Global Mobile Money Account Adoption by Country

Kenya leads in global mobile money account adoption among women aged 15+, with a notable figure of 71.42% as of 2023. Following closely are Ghana and Thailand, each surpassing a 60% adoption rate. Other African countries like Gabon, Zimbabwe, and Uganda also show strong figures, highlighting the continent's dynamic mobile money landscape. Southeast Asian countries such as Thailand and Mongolia have similarly high adoption rates, indicating widespread acceptance of mobile money platforms in these regions. In contrast, countries like Nigeria, Indonesia, and Tunisia exhibit significantly lower adoption rates, pointing to potential market development opportunities.

Future trends to watch include:

  • The expansion of mobile infrastructure and digital literacy programs, potentially boosting adoption in underrepresented regions.
  • Innovations in mobile money services that cater to women's financial needs, fostering higher engagement.
  • Regulatory changes that could either facilitate or hinder adoption growth based on the country's economic policies.
  • Growing influence of fintech companies driving competitive landscapes, potentially leading to innovative solutions and higher adoption rates.

Top countries in Mobile Money Account Adoption by Country

# 10 Countries Percent of Women Aged 15+ Last Year
1 1 Kenya 71.42 2021 View data
2 2 Ghana 64.62 2021 View data
3 3 Thailand 63.57 2021 View data
4 4 Gabon 60.75 2021 View data
5 5 Mongolia 57.38 2021 View data
6 6 Zimbabwe 55.65 2021 View data
7 7 Uganda 54.53 2021 View data
8 8 Senegal 52.24 2021 View data
9 9 Ivory Coast 50.89 2021 View data
10 10 Tanzania 49.22 2021 View data

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