Forecast: Individuals Using Internet Banking in France

The usage of internet banking in France is expected to rise gradually from 2024 to 2028, reaching 75.4% by 2028. In 2023, the penetration rate was lower, and the forecast suggests a steady, albeit minor, annual increase. The yearly increase is subtle, showcasing a consistent yet slow adoption of internet banking among individuals over this period. The five-year compound annual growth rate (CAGR) consequently indicates a small, stable upward trend.

Future trends to watch for include:

  • Digital transformation initiatives by banks aiming to enhance user experience.
  • Regulatory changes and their impacts on online banking security and accessibility.
  • Emergence of fintech innovations that could accelerate adoption rates.

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