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In this Market Report, Key Note discusses the market for consumer credit in the UK, as well as the debt this has left households with. Use of consumer credit is widespread across the population; this has resulted in a diverse product selection as products have been tailored to meet an array of circumstances. The sectors in this report reflect this diversity, covering lending on plastic cards; from banks, mutuals and credit unions, and supermarket-branded banks; from short-term credit providers (broken down into payday lenders, retailer and rent-to-buy credit, home credit, pawnbrokers and logbook loans); and through a relatively new medium, peer-to-peer (P2P) lending platforms.
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