1. Market Research
  2. > Financial Services
  3. > Banking
  4. > Bank Lending Market Trends
Retail Banking Market Insights: New Zealand

Retail Banking Market Insights: New Zealand

  • January 2016
  • 37 pages
  • ID: 3612268
In this report:
According to Verdict Financial's Market Opportunity Index, New Zealand ranked third for banking infrastructure.
The CAGR for 2015-## is expected to be ##.##%, despite the recent implementation of new LTV regulations.
Credit growth is expected to be low with a ##.##% CAGR for the period 2015-##, which will also contribute to the intense competition in mortgage lending.


Table of Contents

Search Inside


New Zealand (NZ) has a developed, well diversified, and stable financial system. The industry for financial services is concentrated, with a handful of important banks controlling a meaningful market share. Product ownership rates are average across all products. New Zealand consumers are loyal and generally choose their existing provider for additional products. New Zealand consumers are keen digital banking users and show high rates of customer advocacy, particularly among those who use the branch channel.

Main highlights

- The banking sector in New Zealand (NZ) is concentrated, with the best three providers accounting for 67.0 percent of principal current accounts.

- Around a fifth of consumers in New Zealand (NZ) have a personal loan. The personal loans market is dominated by ANZ, ASB, and Kiwi Bank with a combined market share of 51%.

- Over half of the population use smartphones in New Zealand (NZ), implying a big plausible market for mobile-delivered financial services. New Zealand's banking infrastructure is ranked 3rd out 20 overall banking markets.


- Verdict Financial's Retail Banking Market Insights: Country Snapshot New Zealand is a review of the retail banking sector in New Zealand (NZ), with a unique focus on the current account, savings, mortgage, and personal loan markets. It includes both market-level data and insight from our overall consumer survey.

- Overview of New Zealand's banking sector.

- Insight into consumer preferences in New Zealand (NZ) and the reasons for using their financial products and how this has evolved in new years.

- Insight into the principal providers dominating the current account, savings, mortgage, and loan markets and the distinct factors persuading customers to choose them.

- Examination of the extent to which consumers are using online and mobile channels to research, take out, and use their financial products.

Great reasons to purchase

- Futureproof your strategy with market sizing, estimations, and analysis of main developments currently affecting the New Zealand retail banking sector.

- Target consumers with inside knowledge of their true behaviors and attitudes, with detailed study from our proprietary insight.

- Learn about the impact additional entrants and distribution channels will have on the sector.

Get Industry Insights. Simply.

  • Latest reports & slideshows with insights from top research analysts
  • 60 Million searchable statistics with tables, figures & datasets
  • More than 25,000 trusted sources
  • Single User License — provides access to the report by one individual.
  • Department License — allows you to share the report with up to 5 users
  • Site License — allows the report to be shared amongst all employees in a defined country
  • Corporate License — allows for complete access, globally.
Amrita helps you find the right report:

The research specialist advised us on the best content for our needs and provided a great report and follow-up, thanks very much we shall look at ReportLinker in the future.

Kate Merrick

Global Marketing Manager at
Eurotherm by Schneider Electric

We were impressed with the support that ReportLinker’s research specialists’ team provided. The report we purchased was useful and provided exactly what we want.

Category Manager at

ReportLinker gave access to reliable and useful data while avoiding dispersing resources and spending too much time on unnecessary research.

Executive Director at
PwC Advisory

The customer service was fast, responsive, and 100% professional in all my dealings (...) If we have more research needs, I'll certainly prioritize working with ReportLinker!

Scott Griffith

Vice President Marketing at
Maurice Sporting Goods

The research specialist provided prompt, helpful instructions for accessing ReportLinker's product. He also followed up to make sure everything went smoothly and to ensure an easy transition to the next stage of my research

Jessica P Huffman

Research Associate at
American Transportation Research Institute

Excellent customer service. Very responsive and fast.

Director, Corporate Strategy at

I reached out to ReportLinker for a detailed market study on the Air Treatment industry. The quality of the report, the research specialist’s willingness to solve my queries exceeded my expectations. I would definitely recommend ReportLinker for in-depth industry information.

Mariana Mendoza

Global Platform Senior Manager at
Whirlpool Corporation

Thanks! I like what you've provided and will certainly come back if I need to do further research works.

Bee Hin Png

CEO at
LDR Pte Ltd

The research specialist advised us on the best content for our needs and provided a great report and follow-up, thanks very much we shall look at ReportLinker in the future.

Kate Merrick

Global Marketing Manager at
Eurotherm by Schneider Electric

  • How we can help
    • I am not sure if the report I am interested in will fulfill my needs. Can you help me?
    • Yes, of course. You can call us at +33(0) 4 37 65 17 03 or drop us an email at researchadvisor@reportlinker.com to let us know more about your requirements.
    • We buy reports often - can ReportLinker get me any benefits?
    • Yes. Set up a call with a Senior Research Advisor to learn more - researchadvisor@reportlinker.com or +33(0) 4 37 65 17 03.
    • I have had negative experiences with market research reports before. How can you avoid this from happening again?
    • We advise all clients to read the TOC and Summary and list your questions so that we can get more insight for you before you make any purchase decision. A research advisor will accompany you so that you can compare samples and reports from different sources, and choose the study that is right for you.

  • Report Delivery
    • How and when I will receive my Report?
    • Most reports are delivered right away in a pdf format, while others are accessed via a secure link and access codes. Do note that sometimes reports are sent within a 12 hour period, depending on the time zones. However, you can contact us to escalate this. Should you need a hard copy, you can check if this option is offered for the particular report, and pay the related fees.
  • Payment conditions
    • What payment methods do you accept?
      1. Credit card : VISA, American Express, Mastercard, or
      2. You can download an invoice to pay by wire transfer, check, or via a Purchase Order from your company, or
      3. You can pay via a Check made out in US Dollars, Euros, or British Pounds for the full amount made payable to ReportLinker
    • What are ReportLinker’s Payment Terms?
    • All payments must normally be submitted within 30 days. However, you can let us know if you need extended time.
    • Are Taxes and duties included?
    • All companies based in France must pay a 20% tax per report. The same applies to all individuals based in the EU. All EU companies must supply their VAT number when purchasing to avoid this charge.
    • I’m not satisfied. Can I be refunded?
    • No. Once your order has been processed and the publisher has received a notification to send you the report, we cannot issue any refund or cancel any order. As these are not ‘traditional’ products that can be returned, reports that are dispatched are considered to be ‘consumed’.
  • User license
    • The license that you should acquire depends on the number of persons that need to access the report. This can range from Single User (only one person will have the right to read or access the report), or Department License (up to 5 persons), to Site License (a group of persons based in the same company location), or Corporate License (the entire company personnel based worldwide). However, as publishers have different terms and conditions, we can look into this for you.
Purchase Reports From Reputable Market Research Publishers
UK Mortgage Market 2017: Forecasts and Future Opportunities

UK Mortgage Market 2017: Forecasts and Future Opportunities

  • $ 3450
  • Industry report
  • January 2018
  • by GlobalData

UK Mortgage Market 2017: Forecasts and Future OpportunitiesSummaryWhile the market has recovered well since the financial crisis, often growing by a double-digit percentages year-on-year, rising economic ...

Banking Competitor Profile: Barclays

Banking Competitor Profile: Barclays

  • $ 3450
  • Industry report
  • December 2017
  • by GlobalData

Banking Competitor Profile: BarclaysSummaryBarclays is one of the UK’s largest retail banks, and is the leading provider of both savings accounts and personal loans in terms of balances outstanding. ...

Non Bank Lending and Financing (Shadow Banking) Industry (U.S.): Analytics, Extensive Financial Benchmarks, Metrics and Revenue Forecasts to 2024, NAIC 522200

Non Bank Lending and Financing (Shadow Banking) Industry (U.S.): Analytics, Extensive Financial Benchmarks, Metrics and Revenue Forecasts to 2024, NAIC 522200

  • $ 1995
  • Industry report
  • October 2017
  • by Plunkett Research

Non Bank Lending and Financing (Shadow Banking) Industry (U.S.): Analytics, Extensive Financial Benchmarks, Metrics and Revenue Forecasts to 2024, NAIC 522200Vital industry-specific data including metrics, ...


Reportlinker.com © Copyright 2018. All rights reserved.

ReportLinker simplifies how Analysts and Decision Makers get industry data for their business.