Forecast: Number of Payments by Cards with a Credit Function in Germany

In 2024, the number of payments by cards with a credit function in Germany stood at approximately 151.39 million units. Analyzing year-on-year trends, there was a minor increase of 3.88% from 2022 to 2023 following a small decline of -0.83% from 2021 to 2022. Observing a longer period, the CAGR over the last 5 years is 3.69%, indicating moderate growth in the use of these credit function cards.

Future trends to watch for include:

• Growing adoption of digital payment solutions, possibly influencing the usage of physical cards.
• Regulatory changes that could alter the credit card landscape.
• Technological developments such as contactless payments and integration with mobile wallets driving usage.