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In this Market Report, Key Note has covered the market for life protection products in the UK, which are better known by the collective name of life insurance. For the purposes of this report, life insurance refers to the two major branches of life protection: term insurance and life assurance (also known as whole-of-life assurance). Both products have similarities in that they are products that involve a contract between the insured and the insurer, whereby the insurer agrees to pay a sum of money on the death of the insured within the period of the contract. The policyholder usually makes regular premium contributions (although single premium policies are available) in exchange for a lump sum payout on their death.
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