In 2023, the number of cards with a delayed debit function in Sweden stood at 750.4 thousand units. From 2013 to 2023, the figures experienced noticeable fluctuations. The highest increase was recorded in 2015, with a year-on-year growth of 22.31%, while the most significant decline occurred in 2020 with -16.85%. Over the past two years, values rebounded with a substantial growth of 26.73% in 2021 but modestly contracted by -4.59% in 2022. The average annual growth rate (CAGR) over the last five years is 0.30%, indicating a stable but slow recovery after previous declines.
Future trends to watch include the slight upward trajectory projected from 2024 through 2028, with an average annual growth (CAGR) of 0.13%. Key areas to monitor will be technological advancements in payment solutions, consumer preferences, and potential regulatory changes that could impact card usage and issuance. Continuously evolving financial technologies and increased adoption of digital payment methods may further influence these trends.