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UK Personal Injury Litigation 2018

UK Personal Injury Litigation 2018

  • July 2018
  • 39 pages
  • ID: 3375735
  • Format: PDF
  • GlobalData

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UK Personal Injury Litigation 2018

Summary
The personal injury market is set to undergo further reform, with both the government and regulators keen to crack down on the growing compensation culture that has become particularly evident in the motor claims market.Attempts to reform the claims landscape through the Legal Aid, Sentencing and Punishment of Offenders Act (LASPO) - which came into force in 2013 - had a limited impact.

The government has responded to this by proposing further reforms through the Civil Liability Bill, which focuses heavily on claims relating to whiplash injuries caused by road traffic accidents (RTAs).

Previous changes to the Ogden discount rate from 2.5% to -0.75% increased the cost of claims to insurers. But this looks set to change, with the Ogden rate to be reviewed and many within the market believing it will fall between 0% and 1%.

The report "UK Personal Injury Litigation 2018", is an in-depth study into the claims landscape of the personal injury market, which covers motor, employers’ liability, public liability, and clinical negligence. It explores the change in claims numbers over time and in relation to reforms such as LASPO.

It also discusses upcoming regulatory change such as the Civil Liability Bill and the Ogden discount rate, and the future impact these will have in the personal injury space. The role of claims management companies and solicitors is explored, and the report has chapters focused on motor, employers’ liability, and public liability as specific areas of personal injury.

Key Findings included in the report -
- The total number of personal injury claims recorded in 2017-18 fell by 16.9% to 813,615 - the lowest number of recorded claims in the last eight years.
- Motor injury claims are still the most common form of personal injury claim, accounting for 79.8% of total personal injury claims in 2017-18. While this is unlikely to change drastically, the incoming Civil Liability Bill is targeted towards reducing the number of motor-related personal injury claims.
- Holiday sickness-related claims were previously considered to be a potential “new whiplash” by insurers, with fears claims management companies would look to exploit legal loopholes relating to fee caps. However, regulators responded quickly to prevent a sudden surge in these claims.

Companies Mentioned: ABTA, Aviva

Scope
- The total number of personal injury claims recorded in 2017-18 fell by 16.9% to 813,615 - the lowest number of recorded claims in the last eight years.
- Motor injury claims are still the most common form of personal injury claim, accounting for 79.8% of total personal injury claims in 2017-18. While this is unlikely to change drastically, the incoming Civil Liability Bill is targeted towards reducing the number of motor-related personal injury claims.
- Holiday sickness-related claims were previously considered to be a potential “new whiplash” by insurers, with fears claims management companies would look to exploit legal loopholes relating to fee caps. However, regulators responded quickly to prevent a sudden surge in these claims.

Reasons to buy
- Be prepared for how upcoming legislation will impact personal injury insurers, claims management companies, and solicitors.
- See how claims numbers are changing across the personal injury market and by specific insurance type.
- Discover emerging areas of personal injury claims.

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