Credit Card Market Outlook 2024 - 2028

Daily Updated Industry Statistics and Top Emerging Trends about the Credit Card Industry

Global Credit Card Trends in 2024

Credit Card is part of Payments and includes a number of sub-sectors such as Co-branded Credit Card. You may also be interested in ATM.

Global credit card transactions are projected to soar to $8.1 trillion by 2028, up from $7 trillion in 2023, marking an average annual growth rate of 2.2%. Since 2019, global demand for credit card transactions has increased by 1.7% each year. In 2023, the United States led the world in credit card transactions, totaling $4 trillion. South Korea, Japan, and Canada followed in the second, third, and fourth positions, respectively. India saw a significant year-on-year increase of 3.9%, while France experienced a decline, decreasing by 13.8% since 2019. The global number of credit cards is also expected to rise, reaching approximately 3.2 billion units by 2028, up from 2.9 billion units in 2023. This represents an average annual growth of 1.6%. Since 2019, the global supply of credit cards has seen a modest increase of 0.5% each year. In 2023, the United States once again topped the charts, holding around 1.1 billion credit cards. China, Japan, and Brazil secured the second, third, and fourth spots, respectively. India recorded a 2.9% annual growth rate in the number of credit cards, while Sweden saw a decline of 2.7% per year since 2019.

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Top 10 countries

In 2024 major markets in the Credit Card Industry were:

World Credit Card Market Data and Forecasts

How much the Credit Card industry is expected to grow to 2028?

Forecast: Global Value of Payments by Cards with a Credit Function
Forecast: Global Number of Cards with a Credit Function
Forecast: Value of Payments by Cards with a Credit Function in the UK
Forecast: Value of Payments by Cards with a Credit Function in Italy
Forecast: Value of Payments by Cards with a Credit Function in France
More in Credit Card Industry for 2028

Global Credit Card Statistics

Global Credit Card Industry Database