In 2023, voluntary health insurance expenditure as a percentage of total healthcare varied significantly across Europe, with Slovenia leading at 11.66%, while the Czech Republic registered the lowest at 0.15%. Year-over-year variations in 2023 indicate substantial increases in Latvia and Malta, by 43.6% and 20.48% respectively, while Germany and France saw notable declines, dropping by 9.8% and 5.94%. Over the past five years, countries like Croatia and Greece exhibited resilience with a positive average annual growth rate in health insurance spending.
Future trends to watch in European voluntary health insurance include potential increases in markets with emerging economies, driven by expanding middle classes and healthcare awareness. Additionally, regulatory changes and economic fluctuations may impact premium levels and coverage depth across countries.
Top countries in Healthcare Expenditure by Voluntary Health Insurance Schemes by Country
| # | 10 Countries | Percent of Total Current Health Expenditure | Last Year | YoY | 5-years CAGR | |
|---|---|---|---|---|---|---|
| 1 | 1 Slovenia | 11.66 | 2023 | -2.75% | -3.59% | View data |
| 2 | 2 Liechtenstein | 11.63 | 2023 | -1.36% | -1.05% | View data |
| 3 | 3 Ireland | 11.51 | 2023 | +2.86% | -0.68% | View data |
| 4 | 4 Cyprus | 9.1 | 2023 | +2.82% | -5.26% | View data |
| 5 | 5 Portugal | 7.77 | 2023 | +2.78% | -0.48% | View data |
| 6 | 6 Spain | 7.12 | 2023 | +0.99% | -0.14% | View data |
| 7 | 7 Croatia | 6.81 | 2023 | +5.26% | +0.69% | View data |
| 8 | 8 Switzerland | 6.71 | 2023 | -0.45% | -0.61% | View data |
| 9 | 9 Malta | 5.61 | 2023 | +27.79% | +20.48% | View data |
| 10 | 10 Poland | 5.48 | 2023 | -2.14% | -2.15% | View data |
