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Synopsis
The report provides in-depth market analysis, information and insights into the Cyprus personal accident and health insurance market, including:

- Cyprus personal accident and health insurance industry overview and market size
- The current trends and drivers of Cyprus insurance industry
- The various distribution channels in Cyprus personal accident and health insurance market
- Market size and growth prospects of Cyprus personal accident and health insurance market by category

Summary
"Trends and Opportunities in Cyprus Personal Accident and Health Insurance Industry to 2017: Market Profile" is the result of extensive research into the personal accident and health insurance segment in Cyprus. It provides insights into the market trends, market size, growth prospects and market efficiency in the Cypriot personal accident and health insurance market, and also provides detailed analysis of various distribution channels in the personal accident and health insurance market.

Scope
This report provides a comprehensive analysis of the insurance industry in Cyprus:

- It provides historical values for the Cypriot personal accident and health insurance market for the report’s 2008–2012 review period and forecast figures for the 2012–2017 forecast period
- It offers a detailed analysis of the key sub-segments in the Cyprus personal accident and health insurance market, along with market forecasts until 2017
- It analyses the various distribution channels for personal accident and health insurance products in Cyprus

Reasons To Buy
- Make strategic business decisions using in depth historic and forecast market data related to the Cyprus insurance industry
- Understand the demand-side dynamics, key market trends and growth opportunities within the Cyprus personal accident and health insurance market
- Gain insights into key regulatory policies governing the Cyprus insurance market

Table Of Contents

Trends and Opportunities in Cyprus Personal Accident and Health Insurance Industry to 2017: Market Profile
Table of Contents
1 INTRODUCTION
1.1 What is this Report About?
1.2 Definitions
2 THE CYPRIOT INSURANCE INDUSTRY ATTRACTIVENESS
2.1 Insurance Industry Size, 2008-2017
2.2 Key Trends and Drivers
2.3 Key Challenges
2.4 Recent Market Developments
3 PERSONAL ACCIDENT AND HEALTH INSURANCE OUTLOOK
3.1 Consumer Segmentation
3.2 Personal Accident and Health Insurance Growth Prospects by Category
3.2.1 Personal accident insurance
3.2.2 Travel insurance
3.2.3 Health insurance
4 ANALYSIS BY DISTRIBUTION CHANNELS
4.1 Direct marketing
4.2 Bancassurance
4.3 Agencies
4.4 E-Commerce
4.5 Brokers
4.6 Other Channels
5 APPENDIX
5.1 Methodology
5.2 About Timetric
5.3 Contact Timetric
5.4 Timetric's Services
5.5 Disclaimer

List of Tables
Table 1: Insurance Industry Definitions
Table 2: Cypriot Insurance - Overall Written Premium by Segment (EUR Million), 2008-2012
Table 3: Cypriot Insurance - Overall Written Premium by Segment (US$ Million), 2008-2012
Table 4: Cypriot Insurance - Overall Written Premium by Segment (EUR Million), 2012-2017
Table 5: Cypriot Insurance - Overall Written Premium by Segment (US$ Million), 2012-2017
Table 6: Cypriot Insurance - Segmentation (% Share), 2008-2017
Table 7: Cypriot Personal Accident and Health Insurance - Written Premium by Category (EUR Million), 2008-2012
Table 8: Cypriot Personal Accident and Health Insurance - Written Premium by Category (US$ Million), 2008-2012
Table 9: Cypriot Personal Accident and Health Insurance - Written Premium by Category (EUR Million), 2012-2017
Table 10: Cypriot Personal Accident and Health Insurance - Written Premium by Category (US$ Million), 2012-2017
Table 11: Cypriot Personal Accident and Health Insurance - Earned Premium (EUR Million), 2008-2012
Table 12: Cypriot Personal Accident and Health Insurance - Earned Premium (EUR Million), 2012-2017
Table 13: Cypriot Personal Accident and Health Insurance - Paid Claims by Category (EUR Million), 2008-2012
Table 14: Cypriot Personal Accident and Health Insurance - Paid Claims by Category (US$ Million), 2008-2012
Table 15: Cypriot Personal Accident and Health Insurance - Paid Claims by Category (EUR Million), 2012-2017
Table 16: Cypriot Personal Accident and Health Insurance - Paid Claims by Category (US$ Million), 2012-2017
Table 17: Cypriot Personal Accident and Health Insurance - Incurred Loss by Category (EUR Million), 2008-2012
Table 18: Cypriot Personal Accident and Health Insurance - Incurred Loss by Category (US$ Million), 2008-2012
Table 19: Cypriot Personal Accident and Health Insurance - Incurred Loss by Category (EUR Million), 2012-2017
Table 20: Cypriot Personal Accident and Health Insurance - Incurred Loss by Category (US$ Million), 2012-2017
Table 21: Cypriot Personal Accident and Health Insurance - Loss Ratio (%), 2008-2012
Table 22: Cypriot Personal Accident and Health Insurance - Loss Ratio (%), 2012-2017
Table 23: Cypriot Personal Accident and Health Insurance - Commission and Expenses (EUR Million), 2008-2012
Table 24: Cypriot Personal Accident and Health Insurance - Commission and Expenses (EUR Million), 2012-2017
Table 25: Cypriot Personal Accident and Health Insurance - Combined Ratio (%), 2008-2012
Table 26: Cypriot Personal Accident and Health Insurance - Combined Ratio (%), 2012-2017
Table 27: Cypriot Personal Accident and Health Insurance - Frauds and Crimes (EUR Million), 2008-2012
Table 28: Cypriot Personal Accident and Health Insurance - Frauds and Crimes (EUR Million), 2012-2017
Table 29: Cypriot Personal Accident and Health Insurance - Total Assets (EUR Million), 2008-2012
Table 30: Cypriot Personal Accident and Health Insurance - Total Assets (EUR Million), 2012-2017
Table 31: Cypriot Personal Accident and Health Insurance - Total Investment Income (EUR Million), 2008-2012
Table 32: Cypriot Personal Accident and Health Insurance - Total Investment Income (EUR Million), 2012-2017
Table 33: Cypriot Personal Accident and Health Insurance - Retentions (EUR Million), 2008-2012
Table 34: Cypriot Personal Accident and Health Insurance - Retentions (EUR Million), 2012-2017
Table 35: Cypriot Personal Accident Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 36: Cypriot Personal Accident Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 37: Cypriot Personal Accident Insurance - Written Premium (EUR Million), 2008-2012
Table 38: Cypriot Personal Accident Insurance - Written Premium (EUR Million), 2012-2017
Table 39: Cypriot Personal Accident Insurance - Loss Ratio (%), 2008-2012
Table 40: Cypriot Personal Accident Insurance - Loss Ratio (%), 2012-2017
Table 41: Cypriot Travel Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 42: Cypriot Travel Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 43: Cypriot Travel Insurance - Written Premium (EUR Million), 2008-2012
Table 44: Cypriot Travel Insurance - Written Premium (EUR Million), 2012-2017
Table 45: Cypriot Travel Insurance - Loss Ratio (%), 2008-2012
Table 46: Cypriot Travel Insurance - Loss Ratio (%), 2012-2017
Table 47: Cypriot Health Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 48: Cypriot Health Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 49: Cypriot Health Insurance - Written Premium (EUR Million), 2008-2012
Table 50: Cypriot Health Insurance - Written Premium (EUR Million), 2012-2017
Table 51: Cypriot Health Insurance - Loss Ratio (%), 2008-2012
Table 52: Cypriot Health Insurance - Loss Ratio (%), 2012-2017
Table 53: Cypriot Personal Accident and Health Insurance - Direct Marketing Commission Paid (EUR Million), 2008-2012
Table 54: Cypriot Personal Accident and Health Insurance - Direct Marketing Commission Paid (EUR Million), 2012-2017
Table 55: Cypriot Personal Accident and Health Insurance - Written Premium Through Direct Marketing (EUR Million), 2008-2012
Table 56: Cypriot Personal Accident and Health Insurance - Written Premium Through Direct Marketing (EUR Million), 2012-2017
Table 57: Cypriot Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2008-2012
Table 58: Cypriot Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2012-2017
Table 59: Cypriot Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2008-2012
Table 60: Cypriot Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2012-2017
Table 61: Cypriot Personal Accident and Health Insurance - Bancassurance Commission Paid (EUR Million), 2008-2012
Table 62: Cypriot Personal Accident and Health Insurance - Bancassurance Commission Paid (EUR Million), 2012-2017
Table 63: Cypriot Personal Accident and Health Insurance - Written Premium Through Bancassurance (EUR Million), 2008-2012
Table 64: Cypriot Personal Accident and Health Insurance - Written Premium Through Bancassurance (EUR Million), 2012-2017
Table 65: Cypriot Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2008-2012
Table 66: Cypriot Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2012-2017
Table 67: Cypriot Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2008-2012
Table 68: Cypriot Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2012-2017
Table 69: Cypriot Personal Accident and Health Insurance - Commission Paid to Agencies (EUR Million), 2008-2012
Table 70: Cypriot Personal Accident and Health Insurance - Commission Paid to Agencies (EUR Million), 2012-2017
Table 71: Cypriot Personal Accident and Health Insurance - Written Premium Through Agencies (EUR Million), 2008-2012
Table 72: Cypriot Personal Accident and Health Insurance - Written Premium Through Agencies (EUR Million), 2012-2017
Table 73: Cypriot Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2008-2012
Table 74: Cypriot Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2012-2017
Table 75: Cypriot Personal Accident and Health Insurance - Number of Agencies, 2008-2012
Table 76: Cypriot Personal Accident and Health Insurance - Number of Agencies, 2012-2017
Table 77: Cypriot Personal Accident and Health Insurance - E-Commerce Commission Paid (EUR Million), 2008-2012
Table 78: Cypriot Personal Accident and Health Insurance - E-Commerce Commission Paid (EUR Million), 2012-2017
Table 79: Cypriot Personal Accident and Health Insurance - Written Premium Through E-Commerce (EUR Million), 2008-2012
Table 80: Cypriot Personal Accident and Health Insurance - Written Premium Through E-Commerce (EUR Million), 2012-2017
Table 81: Cypriot Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2008-2012
Table 82: Cypriot Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2012-2017
Table 83: Cypriot Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2008-2012
Table 84: Cypriot Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2012-2017
Table 85: Cypriot Personal Accident and Health Insurance - Commission Paid to Brokers (EUR Million), 2008-2012
Table 86: Cypriot Personal Accident and Health Insurance - Commission Paid to Brokers (EUR Million), 2012-2017
Table 87: Cypriot Personal Accident and Health Insurance - Written Premium Through Brokers (EUR Million), 2008-2012
Table 88: Cypriot Personal Accident and Health Insurance - Written Premium Through Brokers (EUR Million), 2012-2017
Table 89: Cypriot Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2008-2012
Table 90: Cypriot Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2012-2017
Table 91: Cypriot Personal Accident and Health Insurance - Number of Brokers, 2008-2012
Table 92: Cypriot Personal Accident and Health Insurance - Number of Brokers, 2012-2017
Table 93: Cypriot Personal Accident and Health Insurance - Commission Paid to Other Channels (EUR Million), 2008-2012
Table 94: Cypriot Personal Accident and Health Insurance - Commission Paid to Other Channels (EUR Million), 2012-2017
Table 95: Cypriot Personal Accident and Health Insurance - Written Premium Through Other Channels (EUR Million), 2008-2012
Table 96: Cypriot Personal Accident and Health Insurance - Written Premium Through Other Channels (EUR Million), 2012-2017
Table 97: Cypriot Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2008-2012
Table 98: Cypriot Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2012-2017
Table 99: Cypriot Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2008-2012
Table 100: Cypriot Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2012-2017

List of Figures
Figure 1: Cypriot Insurance - Overall Written Premium by Segment (EUR Billion), 2008-2017
Figure 2: Cypriot Insurance - Dynamics by Segment, 2008-2017
Figure 3: Cypriot Personal Accident and Health Insurance - Written Premium by Category (EUR Million), 2008-2017
Figure 4: Cypriot Personal Accident and Health Insurance - Written Premium by Category (Percentage Share), 2012 and 2017
Figure 5: Cypriot Personal Accident and Health Insurance - Dynamics by Category, 2008-2017
Figure 6: Cypriot Personal Accident and Health Insurance - Earned Premium (EUR Million), 2008-2012
Figure 7: Cypriot Personal Accident and Health Insurance - Earned Premium (EUR Million), 2012-2017
Figure 8: Cypriot Personal Accident and Health Insurance - Paid Claims by Category (EUR Million), 2008-2017
Figure 9: Cypriot Personal Accident and Health Insurance - Incurred Loss by Category (EUR Million), 2008-2017
Figure 10: Cypriot Personal Accident and Health Insurance - Loss Ratio (%), 2008-2012
Figure 11: Cypriot Personal Accident and Health Insurance - Loss Ratio (%), 2012-2017
Figure 12: Cypriot Personal Accident and Health Insurance - Commission and Expenses (EUR Million), 2008-2012
Figure 13: Cypriot Personal Accident and Health Insurance - Commission and Expenses (EUR Million), 2012-2017
Figure 14: Cypriot Personal Accident and Health Insurance - Combined Ratio (%), 2008-2012
Figure 15: Cypriot Personal Accident and Health Insurance - Combined Ratio (%), 2012-2017
Figure 16: Cypriot Personal Accident and Health Insurance - Frauds and Crimes (EUR Million), 2008-2012
Figure 17: Cypriot Personal Accident and Health Insurance - Frauds and Crimes (EUR Million), 2012-2017
Figure 18: Cypriot Personal Accident and Health Insurance - Total Assets (EUR Million), 2008-2012
Figure 19: Cypriot Personal Accident and Health Insurance - Total Assets (EUR Million), 2012-2017
Figure 20: Cypriot Personal Accident and Health Insurance - Total Investment Income (EUR Million), 2008-2012
Figure 21: Cypriot Personal Accident and Health Insurance - Total Investment Income (EUR Million), 2012-2017
Figure 22: Cypriot Personal Accident and Health Insurance - Retentions (EUR Million), 2008-2012
Figure 23: Cypriot Personal Accident and Health Insurance - Retentions (EUR Million), 2012-2017
Figure 24: Cypriot Personal Accident and Health Insurance - Investment Portfolio (EUR Million), 2008-2012
Figure 25: Cypriot Personal Accident and Health Insurance - Investment Portfolio (Percentage Share), 2008 and 2012
Figure 26: Cypriot Personal Accident and Health Insurance Penetration (Percentage of GDP), 2008-2012
Figure 27: Cypriot Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2008-2012
Figure 28: Cypriot Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2012-2017
Figure 29: Cypriot Personal Accident and Health Insurance - Premium Per Capita (EUR), 2008-2012
Figure 30: Cypriot Personal Accident Insurance - Number of Policies Sold (Thousand), 2008-2012
Figure 31: Cypriot Personal Accident Insurance - Number of Policies Sold (Thousand), 2012-2017
Figure 32: Cypriot Personal Accident Insurance - Written Premium (EUR Million), 2008-2012
Figure 33: Cypriot Personal Accident Insurance - Written Premium (EUR Million), 2012-2017
Figure 34: Cypriot Personal Accident Insurance - Loss Ratio (%), 2008-2012
Figure 35: Cypriot Personal Accident Insurance - Loss Ratio (%), 2012-2017
Figure 36: Cypriot Travel Insurance - Number of Policies Sold (Thousand), 2008-2012
Figure 37: Cypriot Travel Insurance - Number of Policies Sold (Thousand), 2012-2017
Figure 38: Cypriot Travel Insurance - Written Premium (EUR Million), 2008-2012
Figure 39: Cypriot Travel Insurance - Written Premium (EUR Million), 2012-2017
Figure 40: Cypriot Travel Insurance - Loss Ratio (%), 2008-2012
Figure 41: Cypriot Travel Insurance - Loss Ratio (%), 2012-2017
Figure 42: Cypriot Health Insurance - Number of Policies Sold (Thousand), 2008-2012
Figure 43: Cypriot Health Insurance - Number of Policies Sold (Thousand), 2012-2017
Figure 44: Cypriot Health Insurance - Written Premium (EUR Million), 2008-2012
Figure 45: Cypriot Health Insurance - Written Premium (EUR Million), 2012-2017
Figure 46: Cypriot Health Insurance - Loss Ratio (%), 2008-2012
Figure 47: Cypriot Health Insurance - Loss Ratio (%), 2012-2017
Figure 48: Cypriot Personal Accident and Health Insurance - Written Premium by Distribution Channel (Percentage Share), 2012 and 2017
Figure 49: Cypriot Personal Accident and Health Insurance - Direct Marketing Commission Paid (EUR Million), 2008-2012
Figure 50: Cypriot Personal Accident and Health Insurance - Direct Marketing Commission Paid (EUR Million), 2012-2017
Figure 51: Cypriot Personal Accident and Health Insurance - Written Premium Through Direct Marketing (EUR Million), 2008-2012
Figure 52: Cypriot Personal Accident and Health Insurance - Written Premium Through Direct Marketing (EUR Million), 2012-2017
Figure 53: Cypriot Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2008-2012
Figure 54: Cypriot Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2012-2017
Figure 55: Cypriot Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2008-2012
Figure 56: Cypriot Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2012-2017
Figure 57: Cypriot Personal Accident and Health Insurance - Bancassurance Commission Paid (EUR Million), 2008-2012
Figure 58: Cypriot Personal Accident and Health Insurance - Bancassurance Commission Paid (EUR Million), 2012-2017
Figure 59: Cypriot Personal Accident and Health Insurance - Written Premium Through Bancassurance (EUR Million), 2008-2012
Figure 60: Cypriot Personal Accident and Health Insurance - Written Premium Through Bancassurance (EUR Million), 2012-2017
Figure 61: Cypriot Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2008-2012
Figure 62: Cypriot Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2012-2017
Figure 63: Cypriot Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2008-2012
Figure 64: Cypriot Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2012-2017
Figure 65: Cypriot Personal Accident and Health Insurance - Commission Paid to Agencies (EUR Million), 2008-2012
Figure 66: Cypriot Personal Accident and Health Insurance - Commission Paid to Agencies (EUR Million), 2012-2017
Figure 67: Cypriot Personal Accident and Health Insurance - Written Premium Through Agencies (EUR Million), 2008-2012
Figure 68: Cypriot Personal Accident and Health Insurance - Written Premium Through Agencies (EUR Million), 2012-2017
Figure 69: Cypriot Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2008-2012
Figure 70: Cypriot Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2012-2017
Figure 71: Cypriot Personal Accident and Health Insurance - Number of Agencies, 2008-2012
Figure 72: Cypriot Personal Accident and Health Insurance - Number of Agencies, 2012-2017
Figure 73: Cypriot Personal Accident and Health Insurance - E-Commerce Commission Paid (EUR Million), 2008-2012
Figure 74: Cypriot Personal Accident and Health Insurance - E-Commerce Commission Paid (EUR Million), 2012-2017
Figure 75: Cypriot Personal Accident and Health Insurance - Written Premium Through E-Commerce (EUR Million), 2008-2012
Figure 76: Cypriot Personal Accident and Health Insurance - Written Premium Through E-Commerce (EUR Million), 2012-2017
Figure 77: Cypriot Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2008-2012
Figure 78: Cypriot Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2012-2017
Figure 79: Cypriot Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2008-2012
Figure 80: Cypriot Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2012-2017
Figure 81: Cypriot Personal Accident and Health Insurance - Commission Paid to Brokers (EUR Million), 2008-2012
Figure 82: Cypriot Personal Accident and Health Insurance - Commission Paid to Brokers (EUR Million), 2012-2017
Figure 83: Cypriot Personal Accident and Health Insurance - Written Premium Through Brokers (EUR Million), 2008-2012
Figure 84: Cypriot Personal Accident and Health Insurance - Written Premium Through Brokers (EUR Million), 2012-2017
Figure 85: Cypriot Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2008-2012
Figure 86: Cypriot Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2012-2017
Figure 87: Cypriot Personal Accident and Health Insurance - Number of Brokers, 2008-2012
Figure 88: Cypriot Personal Accident and Health Insurance - Number of Brokers, 2012-2017
Figure 89: Cypriot Personal Accident and Health Insurance - Commission Paid to Other Channels (EUR Million), 2008-2012
Figure 90: Cypriot Personal Accident and Health Insurance - Commission Paid to Other Channels (EUR Million), 2012-2017
Figure 91: Cypriot Personal Accident and Health Insurance - Written Premium Through Other Channels (EUR Million), 2008-2012
Figure 92: Cypriot Personal Accident and Health Insurance - Written Premium Through Other Channels (EUR Million), 2012-2017
Figure 93: Cypriot Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2008-2012
Figure 94: Cypriot Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2012-2017
Figure 95: Cypriot Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2008-2012
Figure 96: Cypriot Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2012-2017

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