The total non-performing loans (NPL) in Saudi Arabia is forecasted to decrease gradually from 1.54 in 2024 to 1.39 in 2028. Compared to the actual value in 2023, this represents a downward trend over the forecast period. The year-on-year percentage decreases are: 2.6% in 2025, 2.7% in 2026, 2.7% in 2027, and 2.1% in 2028. The compound annual growth rate (CAGR) from 2024 to 2028 is approximately -2.5%, indicating a consistent reduction in NPLs over these five years.
Future trends to watch for include the impact of regulatory changes and economic diversification efforts on NPL volumes. Monitoring the banking sector's resilience and the success of government policies in promoting financial stability will be crucial. Analyzing macroeconomic indicators and potential global economic shifts will also provide insights into NPL trends.
