The Nordics, led by Finland, Norway, and Denmark, exhibit full account ownership, highlighting strong financial inclusion. Western Europe and North America closely follow, showcasing nearly universal access. Emerging markets like India, Brazil, and Nigeria show varying but growing account penetration due to digital payments and government initiatives.
Considerable gaps persist in several regions, particularly in Africa and Southeast Asia, where countries like the Republic of the Congo and Laos lag in financial inclusion, reflecting infrastructural and economic challenges. Future trends may include accelerated adoption of mobile money solutions in developing regions, with technology bridging the gap in traditionally underserved markets.
Top countries in Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider by Country
| # | 10 Countries | Percent of Persons Aged 15+ Who Underwent Secondary Education and Beyond | Last Year | |
|---|---|---|---|---|
| 1 | 1 Finland | 100 | 2021 | View data |
| 2 | 2 Norway | 100 | 2021 | View data |
| 3 | 3 Denmark | 100 | 2021 | View data |
| 4 | 4 Germany | 99.97 | 2021 | View data |
| 5 | 5 United Kingdom | 99.95 | 2021 | View data |
| 6 | 6 Austria | 99.95 | 2021 | View data |
| 7 | 7 Canada | 99.88 | 2021 | View data |
| 8 | 8 Switzerland | 99.82 | 2021 | View data |
| 9 | 9 Australia | 99.79 | 2021 | View data |
| 10 | 10 France | 99.76 | 2021 | View data |
