The 2024 forecasted data indicates that almost all European countries show near-total account ownership, with Denmark at the forefront at 100%. Countries like Germany, Austria, and the UK closely follow. Developing nations such as Nigeria, Kyrgyzstan, and Honduras exhibit much lower penetration rates, below 50%. The past two years showed negligible changes in high-income nations, while some developing regions experienced mild increases in account ownership.
Future trends to monitor include the potential impact of digital banking technologies and mobile-money adoption in nations with lower account penetration. We may see significant growth in account ownership within these markets as digital platforms expand accessibility and inclusion.
Top countries in Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider by Country
| # | 10 Countries | Percent of Persons Aged 15+ | Last Year | |
|---|---|---|---|---|
| 1 | 1 Denmark | 100 | 2021 | View data |
| 2 | 2 Germany | 99.98 | 2021 | View data |
| 3 | 3 Austria | 99.95 | 2021 | View data |
| 4 | 4 United Kingdom | 99.76 | 2021 | View data |
| 5 | 5 Netherlands | 99.73 | 2021 | View data |
| 6 | 6 Sweden | 99.69 | 2021 | View data |
| 7 | 7 Ireland | 99.66 | 2021 | View data |
| 8 | 8 Canada | 99.63 | 2021 | View data |
| 9 | 9 Finland | 99.53 | 2021 | View data |
| 10 | 10 Switzerland | 99.49 | 2021 | View data |
