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Employee Benefits in Finland 2021

Employee Benefits in Finland 2021

  • May 2021
  • 53 pages
  • ID: 5998832
  • Format: PDF
  • GlobalData

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Employee Benefits in Finland 2021

Summary
Finland has one of the most developed and well-established welfare systems in the Nordic region.In order to facilitate its citizens with decent living conditions, the Finnish government provides various welfare schemes, including social insurance for sickness, pension and unemployment, workers’ compensation and a comprehensive health scheme.

In addition, the government provides other welfare schemes such as child-care services, family aid and disabled services.The Finnish social security system is broadly divided into two categories: the residence-based system and the earning-related system.

The residence-based social security system is financed by revenue from various general taxes including earned income tax, property tax and corporate tax and is governed by the independent Social Security Institute, known as Kela (Kansaneläkelaitos). In contrast, the earning-related social security system is financed through contributions made by the private pension fund and private insurance companies and is governed by the Finnish Centre for Pensions.

The report provides in-depth industry analysis, information, and insights of the employee benefits in Finland, including an overview of the state and compulsory benefits in Finland, detailed information about the private benefits in Finland, insights on various central institutions responsible for the administration of the different branches of social security and the regulatory framework of the employee benefits in Finland.

Key Highlights
- Finland’s national pension system is categorized into earnings-related pensions (Tyel), specifically for employees, and public pension systems, which support the low-income population.
- National pension scheme is to provide minimum benefits to those with a lower income, a scheme supervised by the Social Insurance Institution of Finland (Kela).
- Survivors, disability, and old-age pensions are covered under the National Pension Scheme.
- Prevalence of voluntary occupational schemes and private pension savings is low due to the dominance of the existing compulsory pension scheme in the country
- Few employers still provide some medical benefits through group medical insurance plans.

Scope
This report provides a detailed analysis of employee benefits in Finland -
- It offers a detailed analysis of the key government-sponsored employee benefits, along with private benefits
- It covers an exhaustive list of employee benefits, including retirement benefits, death in service, long-term disability benefits, medical benefits, workmen’s compensation insurance, maternity and paternity benefits, family benefits, unemployment, long-term care benefits, leave and private benefits
- It highlights the economic and regulatory situations relating to employee benefits in Finland

Reasons to Buy
- Make strategic decisions using in-depth information related to employee benefits in Finland.
- Assess Finland’s employee benefits market, including state and compulsory benefits and private benefits.
- Gain insights into the key employee benefit schemes offered by private employers in Finland.
- Gain insights into key organizations governing Finland’s employee benefits, and their impact on companies.

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