1. Market Research
  2. > Financial Services
  3. > Banking
  4. > Payments Market Trends
Global Buy Now, Pay Later Growth Opportunities

Global Buy Now, Pay Later Growth Opportunities

  • April 2022
  • 72 pages
  • ID: 6276197
  • Format: PDF
  • Frost & Sullivan


Table of Contents

Customers’ payment preference has shifted from credit to debit, which changed their shopping habits away from bulk credit card payments.Zero-interest fees and flexible repayment plans are among the factors that customers consider when choosing a pay-later method.

The buy now, pay later (BNPL) payment approach has emerged as an alternative credit payment—especially for younger consumers who often have a limited credit history and low credit scores.BNPL enables them to make purchases without paying the total amount upfront.

This credit solution allows consumers to split payment into 3 or 4 installments over a period up to 2 months with no interest charged.BNPL providers are emerging, primarily on the strength of their next-generation platforms and well-suited credit underwriting model that are designed to serve customers of various credit levels.

Additionally, these platforms integrate seamlessly with a wide range of merchants across industry, size, and order value. This key factor will create more value for both consumers and merchants, drive repeat use of BNPL platforms, and consequently increase transaction value. The global BNPL market experienced growth in 2021 and is on track to achieve a global transaction value of $656.34 billion in 2026, mainly driven by an increase in eCommerce transactions and the growing adoption of BNPL services among merchants and customers, especially in the North America and Europe. Additionally, an increase in funding for technology platforms and international market expansion in Asia-Pacific, particularly Australia, Japan, and India, will boost market growth.This study covers the BNPL market in 4 key global regions: North and Latin America, Europe, Asia-Pacific, and Africa and Middle East. The study covers a market overview based on online and physical/in-store merchants, growth opportunities for players in the BNPL industry, and insights into key regional companies. Market forecast discussions and total transaction volume forecasts are based on the market’s growth drivers and restraints. The study period is 2020–2026 and forecast span 2022–2026 using a base year of 2021.
Author: Dewi Rengganis

Get Industry Insights. Simply.

  • Latest reports & slideshows with insights from top research analysts
  • 150+ Million searchable statistics with tables, figures & datasets
  • More than 25,000 trusted sources
  • Single User License — provides access to the report by one individual.
  • Department License — allows you to share the report with up to 5 users
  • Site License — allows the report to be shared amongst all employees in a defined country
  • Corporate License — allows for complete access, globally.

ReportLinker may already be registered as a supplier with your company. If you want to Order by PO, check with us first and we'll let you know if we are a registered supplier and what the vendor number is. Otherwise, we'll provide you with the necessary information to register ReportLinker as a vendor.

Ahmad helps you find the right report:

The research specialist advised us on the best content for our needs and provided a great report and follow-up, thanks very much we shall look at ReportLinker in the future.

Kate Merrick

Global Marketing Manager at
Eurotherm by Schneider Electric

We were impressed with the support that ReportLinker’s research specialists’ team provided. The report we purchased was useful and provided exactly what we want.

Category Manager at

ReportLinker gave access to reliable and useful data while avoiding dispersing resources and spending too much time on unnecessary research.

Executive Director at
PwC Advisory

The customer service was fast, responsive, and 100% professional in all my dealings (...) If we have more research needs, I'll certainly prioritize working with ReportLinker!

Scott Griffith

Vice President Marketing at
Maurice Sporting Goods

The research specialist provided prompt, helpful instructions for accessing ReportLinker's product. He also followed up to make sure everything went smoothly and to ensure an easy transition to the next stage of my research

Jessica P Huffman

Research Associate at
American Transportation Research Institute

Excellent customer service. Very responsive and fast.

Director, Corporate Strategy at

I reached out to ReportLinker for a detailed market study on the Air Treatment industry. The quality of the report, the research specialist’s willingness to solve my queries exceeded my expectations. I would definitely recommend ReportLinker for in-depth industry information.

Mariana Mendoza

Global Platform Senior Manager at
Whirlpool Corporation

Thanks! I like what you've provided and will certainly come back if I need to do further research works.

Bee Hin Png

CEO at
LDR Pte Ltd

The research specialist advised us on the best content for our needs and provided a great report and follow-up, thanks very much we shall look at ReportLinker in the future.

Kate Merrick

Global Marketing Manager at
Eurotherm by Schneider Electric

  • How we can help
    • I am not sure if the report I am interested in will fulfill my needs. Can you help me?
    • Yes, of course. You can call us at +33(0) 4 37 65 17 03 or drop us an email at [email protected] to let us know more about your requirements.
    • We buy reports often - can ReportLinker get me any benefits?
    • Yes. Set up a call with a Senior Research Advisor to learn more - [email protected] or +33(0) 4 37 65 17 03.
    • I have had negative experiences with market research reports before. How can you avoid this from happening again?
    • We advise all clients to read the TOC and Summary and list your questions so that we can get more insight for you before you make any purchase decision. A research advisor will accompany you so that you can compare samples and reports from different sources, and choose the study that is right for you.

  • Report Delivery
    • How and when I will receive my Report?
    • Most reports are delivered right away in a pdf format, while others are accessed via a secure link and access codes. Do note that sometimes reports are sent within a 12 hour period, depending on the time zones. However, you can contact us to escalate this. Should you need a hard copy, you can check if this option is offered for the particular report, and pay the related fees.
  • Payment conditions
    • What payment methods do you accept?
      1. Credit card : VISA, American Express, Mastercard, or
      2. You can download an invoice to pay by wire transfer, check, or via a Purchase Order from your company, or
      3. You can pay via a Check made out in US Dollars, Euros, or British Pounds for the full amount made payable to ReportLinker
    • What are ReportLinker’s Payment Terms?
    • All payments must normally be submitted within 30 days. However, you can let us know if you need extended time.
    • Are Taxes and duties included?
    • All companies based in France must pay a 20% tax per report. The same applies to all individuals based in the EU. All EU companies must supply their VAT number when purchasing to avoid this charge.
    • I’m not satisfied. Can I be refunded?
    • No. Once your order has been processed and the publisher has received a notification to send you the report, we cannot issue any refund or cancel any order. As these are not ‘traditional’ products that can be returned, reports that are dispatched are considered to be ‘consumed’.
  • User license
    • The license that you should acquire depends on the number of persons that need to access the report. This can range from Single User (only one person will have the right to read or access the report), or Department License (up to 5 persons), to Site License (a group of persons based in the same company location), or Corporate License (the entire company personnel based worldwide). However, as publishers have different terms and conditions, we can look into this for you.
Purchase Reports From Reputable Market Research Publishers

Portugal Cards and Payments - Opportunities and Risks to 2025

  • $ 2750
  • April 2022
  • 57 pages

Portugal Cards and Payments - Opportunities and Risks to 2025 Summary ‘Portugal Cards and Payments - Opportunities and Risks to 2025’ report provides detailed analysis of market trends in the Portuguese ...

  • Portugal
  • Payments
  • Debit Card
  • Industry analysis
  • Contactless Payments
  • Card Transaction


Reportlinker.com © Copyright 2022. All rights reserved.

ReportLinker simplifies how Analysts and Decision Makers get industry data for their business.

Make sure you don’t miss any news and follow us on