The total non-performing loans net of provisions to capital in Austria has experienced fluctuations over the past decade. In 2023, it stood at 8.7 units, reflecting a general decline from the peak of 13.77 units in 2014. From 2021 to 2023, the yearly variation showed a consistent but slight decline of approximately -0.68% on average. Over the last five years, the CAGR was -0.57%, indicating a steady downward trend.
Looking ahead, future trends to watch for include economic conditions that may impact loan performance, regulatory changes, and the health of the banking sector. It is crucial to monitor market conditions and external economic factors that could potentially reverse or accelerate the current downward trajectory in non-performing loans.
