As of 2024, forecasts predict a gradual decrease in full own damage insurance claims for motor vehicles in Germany: from 3.88 million units in 2024 to 3.85 million units by 2028. Compared to 2023, which recorded slightly higher figures (not explicitly provided), the trend signifies a marginal decline. Over the past two years, the year-on-year variation remains minimal, reflecting stability in the claims forecast.
The compound annual growth rate (CAGR) for the forecast period shows a slightly negative growth trend, indicating a stable yet slightly decreasing outlook.
Future trends to watch for include technological advancements in vehicle safety, potential legislative changes affecting insurance protocols, and the rising adoption of electric vehicles, all of which could further influence claim frequencies and values.