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North America Online Payment Methods: Full Year 2016

  • March 2017
  • 77 pages
  • yStats - Global E-Commerce Intelligence
Report ID: 2787561

Summary

Table of Contents

Online shoppers in North America prefer to pay with plastic cards, per new yStats.com publication

The well-known credit card companies, American Express, MasterCard and Visa far outpace other payment methods such as online debits and E-Wallets in North American E-Commerce, according to sources cited in the yStats.com report. Considering the two countries together, more than two-thirds of online consumers prefer credit cards over other payment methods.

One payment method that is expected to see considerable future growth in the region is mobile payment. Currently accounting for only a small percentage of retail purchases, surveys mentioned in the yStats.com publication indicate that shoppers are warming to the concept of mobile payments linked to the major credit cards.

A major concern for consumers is the security of their payments, whether by credit card or one of the innovative methods. One half of U.S. respondents to a recent survey cited in the new yStats.com report indicated a wariness regarding credit card or other online payment when shopping online. Merchants and credit card companies are searching for a solution to the growing incidence of fraud in online retail, including biometrics such as fingerprint scanners.

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