In 2023, the value added by the insurance, reinsurance, and pension funding sector in France stood at 10.65 billion euros. Forecasts for 2024 to 2028 indicate a gradual decrease from 10.56 billion euros to 10.18 billion euros. Year-on-year variations reveal a consistent downward trend, highlighting a yearly decline of approximately 0.91%. Over the five-year forecast period from 2024 to 2028, the compounded annual growth rate (CAGR) is negative, indicating an average yearly decrease in sector value.

Future trends to watch for include:

The impact of regulatory changes on the insurance and pension sectors.
Technological advancements, especially in digital underwriting and claims management, which may influence cost structures.
Changes in consumer behavior and preferences, particularly regarding sustainable investment products within pensions.