number of Distributors in Other Channels, 2012-2017

List of Figures
Figure 1: Central and Eastern European Region - Economies and Populations, 2012
Figure 2: Central and Eastern European Region - Growth Trends in the Insurance Industry (%), 2007-2017
Figure 3: Central and Eastern European Region - Total Industry Values by Segment (US$ Billion), 2012
Figure 4: Latvian Insurance - Overall Written Premium by Segment (LVL Million), 2008-2017
Figure 5: Latvian Insurance - Dynamics by Segment, 2008-2017
Figure 6: Latvian Life Insurance - Written Premium by Category (LVL Million), 2008-2017
Figure 7: Latvian Life Insurance - Written Premium by Category (% Share), 2012 and 2017
Figure 8: Latvian Life Insurance - Dynamics by Category, 2008-2017
Figure 9: Latvian Life Insurance - Earned Premium (LVL Million), 2008-2012
Figure 10: Latvian Life Insurance - Earned Premium (LVL Million), 2012-2017
Figure 11: Latvian Life Insurance - Sum Assured (LVL Billion), 2008-2012
Figure 12: Latvian Life Insurance - Sum Assured (LVL Billion), 2012-2017
Figure 13: Latvian Life Insurance - Paid Claims (LVL Million), 2008-2012
Figure 14: Latvian Life Insurance - Paid Claims (LVL Million), 2012-2017
Figure 15: Latvian Life Insurance - Incurred Loss (LVL Million), 2008-2012
Figure 16: Latvian Life Insurance - Incurred Loss (LVL Million), 2012-2017
Figure 17: Latvian Life Insurance - Loss Ratio (%), 2008-2012
Figure 18: Latvian Life Insurance - Loss Ratio (%), 2012-2017
Figure 19: Latvian Life Insurance - Commissions and Expenses (LVL Million), 2008-2012
Figure 20: Latvian Life Insurance - Commissions and Expenses (LVL Million), 2012-2017
Figure 21: Latvian Life Insurance - Combined Ratio (%), 2008-2012
Figure 22: Latvian Life Insurance - Combined Ratio (%), 2012-2017
Figure 23: Latvian Life Insurance - Frauds and Crimes (LVL Million), 2008-2012
Figure 24: Latvian Life Insurance - Frauds and Crimes (LVL Million), 2012-2017
Figure 25: Latvian Life Insurance - Total Assets (LVL Million), 2008-2012
Figure 26: Latvian Life Insurance - Total Assets (LVL Million), 2012-2017
Figure 27: Latvian Life Insurance - Total Investment Income (LVL Million), 2008-2012
Figure 28: Latvian Life Insurance - Total Investment Income (LVL Million), 2012-2017
Figure 29: Latvian Life Insurance - Retentions (LVL Million), 2008-2012
Figure 30: Latvian Life Insurance - Retentions (LVL Million), 2012-2017
Figure 31: Latvian Life Insurance - Investment Portfolio (LVL Million), 2008-2012
Figure 32: Latvian Life Insurance - Investment Portfolio, 2008 and 2012
Figure 33: Latvian Life Insurance - Penetration (%), 2008-2012
Figure 34: Latvian Life Insurance - Density (Number of Policies per Capita), 2008-2012
Figure 35: Latvian Life Insurance - Number of Active Policies (Thousand), 2008-2012
Figure 36: Latvian Life Insurance - Number of Active Policies (Thousand), 2012-2017
Figure 37: Latvian Life Insurance - Premium Per Capita (LVL), 2008-2012
Figure 38: Latvian Individual Life Insurance - Number of Active Policies (Thousand), 2008-2012
Figure 39: Latvian Individual Life Insurance - Number of Active Policies (Thousand), 2012-2017
Figure 40: Latvian Individual Life Insurance - Written Premium (LVL Million), 2008-2012
Figure 41: Latvian Individual Life Insurance - Written Premium (LVL Million), 2012-2017
Figure 42: Latvian Individual Endowment Insurance - Number of Active Policies (Thousand), 2008-2012
Figure 43: Latvian Individual Endowment Insurance - Number of Active Policies (Thousand), 2012-2017
Figure 44: Latvian Individual Endowment Insurance - Written Premium (LVL Million), 2008-2012
Figure 45: Latvian Individual Endowment Insurance - Written Premium (LVL Million), 2012-2017
Figure 46: Latvian Individual Unit-Linked Insurance - Number of Active Policies (Thousand), 2008-2012
Figure 47: Latvian Individual Unit-Linked Insurance - Number of Active Policies (Thousand), 2012-2017
Figure 48: Latvian Individual Unit-Linked Insurance - Written Premium (LVL Million), 2008-2012
Figure 49: Latvian Individual Unit-Linked Insurance - Written Premium (LVL Million), 2012-2017
Figure 50: Latvian Individual Term Life Insurance - Number of Active Policies (Thousand), 2008-2012
Figure 51: Latvian Individual Term Life Insurance - Number of Active Policies (Thousand), 2012-2017
Figure 52: Latvian Individual Term Life Insurance - Written Premium (LVL Million), 2008-2012
Figure 53: Latvian Individual Term Life Insurance - Written Premium (LVL Million), 2012-2017
Figure 54: Latvian Individual Single-Premium Insurance - Number of Active Policies (Thousand), 2008-2012
Figure 55: Latvian Individual Single-Premium Insurance - Number of Active Policies (Thousand), 2012-2017
Figure 56: Latvian Individual Single-Premium Insurance - Written Premium (LVL Million), 2008-2012
Figure 57: Latvian Individual Single-Premium Insurance - Written Premium (LVL Million), 2012-2017
Figure 58: Latvian Individual Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2008-2012
Figure 59: Latvian Individual Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2012-2017
Figure 60: Latvian Individual Non-Single-Premium Insurance - Written Premium (LVL Million), 2008-2012
Figure 61: Latvian Individual Non-Single-Premium Insurance - Written Premium (LVL Million), 2012-2017
Figure 62: Latvian Life Insurance - New Business Written Premium by Distribution Channel (% Share), 2012 and 2017
Figure 63: Latvian Life Insurance - Direct Marketing Commission Paid (LVL Million), 2008-2012
Figure 64: Latvian Life Insurance - Direct Marketing Commission Paid (LVL Million), 2012-2017
Figure 65: Latvian Life Insurance - New Business Written Premium Through Direct Marketing (LVL Million), 2008-2012
Figure 66: Latvian Life Insurance - New Business Written Premium Through Direct Marketing (LVL Million), 2012-2017
Figure 67: Latvian Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2008-2012
Figure 68: Latvian Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2012-2017
Figure 69: Latvian Life Insurance - Number of Direct Marketing Distributors, 2008-2012
Figure 70: Latvian Life Insurance - Number of Direct Marketing Distributors, 2012-2017
Figure 71: Latvian Life Insurance - Bancassurance Commission Paid (LVL Million), 2008-2012
Figure 72: Latvian Life Insurance - Bancassurance Commission Paid (LVL Million), 2012-2017
Figure 73: Latvian Life Insurance - New Business Written Premium Through Bancassurance (LVL Million), 2008-2012
Figure 74: Latvian Life Insurance - New Business Written Premium Through Bancassurance (LVL Million), 2012-2017
Figure 75: Latvian Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2008-2012
Figure 76: Latvian Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2012-2017
Figure 77: Latvian Life Insurance - Number of Bancassurance Distributors, 2008-2012
Figure 78: Latvian Life Insurance - Number of Bancassurance Distributors, 2012-2017
Figure 79: Latvian Life Insurance - Commission Paid to Agencies (LVL Million), 2008-2012
Figure 80: Latvian Life Insurance - Commission Paid to Agencies (LVL Million), 2012-2017
Figure 81: Latvian Life Insurance - New Business Written Premium Through Agencies (LVL Million), 2008-2012
Figure 82: Latvian Life Insurance - New Business Written Premium Through Agencies (LVL Million), 2012-2017
Figure 83: Latvian Life Insurance - New Policies Sold Through Agencies (Thousand), 2008-2012
Figure 84: Latvian Life Insurance - New Policies Sold Through Agencies (Thousand), 2012-2017
Figure 85: Latvian Life Insurance - Number of Agencies, 2008-2012
Figure 86: Latvian Life Insurance - Number of Agencies, 2012-2017
Figure 87: Latvian Life Insurance - E-Commerce Commission Paid (LVL Million), 2008-2012
Figure 88: Latvian Life Insurance - E-Commerce Commission Paid (LVL Million), 2012-2017
Figure 89: Latvian Life Insurance - New Business Written Premium Through E-Commerce (LVL Million), 2008-2012
Figure 90: Latvian Life Insurance - New Business Written Premium Through E-Commerce (LVL Million), 2012-2017
Figure 91: Latvian Life Insurance - New Policies Sold Through E-Commerce (Thousand), 2008-2012
Figure 92: Latvian Life Insurance - New Policies Sold Through E-Commerce (Thousand), 2012-2017
Figure 93: Latvian Life Insurance - Number of E-Commerce Distributors, 2008-2012
Figure 94: Latvian Life Insurance - Number of E-Commerce Distributors, 2012-2017
Figure 95: Latvian Life Insurance - Commission Paid to Brokers (LVL Million), 2008-2012
Figure 96: Latvian Life Insurance - Commission Paid to Brokers (LVL Million), 2012-2017
Figure 97: Latvian Life Insurance - New Business Written Premium Through Brokers (LVL Million), 2008-2012
Figure 98: Latvian Life Insurance - New Business Written Premium Through Brokers (LVL Million), 2012-2017
Figure 99: Latvian Life Insurance - New Policies Sold Through Brokers (Thousand), 2008-2012
Figure 100: Latvian Life Insurance - New Policies Sold Through Brokers (Thousand), 2012-2017
Figure 101: Latvian Life Insurance - Number of Brokers, 2008-2012
Figure 102: Latvian Life Insurance - Number of Brokers, 2012-2017
Figure 103: Latvian Life Insurance - Commission Paid to Other Channels (LVL Million), 2008-2012
Figure 104: Latvian Life Insurance - Commission Paid to Other Channels (LVL Million), 2012-2017
Figure 105: Latvian Life Insurance - New Business Written Premium Through Other Channels (LVL Million), 2008-2012
Figure 106: Latvian Life Insurance - New Business Written Premium Through Other Channels (LVL Million), 2012-2017
Figure 107: Latvian Life Insurance - New Policies Sold Through Other Channels (Thousand), 2008-2012
Figure 108: Latvian Life Insurance - New Policies Sold Through Other Channels (Thousand), 2012-2017
Figure 109: Latvian Life Insurance - Number of Distributors in Other Channels, 2008-2012
Figure 110: Latvian Life Insurance - Number of Distributors in Other Channels, 2012-2017

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