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Synopsis
"Industry Dynamics and Competitive Landscape in the Estonia Personal Accident and Health Insurance Industry to 2019: Market Profile" is the result of extensive research into the personal accident and health insurance segment in Estonia, covering its dynamics and competitive landscape. It provides insights on the market size and forecast of the segment and the personal accident, travel and health product categories. This report also provides an overview of the leading companies in the segment, along with details of the strategic initiatives undertaken.

Summary
The report provides market analysis, information and insights into the Estonian personal accident and health insurance market, including:

- A description of the personal accident and health insurance market in Estonia

- The Estonian personal accident and health insurance market’s growth prospects

- The competitive landscape in the Estonian personal accident and health insurance market

Scope
This report provides a comprehensive analysis of the Personal Accident and Health Insurance market in Estonia:

- It provides historical values for Estonia’s insurance industry market size for the report’s 2010–2014 review period and forecast figures for the 2014–2019 forecast period

- It details the competitive landscape in Estonia for the personal accident and health insurance business

- It profiles the top personal accident and health insurance companies in Estonia, and outlines the key regulations affecting them

- It provides a comprehensive analysis of the business environment for Estonia

Reasons To Buy
- Make strategic business decisions using historic and forecast market data related to the Estonian insurance industry and each sector within it

- Understand the demand-side dynamics, key market trends and growth opportunities within the Estonian insurance industry

- Assess the competitive dynamics in the Estonian personal accident and health insurance market

- Identify key operators in the Estonian insurance industry, along with profiles on those companies

Table Of Contents

Industry Dynamics and Competitive Landscape in the Estonia Personal Accident and Health Insurance Industry to 2019: Market Profile
Table of Contents
1 INTRODUCTION
1.1 What is this Report About?
1.2 Definitions
2 PERSONAL ACCIDENT AND HEALTH INSURANCE SEGMENT OUTLOOK
2.1 Key Drivers
2.2 Key Trends
2.3 Challenges
2.4 Personal Accident and Health Insurance Growth Prospects by Category
2.4.1 Personal accident insurance
2.4.2 Travel insurance
2.4.3 Health insurance
2.4.4 Non-life health insurance
2.4.5 Life health insurance
3 COMPETITIVE LANDSCAPE AND STRATEGIC INSIGHTS
3.1 Overview
3.2 Leading Companies in the Estonian Personal Accident and Health Insurance Segment
3.2.1 Inges Kindlustus - company overview
3.2.2 Ergo Insurance SE - company overview
3.2.3 If PandC Insurance AS - company overview
3.2.4 Seesam Insurance AS - company overview
3.2.5 Salva Kindlustuse AS - company overview
3.2.6 Swedbank Life Insurance SE - company overview
3.2.7 Swedbank PandC Insurance AS - company overview
4 APPENDIX
4.1 Methodology
4.2 Contact Timetric
4.3 About Timetric
4.4 Timetric's Services
4.5 Disclaimer

List of Tables
Table 1: Insurance Industry Definitions
Table 2: Foreign Direct Investment in Estonia, 2011-2014
Table 3: Estonian Personal Accident and Health Insurance - Gross Written Premium by Category (EUR Million), 2010-2014
Table 4: Estonian Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2010-2014
Table 5: Estonian Personal Accident and Health Insurance - Gross Written Premium by Category (EUR Million), 2014-2019
Table 6: Estonian Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2014-2019
Table 7: Estonian Personal Accident and Health Insurance - Direct Written Premium by Category (EUR Million), 2010-2014
Table 8: Estonian Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2010-2014
Table 9: Estonian Personal Accident and Health Insurance - Direct Written Premium by Category (EUR Million), 2014-2019
Table 10: Estonian Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2014-2019
Table 11: Estonian Personal Accident and Health Insurance - Net Earned Premium (EUR Million), 2010-2014
Table 12: Estonian Personal Accident and Health Insurance - Net Earned Premium (EUR Million), 2014-2019
Table 13: Estonian Personal Accident and Health Insurance - Paid Claims by Category (EUR Million), 2010-2014
Table 14: Estonian Personal Accident and Health Insurance - Paid Claims by Category (US$ Million), 2010-2014
Table 15: Estonian Personal Accident and Health Insurance - Paid Claims by Category (EUR Million), 2014-2019
Table 16: Estonian Personal Accident and Health Insurance - Paid Claims by Category (US$ Million), 2014-2019
Table 17: Estonian Personal Accident and Health Insurance - Incurred Loss by Category (EUR Million), 2010-2014
Table 18: Estonian Personal Accident and Health Insurance - Incurred Loss by Category (US$ Million), 2010-2014
Table 19: Estonian Personal Accident and Health Insurance - Incurred Loss by Category (EUR Million), 2014-2019
Table 20: Estonian Personal Accident and Health Insurance - Incurred Loss by Category (US$ Million), 2014-2019
Table 21: Estonian Personal Accident and Health Insurance - Net Written Premium by Category (EUR Million), 2010-2014
Table 22: Estonian Personal Accident and Health Insurance - Net Written Premium by Category (US$ Million), 2010-2014
Table 23: Estonian Personal Accident and Health Insurance - Net Written Premium by Category (EUR Million), 2014-2019
Table 24: Estonian Personal Accident and Health Insurance - Net Written Premium by Category (US$ Million), 2014-2019
Table 25: Estonian Personal Accident and Health Insurance - Loss Ratio (%), 2010-2014
Table 26: Estonian Personal Accident and Health Insurance - Loss Ratio (%), 2014-2019
Table 27: Estonian Personal Accident and Health Insurance - Commission and Expenses (EUR Million), 2010-2014
Table 28: Estonian Personal Accident and Health Insurance - Commission and Expenses (EUR Million), 2014-2019
Table 29: Estonian Personal Accident and Health Insurance - Combined Ratio (%), 2010-2014
Table 30: Estonian Personal Accident and Health Insurance - Combined Ratio (%), 2014-2019
Table 31: Estonian Personal Accident and Health Insurance - Number of Policies Per Capita, 2010-2014
Table 32: Estonian Personal Accident and Health Insurance - Number of Policies Per Capita, 2014-2019
Table 33: Estonian Personal Accident and Health Insurance - Total Assets (EUR Million), 2010-2014
Table 34: Estonian Personal Accident and Health Insurance - Total Assets (EUR Million), 2014-2019
Table 35: Estonian Personal Accident and Health Insurance - Total Investment Income (EUR Million), 2010-2014
Table 36: Estonian Personal Accident and Health Insurance - Total Investment Income (EUR Million), 2014-2019
Table 37: Estonian Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2010-2014
Table 38: Estonian Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2014-2019
Table 39: Estonian Personal Accident Insurance - Number of Policies Sold (Million), 2010-2014
Table 40: Estonian Personal Accident Insurance - Number of Policies Sold (Million), 2014-2019
Table 41: Estonian Personal Accident Insurance - Direct Written Premium (EUR Million), 2010-2014
Table 42: Estonian Personal Accident Insurance - Direct Written Premium (EUR Million), 2014-2019
Table 43: Estonian Personal Accident Insurance - Loss Ratio (%), 2010-2014
Table 44: Estonian Personal Accident Insurance - Loss Ratio (%), 2014-2019
Table 45: Estonian Travel Insurance - Number of Policies Sold (Thousand), 2010-2014
Table 46: Estonian Travel Insurance - Number of Policies Sold (Million), 2014-2019
Table 47: Estonian Travel Insurance - Direct Written Premium (EUR Million), 2010-2014
Table 48: Estonian Travel Insurance - Direct Written Premium (EUR Million), 2014-2019
Table 49: Estonian Travel Insurance - Loss Ratio (%), 2010-2014
Table 50: Estonian Travel Insurance - Loss Ratio (%), 2014-2019
Table 51: Estonian Health Insurance - Gross Written Premium by Sub-Category (EUR Million), 2010-2014
Table 52: Estonian Health Insurance - Gross Written Premium by Sub-Category (US$ Million), 2010-2014
Table 53: Estonian Health Insurance - Gross Written Premium by Sub-Category (EUR Million), 2014-2019
Table 54: Estonian Health Insurance - Gross Written Premium by Sub-Category (US$ Million), 2014-2019
Table 55: Estonian Non-Life Health Insurance - Number of Policies Sold (Thousand), 2010-2014
Table 56: Estonian Non-Life Health Insurance - Number of Policies Sold (Thousand), 2014-2019
Table 57: Estonian Non-Life Health Insurance - Direct Written Premium (EUR Million), 2010-2014
Table 58: Estonian Non-Life Health Insurance - Direct Written Premium (EUR Million), 2014-2019
Table 59: Estonian Non-Life Health Insurance - Paid Claims (EUR Million), 2010-2014
Table 60: Estonian Non-Life Health Insurance - Paid Claims (EUR Million), 2014-2019
Table 61: Estonian Non-Life Health Insurance - Loss Ratio (%), 2010-2014
Table 62: Estonian Non-Life Health Insurance - Loss Ratio (%), 2014-2019
Table 63: Estonian Non-Life Health Insurance - Net Written Premium (EUR Million), 2010-2014
Table 64: Estonian Non-Life Health Insurance - Net Written Premium (EUR Million), 2014-2019
Table 65: Estonian Life Health Insurance - Number of Policies Sold (Thousand), 2010-2014
Table 66: Estonian Life Health Insurance - Number of Policies Sold (Thousand), 2014-2019
Table 67: Estonian Life Health Insurance - Direct Written Premium (EUR Million), 2010-2014
Table 68: Estonian Life Health Insurance - Direct Written Premium (EUR Million), 2014-2019
Table 69: Estonian Life Health Insurance - Paid Claims (EUR Million), 2010-2014
Table 70: Estonian Life Health Insurance - Paid Claims (EUR Million), 2014-2019
Table 71: Estonian Life Health Insurance - Loss Ratio (%), 2010-2014
Table 72: Estonian Life Health Insurance - Loss Ratio (%), 2014-2019
Table 73: Estonian Life Health Insurance - Net Written Premium (EUR Million), 2010-2014
Table 74: Estonian Life Health Insurance - Net Written Premium (EUR Million), 2014-2019
Table 75: Key Insurers in the Estonian Personal Accident and Health Insurance Segment, 2014
Table 76: Inges Kindlustus, Key Facts
Table 77: Ergo Insurance SE, Key Facts
Table 78: If PandC Insurance AS, Key Facts
Table 79: Seesam Insurance AS, Key Facts
Table 80: Salva Kindlustuse AS, Key Facts
Table 81: Swedbank Life Insurance SE, Key Facts
Table 82: Swedbank PandC Insurance AS, Key Facts

List of Figures
Figure 1: Estonian Personal Accident and Health Insurance - Gross Written Premium by Category (EUR Million), 2010-2019
Figure 2: Estonian Personal Accident and Health Insurance - Gross Written Premium by Category (Percentage Share), 2014 and 2019
Figure 3: Estonian Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 4: Estonian Personal Accident and Health Insurance - Direct Written Premium by Category (EUR Million), 2010-2019
Figure 5: Estonian Personal Accident and Health Insurance - Direct Written Premium by Category (Percentage Share), 2014 and 2019
Figure 6: Estonian Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 7: Estonian Personal Accident and Health Insurance - Net Earned Premium (EUR Million), 2010-2014
Figure 8: Estonian Personal Accident and Health Insurance - Net Earned Premium (EUR Million), 2014-2019
Figure 9: Estonian Personal Accident and Health Insurance - Paid Claims by Category (EUR Million), 2010-2019
Figure 10: Estonian Personal Accident and Health Insurance - Incurred Loss by Category (EUR Million), 2010-2019
Figure 11: Estonian Personal Accident and Health Insurance - Net Written Premium by Category (EUR Million), 2010-2019
Figure 12: Estonian Personal Accident and Health Insurance - Loss Ratio (%), 2010-2014
Figure 13: Estonian Personal Accident and Health Insurance - Loss Ratio (%), 2014-2019
Figure 14: Estonian Personal Accident and Health Insurance - Commission and Expenses (EUR Million), 2010-2014
Figure 15: Estonian Personal Accident and Health Insurance - Commission and Expenses (EUR Million), 2014-2019
Figure 16: Estonian Personal Accident and Health Insurance - Combined Ratio (%), 2010-2014
Figure 17: Estonian Personal Accident and Health Insurance - Combined Ratio (%), 2014-2019
Figure 18: Estonian Personal Accident and Health Insurance - Number of Policies Per Capita, 2010-2014
Figure 19: Estonian Personal Accident and Health Insurance - Number of Policies Per Capita, 2014-2019
Figure 20: Estonian Personal Accident and Health Insurance - Total Assets (EUR Million), 2010-2014
Figure 21: Estonian Personal Accident and Health Insurance - Total Assets (EUR Million), 2014-2019
Figure 22: Estonian Personal Accident and Health Insurance - Total Investment Income (EUR Million), 2010-2014
Figure 23: Estonian Personal Accident and Health Insurance - Total Investment Income (EUR Million), 2014-2019
Figure 24: Estonian Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2010-2014
Figure 25: Estonian Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2014-2019
Figure 26: Estonian Personal Accident and Health Insurance - Investment Portfolio (EUR Million), 2010-2014
Figure 27: Estonian Personal Accident and Health Insurance - Investment Portfolio (% Share), 2010 and 2014
Figure 28: Estonian Personal Accident and Health Insurance Penetration (Ratio of Direct Premiums to GDP), 2010-2014
Figure 29: Estonian Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2010-2014
Figure 30: Estonian Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2014-2019
Figure 31: Estonian Personal Accident and Health Insurance - Density (Direct Premium per Capita), 2010-2014
Figure 32: Estonian Personal Accident Insurance - Number of Policies Sold (Thousand), 2010-2014
Figure 33: Estonian Personal Accident Insurance - Number of Policies Sold (Thousand), 2014-2019
Figure 34: Estonian Personal Accident Insurance - Direct Written Premium (EUR Million), 2010-2014
Figure 35: Estonian Personal Accident Insurance - Direct Written Premium (EUR Million), 2014-2019
Figure 36: Estonian Personal Accident Insurance - Loss Ratio (%), 2010-2014
Figure 37: Estonian Personal Accident Insurance - Loss Ratio (%), 2014-2019
Figure 38: Estonian Travel Insurance - Number of Policies Sold (Thousand), 2010-2014
Figure 39: Estonian Travel Insurance - Number of Policies Sold (Thousand), 2014-2019
Figure 40: Estonian Travel Insurance - Direct Written Premium (EUR Million), 2010-2014
Figure 41: Estonian Travel Insurance - Direct Written Premium (EUR Million), 2014-2019
Figure 42: Estonian Travel Insurance - Loss Ratio (%), 2010-2014
Figure 43: Estonian Travel Insurance - Loss Ratio (%), 2014-2019
Figure 44: Estonian Health Insurance - Gross Written Premium by Sub-Category (EUR Million), 2010-2019
Figure 45: Estonian Health Insurance - Gross Written Premium Dynamics by Sub-Category, 2010-2019
Figure 46: Estonian Non-Life Health Insurance - Number of Policies Sold (Thousand), 2010-2014
Figure 47: Estonian Non-Life Health Insurance - Number of Policies Sold (Thousand), 2014-2019
Figure 48: Estonian Non-Life Health Insurance - Direct Written Premium (EUR Million), 2010-2014
Figure 49: Estonian Non-Life Health Insurance - Direct Written Premium (EUR Million), 2014-2019
Figure 50: Estonian Non-Life Health Insurance - Paid Claims (EUR Million), 2010-2014
Figure 51: Estonian Non-Life Health Insurance - Paid Claims (EUR Million), 2014-2019
Figure 52: Estonian Non-Life Health Insurance - Loss Ratio (%), 2010-2014
Figure 53: Estonian Non-Life Health Insurance - Loss Ratio (%), 2014-2019
Figure 54: Estonian Non-Life Health Insurance - Net Written Premium (EUR Million), 2010-2014
Figure 55: Estonian Non-Life Health Insurance - Net Written Premium (EUR Million), 2014-2019
Figure 56: Estonian Life Health Insurance - Number of Policies Sold (Thousand), 2010-2014
Figure 57: Estonian Life Health Insurance - Number of Policies Sold (Thousand), 2014-2019
Figure 58: Estonian Life Health Insurance - Direct Written Premium (EUR Million), 2010-2014
Figure 59: Estonian Life Health Insurance - Direct Written Premium (EUR Million), 2014-2019
Figure 60: Estonian Life Health Insurance - Paid Claims (EUR Million), 2010-2014
Figure 61: Estonian Life Health Insurance - Paid Claims (EUR Million), 2014-2019
Figure 62: Estonian Life Health Insurance - Loss Ratio (%), 2010-2014
Figure 63: Estonian Life Health Insurance - Loss Ratio (%), 2014-2019
Figure 64: Estonian Life Health Insurance - Net Written Premium (EUR Million), 2010-2014
Figure 65: Estonian Life Health Insurance - Net Written Premium (EUR Million), 2014-2019

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