1. Market Research
  2. > Financial Services
  3. > Banking
  4. > Retail Banking Market Trends

Polish Banking Report - 2014

  • August 2014
  • 30 pages
  • Emerging Markets Direct Media Holdings
Report ID: 3307170

Summary

Table of Contents

The current report reviews the developments in Poland's banking sector during 2013 and the first half of 2014 and provides an overall picture of the current trends and the outlook for the industry.



Poland is the single largest banking market in Central and Eastern Europe (CEE) accounting for about a third of the region's assets. Moreover, Poland's banking system is among the best positioned in CEE in terms of profitability, capitalisation and stability. The sector offers attractive growth opportunities given the relatively low penetration of financial services in Poland with assets and loans as percentage of GDP still lagging well behind the EU average.



Key points:



oThis report covers the banking sector's earnings performance, asset quality, lending activity, deposits and other funding, and capitalisation indicators along with an overview of the operating environment;



oThe report provides also an insight into the banking sector's key players, including comparison of major balance sheet, income statement, growth, profitability, and capital structure indicators for the five biggest banks, as well as trends in M&A activity;



oThe overall condition of Poland's banking system is robust, as indicated by the sector's improved earnings generation capacity, strong capitalisation level, sound liquidity, funding stability and accelerating lending growth;



oThe major challenges for the sector are related to the low interest rate environment, which pressures interest margins, and to regulatory tightening, which pressures non-interest margins, necessitating cost cuts amid falling revenue, as well as to the need from further improvement in asset quality;



oThe sector is expected to remain profitable, and the continuing economic recovery will underpin a further acceleration of lending growth amid strengthening demand as well as an additional decline in problem loans;



oDeposit growth is backed by higher household and corporate income, but constrained by the low interest rates, high competition from investment funds and other savings alternatives, and the improving consumer sentiment, which suggests increased consumption and lower propensity to savings;



oThe Russia/Ukraine crisis presents a key risk to the outlook for the Polish banking sector and the country's economy as a whole;



oThe level of consolidation in the Polish banking sector is among the lowest in CEE, with the five biggest banks controlling a cumulative market share of 47.5%, measured by assets, suggesting a good potential for M&A activity.

Get Industry Insights. Simply.

  • Latest reports & slideshows with insights from top research analysts
  • 60 Million searchable statistics with tables, figures & datasets
  • More than 25,000 trusted sources
  • Single User License — provides access to the report by one individual.
  • Department License — allows you to share the report with up to 5 users
  • Site License — allows the report to be shared amongst all employees in a defined country
  • Corporate License — allows for complete access, globally.

Amrita helps you find the right report:

Testimonials

The research specialist advised us on the best content for our needs and provided a great report and follow-up, thanks very much we shall look at ReportLinker in the future.

Kate Merrick

Global Marketing Manager at
Eurotherm by Schneider Electric

We were impressed with the support that ReportLinker’s research specialists’ team provided. The report we purchased was useful and provided exactly what we want.

Category Manager at
Ikea

ReportLinker gave access to reliable and useful data while avoiding dispersing resources and spending too much time on unnecessary research.

Executive Director at
PwC Advisory

The customer service was fast, responsive, and 100% professional in all my dealings (...) If we have more research needs, I'll certainly prioritize working with ReportLinker!

Scott Griffith

Vice President Marketing at
Maurice Sporting Goods

The research specialist provided prompt, helpful instructions for accessing ReportLinker's product. He also followed up to make sure everything went smoothly and to ensure an easy transition to the next stage of my research

Jessica P Huffman

Research Associate at
American Transportation Research Institute

Excellent customer service. Very responsive and fast.

Director, Corporate Strategy at
Ingredion

I reached out to ReportLinker for a detailed market study on the Air Treatment industry. The quality of the report, the research specialist’s willingness to solve my queries exceeded my expectations. I would definitely recommend ReportLinker for in-depth industry information.

Mariana Mendoza

Global Platform Senior Manager at
Whirlpool Corporation

Thanks! I like what you've provided and will certainly come back if I need to do further research works.

Bee Hin Png

CEO at
LDR Pte Ltd

The research specialist advised us on the best content for our needs and provided a great report and follow-up, thanks very much we shall look at ReportLinker in the future.

Kate Merrick

Global Marketing Manager at
Eurotherm by Schneider Electric

Purchase Reports From Reputable Market Research Publishers

IDC MaturityScape Benchmark: Omni-Experience Digital Transformation in Retail Banking in Western Europe, 2017

  • $ 3960
  • Industry report
  • May 2017
  • by IDC

This IDC MaturityScape Benchmark serves as a quantified assessment for banking professionals in charge of the design and execution of retail banking business strategies."Powerful interactions across the ...

IDC MaturityScape Benchmark: Omni-Experience Digital Transformation in Retail Banking in Asia/Pacific, 2017

  • $ 3960
  • Industry report
  • June 2017
  • by IDC

This study presents the results of IDC Financial Insights' 2017 Omni-Experience Digital Transformation in Retail Banking in the Asia/Pacific MaturityScape Benchmark Survey. This study should be viewed ...

Digital banking operator case studies: Orange, Telefónica and Telenor

  • $ 1499
  • Industry report
  • July 2017
  • by Analysys Mason

"Operators that are committed to being leaders in mobile financial services need to invest heavily in developing a defensible position against incumbent retail banks." Operators such as Orange, Telefónica ...


ref:plp2014

Reportlinker.com © Copyright 2017. All rights reserved.

ReportLinker simplifies how Analysts and Decision Makers get industry data for their business.