The Total Non-Performing Loans Net of Provisions to Capital in the Philippines are on a declining trend from 2024 to 2028. In 2023, the value stood at 3.00. Forecasted values are 2.92 for 2024, 2.85 for 2025, 2.78 for 2026, 2.72 for 2027, and 2.66 for 2028. Year-on-year variations are as follows:
- 2024 vs. 2023: -2.67%
- 2025 vs. 2024: -2.40%
- 2026 vs. 2025: -2.46%
- 2027 vs. 2026: -2.16%
- 2028 vs. 2027: -2.21%
The compound annual growth rate (CAGR) from 2024 to 2028 is approximately -2.38%. This indicates a steady decrease in the ratio of non-performing loans net of provisions to capital.
Future trends to watch for include potential impacts of economic policies, shifts in the global economic landscape, and changes in local loan management practices. These factors could alter the trajectory of non-performing loans, affecting overall financial stability.
