Keywords : Commercial Banking
Since Q108, we have numerically described the banking business environment for each of the countries surveyed by BMI. We do this through our Commercial Banking Business Environment Rating (CBBER), a measure that ensures we capture the latest quantitative information available. It also ensures consistency across all countries and between the inputs to the CBBER and the Insurance Business Environment Rating, which is likewise now a feature of our i...
More »
Search ReportLinker
The Largest Collection of Market Research Reports
» 1.2 Million Industry Reports
» 450,000 Company Profiles
» 850,000 Market Briefings
» 40,000 Country Guides
From +200,000 authoritative sources
Since Q108, we have numerically described the banking business environment for each of the countries surveyed by BMI. We do this through our Commercial Banking Business Environment Rating (CBBER), a measure that ensures we capture the latest quantitative information available. It also ensures consistency across all countries and between the inputs to the CBBER and the Insurance Business Environment Rating, which is likewise now a feature of our insurance reports. Like the Business Environment Ratings calculated by BMI for all the other markets on which it reports, the CBBER takes into account the limits of potential returns and the risks to the realisation of those returns. It is weighted 70% to the former and 30% to the latter.
The evaluation of the 'Limits of potential returns' includes industry elements that are specific to the banking market of the country in question and elements that relate to that country in general. Within the 70% of the CBBER that takes into account the 'Limits of potential returns', the industry elements have a 60% weighting and the country elements have a 40% weighting. The evaluation of the 'Risks to realisation of returns' also includes banking elements and country elements (specifically, BMI's assessment of long-term country risk). However, within the 30% of the CBBER that take into account the risks, these elements are weighted 40% and 60%, respectively.
Further details on how we calculate the CBBER are provided at the end of this report. In general, though, three aspects need to be borne in mind in interpreting the CBBERs. The first is that the industry elements of the 'Limits of potential returns' are by far the most heavily weighted of the four elements. They account for 60% of 70% (or 42%) of the overall CBBER. Second, if the industry elements are significantly higher than the country elements of the 'Limits of potential returns', it usually implies that the banking segment is (very) large and/or developed relative to the general wealth, stability and financial infrastructure in the country. Conversely, if the industry elements are significantly lower than the country elements, it usually means that the banking segment is small and/or underdeveloped relative to the general wealth, stability and financial infrastructure in the country. Third, within the 'Risks to the realisation of returns' category, the industry elements (ie how regulations affect the development of the segment, how regulations affect competition within it, and Moody's Investor Services' ratings for local currency deposits) can be markedly different from BMI's long-term risk rating.
Commercial Banking Industry in Hungary
Executive Summary.... 5
Data : Levels (HUFbn) ..... 5
Data : Levels (US$bn) 5
Data : Levels At August 2011 . 5
Data : Annual Growth Rate Projections from 2011 to 2015 (%) .. 6
Data : Ranking Out Of 59 Countries Reviewed In 2011 ... 6
Data : Projected Levels (HUFbn). 6
Data : Projected Levels (US$bn) .. 7
Industry SWOT Analysis ..... 8
Hungary Commercial Banking SWOT 8
Hungary Political Environment and Risk Analysis . 9
Hungary Economic Environment and Risk Analysis ... 10
Hungary Business Environment SWOT.. 11
Environment Overview Outlook . 12
Commercial Banking Business Environment Ratings 12
Data : Commercial Banking Business Environment Ratings . 12
Commercial Banking Business Environment Rating Methodology .... 13
Data : Emerging Europe Commercial Banking Business Environment Ratings .. 14
World Commercial Banking Outlook.... 15
Europe Banking Segment Outlook 24
CEE Banks Better Placed But Risks Remain 24
Central And Eastern Europe Banking Segment Projection Overview.... 29
Data : Banks' Bond Portfolios .... 29
Data : Emerging Europe Commercial Banking Business Environment Ratings .. 30
Data : Emerging Europe Commercial Banking Business Environment Ratings .. 31
Data : Anticipated Developments in 2012..... 32
Data : Comparison of Total Assets & Client Loans & Client Deposits (US$bn) . 33
Data : Comparison of USD Per Capita Deposits (2011) . 34
Data : Interbank Rates and Bond Yields . 35
Country Specific Banking Segment Outlook.. 36
Banks Fighting Battles On Many Fronts. 36
Economic Outlook .... 41
Data : Hungary – Economic Activity 42
Competition Overview . 43
Market Structure 43
Protagonists.. 43
Data : Protagonists In Hungary's Commercial Banking Segment .. 43
Definition Of The Hungarian Commercial Banking Universe ..... 43
List Of Banks. 44
Data : 20 Largest Banks By Assets ... 44
Company Profiles ..... 45
Central-European International Bank .... 45
Data : CIB Bank from 2009 to 2010 (HUFmn)... 46
Raiffeisen Bank ... 47
Data : Key Statistics For Raiffeisen Bank, from 2006 to 2007 (HUFmn) 48
UniCredit Bank Hungary 49
Data : Unicredit from 2009 to 2010 (HUFmn) ... 50
Budapest Hitel- és Fejlesztési Bank Nyilvánosan Mûködõ Részvénytársaság 51
Data : Budapest Hitel from 2009 to 2010 (HUFmn). 51
MFB Magyar Fejlesztési Bank Zrt. ... 52
Data : MFB from 2009 to 2010 (HUFmn) .... 52
BMI Banking Segment Methodology ... 53
Data : Commercial Banking Business Environment Indicators And Rationale.... 55
Data : Weighting Of Indicators... 56
