Non-Life Insurance in Poland, Key Trends and Opportunities to 2016

• Publication date: June 2012
• Report size: 260 pages

Synopsis The report provides in depth market analysis, information and insights into the Polish non-life insurance market, including: • The Polish non-life insurance market’s growth prospects by non-life insurance categories • The various distribution channels in the Polish non-life insurance market • The competitive landscape in the non-life insurance market in Poland • A description of the non-life reinsurance m...

Synopsis
The report provides in depth market analysis, information and insights into the Polish non-life insurance market, including:
• The Polish non-life insurance market’s growth prospects by non-life insurance categories
• The various distribution channels in the Polish non-life insurance market
• The competitive landscape in the non-life insurance market in Poland
• A description of the non-life reinsurance market in Poland

Summary
The Polish non-life insurance segment was largely unaffected by the global financial crisis, with growth supported by an increase in car sales and improved demand for property, fire and general liability insurance products. With stable economic growth anticipated, the country’s non-life insurance segment is expected to continue to expand over the forecast period. The segment is also expected to benefit from increasing levels of risk awareness and preparation for risk avoidance among Polish consumers. Other factors expected to support the growth of the segment over the forecast period include the strong performance of the country’s property market, increased infrastructure spending in preparation for the UEFA Euro 2012 championship, rising levels of disposable income and government reforms.

Scope
This report provides a comprehensive analysis of the non-life insurance market in Poland:
• It provides historical values for the Polish non-life insurance market for the report’s 2007–2011 review period and forecast figures for the 2012–2016 forecast period
• It offers a detailed analysis of the key sub-segments in the Polish non-life insurance market, along with market forecasts until 2016
• It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions
• It analyses the various distribution channels for non-life insurance products in Poland
• Using Porter’s industry-standard “Five Forces” analysis, it details the competitive landscape in Poland for the non-life insurance business
• It provides a detailed analysis of the reinsurance market in Poland and its growth prospects
• It profiles the top non-life insurance companies in Poland and outlines the key regulations affecting them

Reasons To Buy
• Make strategic business decisions using in depth historic and forecast market data related to the Polish non-life insurance market and each sector within it
• Understand the demand-side dynamics, key market trends and growth opportunities within the Polish non-life insurance market
• Assess the competitive dynamics in the non-life insurance market, along with the reinsurance segment
• Identify the growth opportunities and market dynamics within key product categories
• Gain insights into key regulations governing the Polish insurance market and its impact on companies and the market's future

Key Highlights
• The Polish infrastructure construction market grew rapidly during the review period; growth that was driven by preparations for the country’s co-hosting of the UEFA 2012 championship. This entailed significant investment in the renovation of the country’s airports, the modernization of Polish roads and railways and enhancement of its healthcare facilities.
• With increasing demand for motor insurance, the Polish non-life insurance segment is expected to maintain moderate growth over the forecast period.
• In Poland, agriculture insurance is governed by several domestic and EU legislative acts, with the Polish government covering 80% of the premiums for insurance against losses caused by adverse atmospheric conditions comparable to natural disasters.
• Insurance companies operating in Poland are anticipating significant changes with the launch of the country’s new Solvency II regulatory framework, a change expected to be enacted during the forecast period.
• The Polish non-life insurance segment is dominated by foreign insurance companies, with 23 of the 33 non-life insurance companies operating in the country in 2011 being foreign owned. The entry of a number of leading foreign non-life companies into the Polish insurance industry significantly increased the intensity of rivalry during the review period.

Life Insurance Industry in Poland

Table of Contents
1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Polish Insurance Industry Attractiveness
3.1 Insurance Industry Market Size, 2007–2016
3.2 Key Industry Trends and Drivers
3.2.1 Business drivers
3.2.2 Consumer drivers
3.3 Recent Market Developments
4 Non-Life Insurance Segment Outlook
4.1 Non-Life Insurance Growth Prospects by Category
4.2 Property insurance category
4.2.1 Fire and allied perils insurance sub-category
4.2.2 Engineering insurance sub-category
4.2.3 Agriculture insurance sub-category
4.2.4 Other property insurance sub-category
4.3 Motor insurance category
4.3.1 Motor hull insurance sub-category
4.3.2 Motor third-party insurance sub-category
4.4 General Liability Insurance Category
4.5 Marine, aviation and transit category
4.5.1 Marine insurance sub-category
4.5.2 Marine hull insurance policies
4.5.3 Marine third-party insurance policies
4.5.4 Aviation insurance sub-category
4.5.5 Transit insurance sub-category
5 Analysis by Distribution Channel
5.1 Direct Marketing Channel
5.2 Bancassurance Channel
5.3 Agencies Channel
5.4 E-Commerce Channel
5.5 Brokers Channel
5.6 Other Channels
6 Regulatory Policies
7 Porter’s Five Forces Analysis – Polish Non-Life Insurance Segment
7.1 Bargaining Power of Supplier: Medium to High
7.2 Bargaining Power of Buyer: Low to Medium
7.3 Barriers to Entry: Low to Medium
7.4 Intensity of Rivalry: High
7.5 Threat of Substitutes: Low
8 Reinsurance Growth Dynamics and Challenges
8.1 Reinsurance market size, 2007–2016
8.2 Reinsurance market size by insurance segment, 2007–2016
9 Competitive Landscape and Strategic Insights
9.1 Overview
9.2 Leading Companies in the Polish Non-Life Insurance Segment
9.3 Comparison of Leading Five Insurers
9.3.1 Gross written premium
9.3.2 Net earned premiums
9.3.3 Gross claims
9.3.4 Reinsurer's share of claims
9.3.5 Paid claims
9.4 PZU S.A. – Company Overview
9.4.1 PZU SA – Key facts
9.4.2 PZU S.A. – Key financials
9.5 STU Ergo Hestia S.A. – Company Overview
9.5.1 STU Ergo Hestia S.A. – Key facts
9.5.2 STU Ergo Hestia S.A. – Key financials
9.6 Tuir Warta S.A. – Company Overview
9.6.1 Tuir Warta S.A. – Key facts
9.6.2 Tuir Warta S.A. – Key financials
9.7 Tuir Allianz Polska S.A. – Company Overview
9.7.1 Tuir Allianz Polska S.A. – Key facts
9.7.2 Tuir Allianz Polska S.A. – Key financials
9.8 Interrisk TU S.A. Vienna Insurance Group – Company Overview
9.8.1 Interrisk TU S.A. Vienna Insurance Group – Key facts
9.8.2 Interrisk TU S.A. Vienna Insurance Group – Key financials
9.9 Uniqa TU S.A. – Company Overview
9.9.1 Uniqa TU S.A. – Key facts
9.9.2 Uniqa TU S.A. – Key financials
9.1 Compensa TU S.A. Vienna Insurance Group – Company Overview
9.10.1 Compensa TU S.A. Vienna Insurance Group – Key facts
9.10.2 Compensa TU S.A. Vienna Insurance Group – Key financials
9.11 HDI Asekuracja TU S.A. – Company Overview
9.11.1 HDI Asekuracja TU S.A. – Key facts
9.11.2 HDI Asekuracja TU S.A. – Key financials
9.12 Generali TU S.A. – Company Overview
9.12.1 Generali TU S.A. – Key facts
9.12.2 Generali TU S.A. – Key financials
9.13 MTU Moje Towarzystwo Ubezpiecze? S.A. – Company Overview
9.13.1 MTU Moje Towarzystwo Ubezpiecze? S.A. – Key facts
9.13.2 MTU Moje Towarzystwo Ubezpiecze? S.A. – Key financials
10 Business Environment and Country Risk
10.1 Business Confidence
10.1.1 Market capitalization trend – The Warsaw Stock Exchange (WSE), Poland
10.2 Economic Performance
10.2.1 GDP at constant prices (US dollar)
10.2.2 GDP per capita at constant prices (US dollar)
10.2.3 GDP at current prices (US dollar)
10.2.4 GDP per capita at current prices (US dollar)
10.2.5 GDP by key sectors
10.2.6 Agricultural net output at current prices (Polish zloty)
10.2.7 Agricultural net output at current prices (US dollar)
10.2.8 Agricultural net output at current prices as a percentage of GDP
10.2.9 Manufacturing net output at current prices (Polish zloty)
10.2.10 Manufacturing net output at current prices (US dollar)
10.2.11 Manufacturing net output at current prices as a percentage of GDP
10.2.12 Mining, manufacturing and utilities net output at current prices (Polish zloty)
10.2.13 Mining, manufacturing and utilities at current prices (US dollar)
10.2.14 Mining, manufacturing and utilities at current prices as a percentage of GDP
10.2.15 Construction net output at current prices (Polish zloty)
10.2.16 Construction net output at current prices (US dollar)
10.2.17 Construction net output at current prices as a percentage of GDP
10.2.18 Inflation rate
10.2.19 Current account balance as a percentage of GDP
10.2.20 Exports as a percentage of GDP
10.2.21 Imports as a percentage of GDP
10.2.22 Exports growth
10.2.23 Imports growth
10.2.24 Annual average exchange rate (US$–PLN)
10.2.25 End-of-period exchange rate (US$–PLN)
10.3 Infrastructure Quality and Availability
10.3.1 Total airports and sea ports
10.3.2 Railways and roadways
10.3.3 Passenger vehicle production volume
10.3.4 Commercial vehicle production volume
10.3.5 Automotive component exports trend
10.3.6 Automotive component imports trend
10.3.7 Passenger car penetration
10.3.8 Healthcare expenditure
10.3.9 Healthcare expenditure as a percentage of GDP
10.3.10 Healthcare expenditure per capita
10.3.11 Total internet subscribers
10.4 Labor Force
10.4.1 Labor force
10.4.2 Unemployment rate
10.5 Demographics
10.5.1 Annual disposable income
10.5.2 Annual per capita disposable income
10.5.3 Total population
10.5.4 Urban and rural population
10.5.5 Female population as a percentage of the total population
10.5.6 Male population as a percentage of the total population
10.5.7 Mean age of the population
10.5.8 Median age of population
10.5.9 Population density
10.5.10 Age distribution of the total population
10.5.11 Age distribution of the male population
10.5.12 Age distribution of the female population
10.5.13 Number of households
10.6 Political and Social Risk
10.6.1 Political stability
10.6.2 Terrorism index
10.6.3 Transparency index
11 Appendix
11.1 Methodology
11.1 Contact Us
11.2 About Timetric
11.3 Disclaimer


List of Tables
Table 1: Insurance Industry Definitions
Table 2: Polish Insurance Overall Written Premium by Segment (PLN Billion), 2007–2011
Table 3: Polish Insurance Overall Written Premium by Segment (US$ Billion), 2007–2011
Table 4: Polish Insurance Overall Written Premium by Segment (PLN Billion), 2011–2016
Table 5: Polish Insurance Overall Written Premium by Segment (US$ Billion), 2011–2016
Table 6: Polish Insurance Segmentation (% Share), 2007–2016
Table 7: Non-Life Insurance Written Premium by Category (PLN Billion), 2007–2011
Table 8: Non-Life Insurance Written Premium by Category (US$ Billion), 2007–2011
Table 9: Non-Life Insurance Written Premium by Category (PLN Billion), 2011–2016
Table 10: Non-Life Insurance Written Premium by Category (US$ Billion), 2011–2016
Table 11: Non-Life Insurance – Earned Premium (PLN Billion), 2007–2011
Table 12: Non-Life Insurance – Earned Premium (PLN Billion), 2011–2016
Table 13: Non-Life Insurance – Paid Claims by Category (PLN Billion), 2007–2011
Table 14: Non-Life Insurance – Paid Claims by Category (US$ Billion), 2007–2011
Table 15: Non-Life Insurance – Paid Claims by Category (PLN Billion), 2011–2016
Table 16: Non-Life Insurance – Paid Claims by Category (US$ Billion), 2011–2016
Table 17: Non-Life Insurance – Incurred Loss by Category (PLN Billion), 2007–2011
Table 18: Non-Life Insurance – Incurred Loss by Category (US$ Billion), 2007–2011
Table 19: Non-Life Insurance – Incurred Loss by Category (PLN Billion), 2011–2016
Table 20: Non-Life Insurance – Incurred Loss by Category (US$ Billion), 2011–2016
Table 21: Non-Life Insurance – Loss Ratio (%), 2007–2011
Table 22: Non-Life Insurance – Loss Ratio (%), 2011–2016
Table 23: Non-Life Insurance – Commission and Expenses (PLN Billion), 2007–2011
Table 24: Non-Life Insurance – Commission and Expenses (PLN Billion), 2011–2016
Table 25: Non-Life Insurance – Combined Ratio (%), 2007–2011
Table 26: Non-Life Insurance – Combined Ratio (%), 2011–2016
Table 27: Non-Life Insurance – Frauds and Crimes (PLN Billion), 2007–2011
Table 28: Non-Life Insurance – Frauds and Crimes (PLN Billion), 2011–2016
Table 29: Non-Life Insurance – Total Assets (PLN Billion), 2007–2011
Table 30: Non-Life Insurance – Total Assets (PLN Billion), 2011–2016
Table 31: Non-Life Insurance – Total Investment Income (PLN Billion), 2007–2011
Table 32: Non-Life Insurance – Total Investment Income (PLN Billion), 2011–2016
Table 33: Non-Life Insurance – Retentions (PLN Billion), 2007–2011
Table 34: Non-Life Insurance – Retentions (PLN Billion), 2011–2016
Table 35: Property Insurance Written Premium by Sub-Category (PLN Billion), 2007–2011
Table 36: Property Insurance Written Premium by Sub-Category (US$ Billion), 2007–2011
Table 37: Property Insurance Written Premium by Sub-Category (PLN Billion), 2011–2016
Table 38: Property Insurance Written Premium by Sub-Category (US$ Billion), 2011–2016
Table 39: Property Insurance Category – Loss Ratio (%), 2007–2011
Table 40: Property Insurance Category – Loss Ratio (%), 2011–2016
Table 41: Fire and Allied Perils Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Table 42: Fire and Allied Perils Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Table 43: Fire and Allied Perils Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Table 44: Fire and Allied Perils Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Table 45: Engineering Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Table 46: Engineering Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Table 47: Engineering Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Table 48: Engineering Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Table 49: Agriculture Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Table 50: Agriculture Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Table 51: Agriculture Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Table 52: Agriculture Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Table 53: Other Property Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Table 54: Other Property Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Table 55: Other Property Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Table 56: Other Property Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Table 57: Motor Insurance Written Premium by Sub-Category (PLN Billion), 2007–2011
Table 58: Motor Insurance Written Premium by Sub-Category (US$ Billion), 2007–2011
Table 59: Motor Insurance Written Premium by Sub-Category (PLN Billion), 2011–2016
Table 60: Motor Insurance Written Premium by Sub-Category (US$ Billion), 2011–2016
Table 61: Motor Insurance Category – Loss Ratio (%), 2007–2011
Table 62: Motor Insurance Category – Loss Ratio (%), 2011–2016
Table 63: Motor Hull Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Table 64: Motor Hull Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Table 65: Motor Hull Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Table 66: Motor Hull Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Table 67: Motor Third-Party Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Table 68: Motor Third-Party Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Table 69: Motor Third-Party Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Table 70: Motor Third-Party Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Table 71: General Liability Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Table 72: General Liability Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Table 73: General Liability Insurance Category by Written Premium (PLN Billion), 2007–2011
Table 74: General Liability Insurance Category by Written Premium (PLN Billion), 2011–2016
Table 75: General Liability Insurance Category – Loss Ratio (%), 2007–2011
Table 76: General Liability Insurance Category – Loss Ratio (%), 2011–2016
Table 77: Marine, Aviation and Transit Insurance Written Premium by Sub-Category (PLN Billion), 2007–2011
Table 78: Marine, Aviation and Transit Insurance Written Premium by Sub-Category (US$ Billion), 2007–2011
Table 79: Marine, Aviation and Transit Insurance Written Premium by Sub-Category (PLN Billion), 2011–2016
Table 80: Marine, Aviation and Transit Insurance Written Premium by Sub-Category (US$ Billion), 2011–2016
Table 81: Marine, Aviation and Transit Insurance Category – Loss Ratio (%), 2007–2011
Table 82: Marine, Aviation and Transit Insurance Category – Loss Ratio (%), 2011–2016
Table 83: Marine Insurance Written Premium by Policy Type (PLN Billion), 2007–2011
Table 84: Marine Insurance Written Premium by Policy Type (US$ Billion), 2007–2011
Table 85: Marine Insurance Written Premium by Policy Type (PLN Billion), 2011–2016
Table 86: Marine Insurance Written Premium by Policy Type (US$ Billion), 2011–2016
Table 87: Marine Hull Insurance – Number of Policies Sold (Thousand), 2007–2011
Table 88: Marine Hull Insurance – Number of Policies Sold (Thousand), 2011–2016
Table 89: Marine Hull Insurance – Written Premium (PLN Billion), 2007–2011
Table 90: Marine Hull Insurance – Written Premium (PLN Billion), 2011–2016
Table 91: Marine Third-Party Insurance – Number of Policies Sold (Thousand), 2007–2011
Table 92: Marine Third-Party Insurance – Number of Policies Sold (Thousand), 2011–2016
Table 93: Marine Third-Party Insurance – Written Premium (PLN Billion), 2007–2011
Table 94: Marine Third-Party Insurance – Written Premium (PLN Billion), 2011–2016
Table 95: Aviation Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Table 96: Aviation Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Table 97: Aviation Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Table 98: Aviation Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Table 99: Transit Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Table 100: Transit Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Table 101: Transit Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Table 102: Transit Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Table 103: Non-Life Insurance – Direct Marketing Commission Paid (PLN Billion), 2007–2011
Table 104: Non-Life Insurance – Direct Marketing Commission Paid (PLN Billion), 2011–2016
Table 105: Non-Life Insurance – Written Premium Through Direct Marketing (PLN Billion), 2007–2011
Table 106: Non-Life Insurance – Written Premium Through Direct Marketing (PLN Billion), 2011–2016
Table 107: Non-Life Insurance – Policies Sold Through Direct Marketing (Thousand), 2007–2011
Table 108: Non-Life Insurance – Policies Sold Through Direct Marketing (Thousand), 2011–2016
Table 109: Non-Life Insurance – Number of Direct Marketing Distributors, 2007–2011
Table 110: Non-Life Insurance – Number of Direct Marketing Distributors, 2011–2016
Table 111: Non-Life Insurance – Bancassurance Commission Paid (PLN Billion), 2007–2011
Table 112: Non-Life Insurance – Bancassurance Commission Paid (PLN Billion), 2011–2016
Table 113: Non-Life Insurance – Written Premium Through Bancassurance (PLN Billion), 2007–2011
Table 114: Non-Life Insurance – Written Premium Through Bancassurance (PLN Billion), 2011–2016
Table 115: Non-Life Insurance – Policies Sold Through Bancassurance (Thousand), 2007–2011
Table 116: Non-Life Insurance – Policies Sold Through Bancassurance (Thousand), 2011–2016
Table 117: Non-Life Insurance – Number of Bancassurance Distributors, 2007–2011
Table 118: Non-Life Insurance – Number of Bancassurance Distributors, 2011–2016
Table 119: Non-Life Insurance – Commission Paid to Agencies (PLN Billion), 2007–2011
Table 120: Non-Life Insurance – Commission Paid to Agencies (PLN Billion), 2011–2016
Table 121: Non-Life Insurance – Written Premium Through Agencies (PLN Billion), 2007–2011
Table 122: Non-Life Insurance – Written Premium Through Agencies (PLN Billion), 2011–2016
Table 123: Non-Life Insurance – Policies Sold Through Agencies (Thousand), 2007–2011
Table 124: Non-Life Insurance – Policies Sold Through Agencies (Thousand), 2011–2016
Table 125: Non-Life Insurance – Number of Agencies, 2007–2011
Table 126: Non-Life Insurance – Number of Agencies, 2011–2016
Table 127: Non-Life Insurance – E-Commerce Commission Paid (PLN Billion), 2007–2011
Table 128: Non-Life Insurance – E-Commerce Commission Paid (PLN Billion), 2011–2016
Table 129: Non-Life Insurance – Written Premium Through E-Commerce (PLN Billion), 2007–2011
Table 130: Non-Life Insurance – Written Premium Through E-Commerce (PLN Billion), 2011–2016
Table 131: Non-Life Insurance – Policies Sold Through E-Commerce (Thousand), 2007–2011
Table 132: Non-Life Insurance – Policies Sold Through E-Commerce (Thousand), 2011–2016
Table 133: Non-Life Insurance – Number of E-Commerce Distributors, 2007–2011
Table 134: Non-Life Insurance – Number of E-Commerce Distributors, 2011–2016
Table 135: Non-Life Insurance – Commission Paid to Brokers (PLN Billion), 2007–2011
Table 136: Non-Life Insurance – Commission Paid to Brokers (PLN Billion), 2011–2016
Table 137: Non-Life Insurance – Written Premium Through Brokers (PLN Billion), 2007–2011
Table 138: Non-Life Insurance – Written Premium Through Brokers (PLN Billion), 2011–2016
Table 139: Non-Life Insurance – Policies Sold Through Brokers (Thousand), 2007–2011
Table 140: Non-Life Insurance – Policies Sold Through Brokers (Thousand), 2011–2016
Table 141: Non-Life Insurance – Number of Brokers, 2007–2011
Table 142: Non-Life Insurance – Number of Brokers, 2011–2016
Table 143: Non-Life Insurance – Commission Paid to Other Channels (PLN Billion), 2007–2011
Table 144: Non-Life Insurance – Commission Paid to Other Channels (PLN Billion), 2011–2016
Table 145: Non-Life Insurance – Written Premium Through Other Channels (PLN Billion), 2007–2011
Table 146: Non-Life Insurance – Written Premium Through Other Channels (PLN Billion), 2011–2016
Table 147: Non-Life Insurance – Policies Sold Through Other Channels (Thousand), 2007–2011
Table 148: Non-Life Insurance – Policies Sold Through Other Channels (Thousand), 2011–2016
Table 149: Non-Life Insurance – Number of Distributors in Other Channels, 2007–2011
Table 150: Non-Life Insurance – Number of Distributors in Other Channels, 2011–2016
Table 151: Polish Reinsurance Market Size by Category (PLN Billion), 2007–2011
Table 152: Polish Reinsurance Market Size by Category (US$ Billion), 2007–2011
Table 153: Polish Reinsurance Market Size by Category (PLN Billion), 2011–2016
Table 154: Polish Reinsurance Market Size by Category (US$ Billion), 2011–2016
Table 155: Polish Reinsurance Premium Ceded by Segment (PLN Billion), 2007–2011
Table 156: Polish Reinsurance Premium Ceded by Segment (US$ Billion), 2007–2011
Table 157: Polish Reinsurance Premium Ceded by Segment (PLN Billion), 2011–2016
Table 158: Polish Reinsurance Premium Ceded by Segment (US$ Billion), 2011–2016
Table 159: Non-Life Insurance – Percentage of Reinsurance Ceded, 2007–2011
Table 160: Non-Life Insurance – Percentage of Reinsurance Ceded, 2011–2016
Table 161: Polish Non-Life Insurance Market Share (%), 2007–2011
Table 162: PZU S.A., Key Facts
Table 163: PZU S.A., Key Financials (PLN Thousand)
Table 164: STU Ergo Hestia S.A., Key Facts
Table 165: STU Ergo Hestia S.A., Key Financials (PLN Thousand)
Table 166: Tuir Warta S.A., Key Facts
Table 167: Tuir Warta S.A., Key Financials (PLN Thousand)
Table 168: Tuir Allianz Polska S.A., Key Facts
Table 169: Tuir Allianz Polska S.A., Key Financials (PLN Thousand)
Table 170: Interrisk TU S.A. Vienna Insurance Group, Key Facts
Table 171: Interrisk TU S.A. Vienna Insurance Group, Key Financials (PLN Thousand)
Table 172: Uniqa TU S.A., Key Facts
Table 173: Uniqa TU S.A., Key Financials (PLN Thousand)
Table 174: Compensa TU S.A. Vienna Insurance Group, Key Facts
Table 175: Compensa TU S.A. Vienna Insurance Group, Key Financials (PLN Thousand)
Table 176: HDI Asekuracja TU S.A, Key Facts
Table 177: HDI Asekuracja TU S.A, Key Financials (PLN Thousand)
Table 178: Generali T.U. S.A., Key Facts
Table 179: Generali TU S.A., Key Financials (PLN Thousand)
Table 180: MTU Moje Towarzystwo Ubezpiecze? S.A, Key Facts
Table 181: MTU Moje Towarzystwo Ubezpiecze? S.A, Key Financials (PLN Thousand)

List of Figures
Figure 1: Polish Insurance Overall Written Premium by Segment (PLN Billion), 2007–2016
Figure 2: Polish Insurance Market Dynamics by Segment, 2007–2016
Figure 3: Non-Life Insurance Written Premium by Category (PLN Billion), 2007–2016
Figure 4: Non-Life Insurance Written Premium by Category (% Share), 2011 and 2016
Figure 5: Non-Life Insurance Market Dynamics by Category, 2007–2016
Figure 6: Non-Life Insurance – Earned Premium (PLN Billion), 2007–2011
Figure 7: Non-Life Insurance – Earned Premium (PLN Billion), 2011–2016
Figure 8: Non-Life Insurance – Paid Claims by Category (PLN Billion), 2007–2016
Figure 9: Non-Life Insurance – Incurred Loss by Category (PLN Billion), 2007–2016
Figure 10: Non-Life Insurance – Loss Ratio (%), 2007–2011
Figure 11: Non-Life Insurance – Loss Ratio (%), 2011–2016
Figure 12: Non-Life Insurance – Commission and Expenses (PLN Billion), 2007–2011
Figure 13: Non-Life Insurance – Commission and Expenses (PLN Billion), 2011–2016
Figure 14: Non-Life Insurance – Combined Ratio (%), 2007–2011
Figure 15: Non-Life Insurance – Combined Ratio (%), 2011–2016
Figure 16: Non-Life Insurance – Frauds and Crimes (PLN Billion), 2007–2011
Figure 17: Non-Life Insurance – Frauds and Crimes (PLN Billion), 2011–2016
Figure 18: Non-Life Insurance – Total Assets (PLN Billion), 2007–2011
Figure 19: Non-Life Insurance – Total Assets (PLN Billion), 2011–2016
Figure 20: Non-Life Insurance – Total Investment Income (PLN Billion), 2007–2011
Figure 21: Non-Life Insurance – Total Investment Income (PLN Billion), 2011–2016
Figure 22: Non-Life Insurance – Retentions (PLN Billion), 2007–2011
Figure 23: Non-Life Insurance – Retentions (PLN Billion), 2011–2016
Figure 24: Non-Life Insurance – Investment Portfolio (PLN Billion), 2007–2011
Figure 25: Non-Life Insurance – Investment Portfolio (% Share), 2007 and 2011
Figure 26: Non-Life Insurance Penetration (% of GDP), 2007–2011
Figure 27: Non-Life Insurance – Number of Policies Sold (Thousand), 2007–2011
Figure 28: Non-Life Insurance – Number of Policies Sold (Thousand), 2011–2016
Figure 29: Non-Life Insurance – Premium Per Capita (PLN), 2007–2011
Figure 30: Property Insurance Written Premium (PLN Billion) by Sub-Category, 2007–2016
Figure 31: Property Insurance Market Dynamics by Sub-Category, 2007–2016
Figure 32: Property Insurance Category – Loss Ratio (%), 2007–2011
Figure 33: Property Insurance Category – Loss Ratio (%), 2011–2016
Figure 34: Fire and Allied Perils Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Figure 35: Fire and Allied Perils Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Figure 36: Fire and Allied Perils Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Figure 37: Fire and Allied Perils Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Figure 38: Engineering Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Figure 39: Engineering Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Figure 40: Engineering Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Figure 41: Engineering Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Figure 42: Agriculture Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Figure 43: Agriculture Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Figure 44: Agriculture Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Figure 45: Agriculture Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Figure 46: Other Property Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Figure 47: Other Property Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Figure 48: Other Property Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Figure 49: Other Property Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Figure 50: Motor Insurance Written Premium and Forecast by Sub-Category (PLN Billion), 2007–2016
Figure 51: Motor Insurance Market Dynamics by Sub-Category, 2007–2016
Figure 52: Motor Insurance Category – Loss Ratio (%), 2007–2011
Figure 53: Motor Insurance Category – Loss Ratio (%), 2011–2016
Figure 54: Motor Hull Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Figure 55: Motor Hull Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Figure 56: Motor Hull Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Figure 57: Motor Hull Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Figure 58: Motor Third-Party Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Figure 59: Motor Third-Party Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Figure 60: Motor Third-Party Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Figure 61: Motor Third-Party Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Figure 62: General Liability Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Figure 63: General Liability Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Figure 64: General Liability Insurance Category by Written Premium (PLN Billion), 2007–2011
Figure 65: General Liability Insurance Category by Written Premium (PLN Billion), 2011–2016
Figure 66: General Liability Insurance Category – Loss Ratio (%), 2007–2011
Figure 67: General Liability Insurance Category – Loss Ratio (%), 2011–2016
Figure 68: Marine, Aviation and Transit Insurance Written Premium (PLN Billion) by Sub-Category, 2007–2016
Figure 69: Marine, Aviation and Transit Insurance Market Dynamics by Sub-Category, 2007–2016
Figure 70: Marine, Aviation and Transit Insurance Category – Loss Ratio (%), 2007–2011
Figure 71: Marine, Aviation and Transit Insurance Category – Loss Ratio (%), 2011–2016
Figure 72: Marine Insurance Written Premium by Policy Type (PLN Billion), 2007–2016
Figure 73: Marine Insurance Market Dynamics by Policy Type, 2007–2016
Figure 74: Marine Hull Insurance – Number of Policies Sold (Thousand), 2007–2011
Figure 75: Marine Hull Insurance – Number of Policies Sold (Thousand), 2011–2016
Figure 76: Marine Hull Insurance – Written Premium (PLN Billion), 2007–2011
Figure 77: Marine Hull Insurance – Written Premium (PLN Billion), 2011–2016
Figure 78: Marine Third-Party Insurance – Number of Policies Sold (Thousand), 2007–2011
Figure 79: Marine Third-Party Insurance – Number of Policies Sold (Thousand), 2011–2016
Figure 80: Marine Third-Party Insurance – Written Premium (PLN Billion), 2007–2011
Figure 81: Marine Third-Party Insurance – Written Premium (PLN Billion), 2011–2016
Figure 82: Aviation Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Figure 83: Aviation Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Figure 84: Aviation Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Figure 85: Aviation Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Figure 86: Transit Insurance Sub-Category – Number of Policies Sold (Thousand), 2007–2011
Figure 87: Transit Insurance Sub-Category – Number of Policies Sold (Thousand), 2011–2016
Figure 88: Transit Insurance Sub-Category – Written Premium (PLN Billion), 2007–2011
Figure 89: Transit Insurance Sub-Category – Written Premium (PLN Billion), 2011–2016
Figure 90: Non-Life Insurance Written Premium by Distribution Channel (% Share), 2011 and 2016
Figure 91: Non-Life Insurance – Direct Marketing Commission Paid (PLN Billion), 2007–2011
Figure 92: Non-Life Insurance – Direct Marketing Commission Paid (PLN Billion), 2011–2016
Figure 93: Non-Life Insurance – Written Premium Through Direct Marketing (PLN Billion), 2007–2011
Figure 94: Non-Life Insurance – Written Premium Through Direct Marketing (PLN Billion), 2011–2016
Figure 95: Non-Life Insurance – Policies Sold Through Direct Marketing (Thousand), 2007–2011
Figure 96: Non-Life Insurance – Policies Sold Through Direct Marketing (Thousand), 2011–2016
Figure 97: Non-Life Insurance – Number of Direct Marketing Distributors, 2007–2011
Figure 98: Non-Life Insurance – Number of Direct Marketing Distributors, 2011–2016
Figure 99: Non-Life Insurance – Bancassurance Commission Paid (PLN Billion), 2007–2011
Figure 100: Non-Life Insurance – Bancassurance Commission Paid (PLN Billion), 2011–2016
Figure 101: Non-Life Insurance – Written Premium Through Bancassurance (PLN Billion), 2007–2011
Figure 102: Non-Life Insurance – Written Premium Through Bancassurance (PLN Billion), 2011–2016
Figure 103: Non-Life Insurance – Policies Sold Through Bancassurance (Thousand), 2007–2011
Figure 104: Non-Life Insurance – Policies Sold Through Bancassurance (Thousand), 2011–2016
Figure 105: Non-Life Insurance – Number of Bancassurance Distributors, 2007–2011
Figure 106: Non-Life Insurance – Number of Bancassurance Distributors, 2011–2016
Figure 107: Non-Life Insurance – Commission Paid to Agencies (PLN Billion), 2007–2011
Figure 108: Non-Life Insurance – Commission Paid to Agencies (PLN Billion), 2011–2016
Figure 109: Non-Life Insurance – Written Premium Through Agencies (PLN Billion), 2007–2011
Figure 110: Non-Life Insurance – Written Premium Through Agencies (PLN Billion), 2011–2016
Figure 111: Non-Life Insurance – Policies Sold Through Agencies (Thousand), 2007–2011
Figure 112: Non-Life Insurance – Policies Sold Through Agencies (Thousand), 2011–2016
Figure 113: Non-Life Insurance – Number of Agencies, 2007–2011
Figure 114: Non-Life Insurance – Number of Agencies, 2011–2016
Figure 115: Non-Life Insurance – E-Commerce Commission Paid (PLN Billion), 2007–2011
Figure 116: Non-Life Insurance – E-Commerce Commission Paid (PLN Billion), 2011–2016
Figure 117: Non-Life Insurance – Written Premium Through E-Commerce (PLN Billion), 2007–2011
Figure 118: Non-Life Insurance – Written Premium Through E-Commerce (PLN Billion), 2011–2016
Figure 119: Non-Life Insurance – Policies Sold Through E-Commerce (Thousand), 2007–2011
Figure 120: Non-Life Insurance – Policies Sold Through E-Commerce (Thousand), 2011–2016
Figure 121: Non-Life Insurance – Number of E-Commerce Distributors, 2007–2011
Figure 122: Non-Life Insurance – Number of E-Commerce Distributors, 2011–2016
Figure 123: Non-Life Insurance – Commission Paid to Brokers (PLN Billion), 2007–2011
Figure 124: Non-Life Insurance – Commission Paid to Brokers (PLN Billion), 2011–2016
Figure 125: Non-Life Insurance – Written Premium Through Brokers (PLN Billion), 2007–2011
Figure 126: Non-Life Insurance – Written Premium Through Brokers (PLN Billion), 2011–2016
Figure 127: Non-Life Insurance – Policies Sold Through Brokers (Thousand), 2007–2011
Figure 128: Non-Life Insurance – Policies Sold Through Brokers (Thousand), 2011–2016
Figure 129: Non-Life Insurance – Number of Brokers, 2007–2011
Figure 130: Non-Life Insurance – Number of Brokers, 2011–2016
Figure 131: Non-Life Insurance – Commission Paid to Other Channels (PLN Billion), 2007–2011
Figure 132: Non-Life Insurance – Commission Paid to Other Channels (PLN Billion), 2011–2016
Figure 133: Non-Life Insurance – Written Premium Through Other Channels (PLN Billion), 2007–2011
Figure 134: Non-Life Insurance – Written Premium Through Other Channels (PLN Billion), 2011–2016
Figure 135: Non-Life Insurance – Policies Sold Through Other Channels (Thousand), 2007–2011
Figure 136: Non-Life Insurance – Policies Sold Through Other Channels (Thousand), 2011–2016
Figure 137: Non-Life Insurance – Number of Distributors in Other Channels, 2007–2011
Figure 138: Non-Life Insurance – Number of Distributors in Other Channels, 2011–2016
Figure 139: Polish Non-Life Insurance Segment – Five Forces Analysis
Figure 140: Polish Reinsurance Market Size by Category (PLN Billion), 2007–2016
Figure 141: Polish Reinsurance Market Size by Category (% Share), 2011 and 2016
Figure 142: Polish Reinsurance Market Dynamics by Category, 2007–2016
Figure 143: Polish Reinsurance Premium Ceded by Segment (PLN Billion), 2007–2016
Figure 144: Polish Reins

Life Insurance in Poland

Poland Total Non-life Premiums, Pln Per Capita

• $ 250
• Industry data
• February 2013

Yearly, From 2005 To 2020
By Business Monitor International
Source: KNF/BMI

• Industries : Life Insurance
• Countries : Poland

Poland Total Non-life Premiums, Us$mn

• $ 250
• Industry data
• February 2013

Yearly, From 2005 To 2020
By Business Monitor International
Source: KNF/BMI

• Industries : Life Insurance
• Countries : Poland

Poland Total Non-life Premiums, Us$ Per Capita

• $ 250
• Industry data
• February 2013

Yearly, From 2005 To 2020
By Business Monitor International
Source: KNF/BMI

• Industries : Life Insurance
• Countries : Poland

Poland Total Non-life Premiums, % Of Gdp

• $ 250
• Industry data
• February 2013

Yearly, From 2005 To 2020
By Business Monitor International
Source: KNF/BMI

• Industries : Life Insurance
• Countries : Poland

Poland Total Non-life Premiums, Plnmn

• $ 250
• Industry data
• February 2013

Yearly, From 2005 To 2020
By Business Monitor International
Source: KNF/BMI

• Industries : Life Insurance
• Countries : Poland