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A lack of interest: Revenue and profit growth could be limited by low interest rates


Credit Card Issuance in the UK

The industry deals with issuance of credit and charge cards, which provide a line of credit or cash to businesses or consumers to use for purchases. Credit card balances roll over month to month. The balances can be repaid in full or on an instalment basis. Charge card balances must be paid in full monthly. Cards are not issued directly by Visa, MasterCard, Diners Club or American Express but these companies provide the transaction processing networks.

This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.

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Table Of Contents

Credit Card Issuance in the UK - Industry Market Research Report


Industry Definition
Main Activities
Similar Industries
Additional Resources


Executive Summary
Key External Drivers
Current Performance
Industry Outlook
Industry Life Cycle

Supply Chain
Products and Services
Major Markets
Globalisation and Trade
Business Locations

Market Share Concentration
Key Success Factors
Cost Structure Benchmarks
Barriers to Entry


Capital Intensity

Industry Data
Annual Change
Key Ratios



Lloyds Banking Group plc

Barclays plc

The Royal Bank of Scotland Group plc

HSBC Bank plc

MBNA Limited

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