Summary
This IDC Perspective provides a timely commentary on the state of embedded retail brokerage services against the backdrop of increasing adoption of embedded finance and banking-as-a-service solutions. The report reviews the manifestations of embedded brokerage and explores a recent, prominent real-world example of the potential of embedded investments to achieve scale (assets under management) at speed. IDC provides its perspective on the evolving nature of competition in the retail brokerage market and examines some key inhibitors to embedded retail brokerage services adoption. "The capacity for financial service providers to make their core value proposition available through nonfinancial channels in a profitable manner is emerging as a key competitive differentiator and is giving rise to an ecosystem of disruptive, enabling technologies," says Thomas Shuster, research director, Worldwide Capital Markets Digital Strategies at IDC.
