In 2023, out-of-pocket health expenditures in Indonesia stood at 29.15% of the total health expenditure. Forecast data indicates a decreasing trend from 27.97% in 2024 to 23.6% in 2028. The year-on-year percentage declines are approximately: -4.04% from 2024 to 2025, -4.10% from 2025 to 2026, -4.20% from 2026 to 2027, and -4.30% from 2027 to 2028. Over the last two years, the decline averaged around 4.07%. The five-year compound annual growth rate (CAGR) is approximately -4.16%.
Future trends to watch for include government policy changes aimed at increasing health insurance coverage, economic shifts affecting disposable income, and the potential impacts of healthcare infrastructure improvements on the out-of-pocket expenditures.
