In 2023, European households' short-term loans (up to one year) showed varying trends across different countries. Italy leads with €27.25 million, albeit with a slight decline of 1.28% year-on-year. Spain follows with €24.05 million, demonstrating a healthy growth of 4.54%. France, with €22.07 million, saw a modest increase of 2.61%. In contrast, the Netherlands experienced a significant decrease of 12.6%, falling to €5.58 million. Smaller economies like Latvia, Lithuania, and Estonia showed minor fluctuations, mostly positive, with Latvia experiencing a slight dip of 2.66%.
Future trends to watch reflect potential shifts in economic conditions and regulatory changes influencing short-term lending. Countries facing economic hardships may see heightened demand, while others might witness further declines if regulatory constraints tighten. Monitoring these dynamics will be crucial to understanding the evolving landscape of short-term loans in Europe.
Top countries in Households Short-Term Loans (Up to One Year) Share by Country (Million Euros)
| # | 10 Countries | Percent | Last Year | YoY | 5-years CAGR | |
|---|---|---|---|---|---|---|
| 1 | 1 Italy | 27.25 | 2023 | +1.08% | -1.28% | View data |
| 2 | 2 Spain | 24.05 | 2023 | +5.7% | +4.54% | View data |
| 3 | 3 France | 22.07 | 2023 | +0.69% | +2.61% | View data |
| 4 | 4 Finland | 5.98 | 2023 | +2.36% | +1.1% | View data |
| 5 | 5 Netherlands | 5.58 | 2023 | -14.93% | -12.6% | View data |
| 6 | 6 Belgium | 5.08 | 2023 | +6.06% | -0.73% | View data |
| 7 | 7 Austria | 4.73 | 2023 | -6.54% | -6.49% | View data |
| 8 | 8 Greece | 3.17 | 2023 | -17.86% | -14.09% | View data |
| 9 | 9 Luxembourg | 0.84 | 2023 | +10.94% | +0.28% | View data |
| 10 | 10 Slovenia | 0.67 | 2023 | +3.7% | +1.56% | View data |
