1. Market Research
  2. > Agriculture Market Trends
  3. > Building a Customer-Centric Overdraft Model

Building a Customer-Centric Overdraft Model

  • August 2014
  • -
  • GlobalData
  • -
  • 10 pages

Summary
Overdraft charges are a big money-spinner for banks and constitute 36% of their current account revenues according to the Office of Fair Trading. However, the overdraft market is facing pressures as evolving customer behavior and regulatory pressures squeeze profitability.


Synopsis
- Understand how changing customer behavior and regulations are impacting on overdrafts.
- Discover what banks can do to make their overdraft propositions more attractive to customers.

Reasons To Buy
- What are the key trends affecting the overdraft market?
- To what extent do customers use overdrafts?
- What can banks do to increase the profitability of overdrafts?

Key Highlights
Banks generate £46 on average from overdraft revenues annually on a standard current account.

Overdraft usage has declined since the 2008 crisis as households have become wiser about expensive sources of borrowing.

82% of UK current account holders believe overdraft charges are too high and 70% believe they are too complex.

Table Of Contents

Building a Customer-Centric Overdraft Model

View This Report »

Get Industry Insights. Simply.

  • Latest reports & slideshows with insights from top research analysts
  • 24 Million searchable statistics with tables, figures & datasets
  • More than 10,000 trusted sources
24/7 Customer Support

Talk to Veronica

+1 718 514 2762

Purchase Reports From Reputable Market Research Publishers
2017 Global Agrochemicals Market: Future Horizons and Growth Strategies--Business Assessments of Leading Suppliers

2017 Global Agrochemicals Market: Future Horizons and Growth Strategies--Business Assessments of Leading Suppliers

  • $ 12500
  • Industry report
  • March 2017
  • by Venture Planning Group

A strategic assessment of the competitive environment is widely recognized as one of the highest priority management responsibilities, a task crucial to business survival, growth and profitability. Timely ...

Global Feed additives market - Growth, Trends And Forecasts (2017 - 2022)

Global Feed additives market - Growth, Trends And Forecasts (2017 - 2022)

  • $ 9500
  • Industry report
  • January 2017
  • by Mordor Intelligence LLP

The Global Animal Feed Additives market is projected to cross USD 37 billion by early 2022 from USD 28.6 billion in 2016, growing at a CAGR of over 5.3% over the forecast period. Feed additives are essential ...

Analysis of key sectors of Saudi Arabia: Agriculture, Dairy, Meat, Fruits and Vegetables, Water, Manufacturing and Construction along with production and consumption data (2017 - 2022)

Analysis of key sectors of Saudi Arabia: Agriculture, Dairy, Meat, Fruits and Vegetables, Water, Manufacturing and Construction along with production and consumption data (2017 - 2022)

  • $ 9000
  • Industry report
  • January 2017
  • by Mordor Intelligence LLP

Saudi Arabia is at the heart of the Middle East/North Africa (MENA) regions 400 million-strong population. One of the worlds 20 largest economies, and No.1 in the MENA region, Saudi Arabia ranks 22nd out ...


ref:plp2014

Reportlinker.com © Copyright 2017. All rights reserved.

ReportLinker simplifies how Analysts and Decision Makers get industry data for their business.