In 2023, the global number of cards with a delayed debit function showed notable discrepancies across countries. Spain led with 40.48 million units, followed by Germany with 32.35 million units. France had 6.8 million, while Belgium and the Netherlands were at 3.23 million and 2.92 million, respectively. Lower figures were observed in the United Kingdom (1.99 million), Sweden (0.7504 million), Argentina (0.67818 million), and India (0.64401 million).
Year-on-year variations revealed:- Spain: +1.81%- Germany: +1.38%- France: -8.42%- Belgium: -1.7%- Netherlands: +0.29%- United Kingdom: -0.71%- Sweden: +0.3%- Argentina: +0.057%- India: +1.96%
Overall, Spain and India exhibited robust growth, while France and Belgium experienced declines. Moderate changes were seen in other countries.
Future trends to watch include the increasing digitalization of payments, driving growth in markets with currently low penetration rates. Innovations in fintech and regulatory changes might also impact the number and usage of delayed debit cards globally.
Top countries in Number of Cards with a Delayed Debit Function by Country
| # | 9 Countries | Thousand Units | Last Year | YoY | 5-years CAGR | |
|---|---|---|---|---|---|---|
| 1 | 1 Spain | 40,480 | 2023 | -0.53% | +1.81% | View data |
| 2 | 2 Germany | 32,350 | 2023 | +1.33% | +1.38% | View data |
| 3 | 3 France | 6,800 | 2023 | -9.47% | -8.42% | View data |
| 4 | 4 Belgium | 3,230 | 2023 | -1.26% | -1.7% | View data |
| 5 | 5 Netherlands | 2,920 | 2023 | +0.62% | +0.29% | View data |
| 6 | 6 United Kingdom | 1,990 | 2023 | -0.85% | -0.71% | View data |
| 7 | 7 Sweden | 750.4 | 2023 | +0.17% | +0.3% | View data |
| 8 | 8 Argentina | 678.18 | 2023 | +0.96% | +0.057% | View data |
| 9 | 9 India | 644.01 | 2023 | +1.67% | +1.96% | View data |