Weiss Ratings Consumer Box Set 2011 Editions

• Publication date: February 2011

Financial Ratings Series Online combines the strength of Weiss Ratings and TheStreet Ratings to offer the library community with a single source for financial strength ratings and financial planning tools covering Banks, Insurers, Mutual Funds and Stocks. This powerful database will provide the accurate, independent information your patrons need to make INFORMED DECISIONS about their financial planning.Deliver the critical infor...

Financial Ratings Series Online combines the strength of Weiss Ratings and TheStreet Ratings to offer the library community with a single source for financial strength ratings and financial planning tools covering Banks, Insurers, Mutual Funds and Stocks. This powerful database will provide the accurate, independent information your patrons need to make INFORMED DECISIONS about their financial planning.

Deliver the critical information your patrons need to make sound financial decisions. Each guide in Weiss Ratings Consumer Box Set is packed with accurate, unbiased information and recommendations you’ve come to expect from Weiss Ratings, including helpful, step-by-step Worksheets & Planners in each guide. We explain things so your patrons can easily understand them, removing the guesswork and confusion with straight talk and sound guidance.

NEW! Consumer Guide to Health Savings Accounts

Consumer Guide to Variable Annuities

This helpful guide provides the user with a thorough understanding of when variable annuities make sense and how they actually work. Additional features include the 20 Best and the 10 Worst variable annuities on the market; all of the costs to look for, and how to avoid or minimize them; and advantages and disadvantages of variable annuities versus other types of investments.

Consumer Guide to Elder Care Choices

Explores the care options available to seniors including: Continuing Care Retirement Communities, Assisted Living Facilities, Home Health Care Agencies, Adult Day Care, and Nursing Homes. This easy-to-use guide will help your patrons: learn what kinds of facilities are available, what they can offer, their pros and cons and a general idea of what to expect to pay for each choice.

Consumer Guide to Medicare Supplement Insurance

The Consumer Guide to Medicare Supplement Insurance leads your patrons step-by-step on how to select a Medigap policy. Outlined are the 10 Standard Medigap Benefit Plans (A-J), along with the average premium rates based on age and gender. Also included is the Weiss Safety Rating on each company writing Medigap policies in the United States.

Consumer Guide to Medicare Prescription Drug Coverage

This helpful, straight-forward guide will help your patrons understand and act on the new prescription drug coverage plans. This simplified guide and easy-to-use Planner & Worksheets take the mystery out of learning what is medicare prescription drug cover, what options are available, how to choose a prescription drug plan and what happens once you enroll.

Consumer Guide to Homeowners Insurance

This complete, how-to guide will help your patrons understand homeowners insurance, select the appropriate type of insurance for their home, and ways to save money on their insurance premium. Also includes the anatomy of a homeowners insurance policy; how premiums are determined; Quote Comparison Worksheets to help shop for the lowest rates along with the list of our Recommended Homeowners Insurers in each state.

Consumer Guide to Automobile Insurance

This easy-to-use guide will help your patrons understand the auto insurance coverage required by their state, select the appropriate type of insurance for their vehicle, and ways to save money on their insurance premium. Extra features include additional types of coverage and the anatomy of an auto policy; Quote Comparison Worksheets to help shop for the lowest rates and the List of Recommended Auto Insurers in each state.

Consumer Guide to Long-Term Care Insurance

Helps your patrons determine whether or not they, or a loved one, need long-term care insurance and if so, how to purchase the right policy. Additional coverage explains what Medicare covers; will Medigap insurance cover your patrons’ long-term care needs; what are the different types of long-term care insurance along with a helpful long-term care Insurance Planner.

Consumer Guide to Term Life Insurance

Helps your patrons uncover the secrets to determining their life insurance needs. Calculating how much insurance to purchase is no longer a mystery with the handy "Life Insurance Needs Worksheet." Your patrons will find step-by-step guidance and answers to these critical questions: what is term life insurance, how much insurance they need, where to look to purchase the right policy, and which companies are financially sound.

Weiss Ratings Guides

Weiss’s rating scale is extremely straightforward and easy to understand. There are no complicated number grades to interpret, no colored paper to decode, and no stars to count. Instead, each entry gets a simple, intuitive letter grade that immediately identifies the wheat from the chaff. This is one more reason why Weiss Ratings is widely recognized as "America's Consumer Advocate for Financial Safety." The Weiss Safety Ratings have been proven to be the most accurate available from any of the major rating agencies. Plus, unlike the other major rating agencies, Weiss does not accept compensation from the companies it rates, and thus does not allow companies to influence the ratings they receive or to suppress the release of their ratings. In fact, the U.S. General Accounting Office (GAO) validated Weiss’ accuracy in its Insurance Ratings study, and that same superior rating methodology is used when deriving all other ratings as well.