The analysis of global total household debt as a percentage of net disposable income highlights Denmark, Norway, and the Netherlands as having the highest debt ratios. Compared to actual data from 2023, Denmark and Norway showed a slight increase in debt, while the Netherlands experienced a decrease. France and Germany displayed significant year-on-year increases at over 2%. Emerging economies such as Hungary and Russia saw noteworthy increases, contrasting with Australia's and Canada's declining trends.
Future trends to observe include the economic recovery's impact on household debt levels, inflationary pressures affecting disposable income, and regulatory changes in mortgage and credit policies, especially in high-debt countries.
Top countries in Total Household Debt by Country
| # | 10 Countries | Percent of Net Disposable Income | Last Year | YoY | 5-years CAGR | |
|---|---|---|---|---|---|---|
| 1 | 1 Denmark | 266.81 | 2023 | +0.81% | +1.07% | View data |
| 2 | 2 Norway | 258.77 | 2023 | +1.66% | +1.31% | View data |
| 3 | 3 Netherlands | 222.16 | 2023 | -1.09% | -1.42% | View data |
| 4 | 4 Luxembourg | 199.19 | 2023 | +2.05% | +1.5% | View data |
| 5 | 5 Australia | 190.3 | 2023 | -1.83% | -2.42% | View data |
| 6 | 6 Canada | 161.7 | 2023 | -2.94% | -2.91% | View data |
| 7 | 7 France | 133.76 | 2023 | +1.65% | +2.2% | View data |
| 8 | 8 Portugal | 126.46 | 2023 | +0.11% | -0.014% | View data |
| 9 | 9 Belgium | 123 | 2023 | +1% | +1.64% | View data |
| 10 | 10 Germany | 103.43 | 2023 | +1.06% | +2.09% | View data |
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