In 2023, several European countries like Germany, Sweden, Australia, and Austria reached full account ownership for women, reflecting significant market maturity. Other developed countries also reported high ownership rates, like the UK (99.91%), Estonia (99.6%), and the US (96.79%). Developing countries showed lower rates, with Nigeria at 34.96% and Jordan at 34.06%, emphasizing digital and financial inclusion challenges.
No significant year-on-year changes were observed, indicating a stable trend. The last five years witnessed a negligible average annual growth, demonstrating the need for targeted policies to increase access among nations with lower rates.
Future trends to monitor include:
- Technological innovations improving access and inclusion.
- Government and fintech collaborations promoting digital finance in underbanked regions.
- Sociocultural changes driving increased account ownership among women.
Top countries in Account Ownership at a Financial Institution or with a Mobile-Money-Service Provider Among Women by Country
| # | 10 Countries | Percent of Persons Aged 15+ | Last Year | |
|---|---|---|---|---|
| 1 | 1 Germany | 100 | 2021 | View data |
| 2 | 2 Sweden | 100 | 2021 | View data |
| 3 | 3 Australia | 100 | 2021 | View data |
| 4 | 4 Austria | 100 | 2021 | View data |
| 5 | 5 France | 100 | 2021 | View data |
| 6 | 6 Norway | 100 | 2021 | View data |
| 7 | 7 Denmark | 100 | 2021 | View data |
| 8 | 8 United Kingdom | 99.91 | 2021 | View data |
| 9 | 9 Estonia | 99.6 | 2021 | View data |
| 10 | 10 Ireland | 99.53 | 2021 | View data |
