The forecast for the claims ratio of private accident insurance in Germany from 2024 to 2028 shows a slight increase from 62 to 62.8. In 2023, the claims ratio stood at 61.8. Observing a steady upward movement, the year-on-year growth is 0.32% on average. Over the past two years leading into 2024, the average compound annual growth rate (CAGR) stands at approximately 0.32%.
Future trends to watch for include:
- Potential regulatory changes affecting insurance policy structures.
- Advancements in preventive technologies reducing accident frequencies.
- Economic factors impacting premium pricing and overall insurance claims.
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